Adelaide's most trusted brokerage
When clients reach out to us about refinancing, their primary aim is often to save money. They're keen on securing a better interest rate and reducing their home loan payments.
Many also have additional debts, like car loans or credit cards, that they'd like to simplify by consolidating. Some are contemplating investments or home renovations and want to ensure their current home loan aligns with their plans.
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Refinancing Guide!
Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.
Refinancing typically falls into one of four categories:
Negotiating with Your Current Lender: If you're content with your current lender but seeking improved terms, we can assist with negotiation.
Switching to a New Lender: Should we find a better deal elsewhere, we'll guide you through the process of transitioning to a new lender.
Debt Consolidation: For those juggling multiple smaller debts alongside their home loan, we explore options to consolidate them for easier management.
Accessing Funds: Whether for renovations or investments, we're equipped to help you access the necessary funds.
To determine the best approach for you, we thoroughly assess your current financial situation and future objectives.
Clients opt for our refinancing services because we offer comprehensive guidance, from preparing finances for the application process to selecting the most suitable approach.
With our established relationships with major lenders and expertise in banking policy, we boast a solid track record of securing refinancing approvals.
Moreover, our services come at zero cost to you. We're remunerated by the lender upon settlement of your home loan, ensuring our sole focus is on helping you achieve financial savings and your goals.
The appointment process
Book an appointment
Starting with a chat, we'll find out what you are trying to achieve and how your loan fits into your financial and lifestyle goals. We'll then let you know what information and documentation you will need to provide to progress your enquiry to a personalised appointment.
Getting to know you
You will receive an email containing a secure link to access your MyHub portal. Through this portal, you can securely submit essential information and documents to us. Standard documents include identification, proof of income, and bank statements.
Launch your journey
Once your information is received, your mortgage specialist will give you a clear picture of your current position and recommend suitable lending products to achieve your financial and lifestyle goals as part of your comprehensive consultation.
Ready to talk to someone?
With over 65+ 5-star Google reviews from our lovely clients, check out what our clients say about our award-winning service. Our experienced and dedicated team are here to guide you through the process so contact us to get started today!
Book an appointment Call: 08 8270 5138 What to expect at your appointment
First Home Buyer FAQs
If you're ready to buy your first home you may be wondering what government help is avaible.
In this video we explain the different Government Grants and incentives available to first home buyers, including the First Home Owner Grant, Stamp Duty Concessions and the First Home Loan Deposit Scheme.
