Jeane Posthumus

Mortgage Brokers servicing Noosa, Sunshine Beach & Marcus Beach

Do you need a Mortgage Broker servicing Noosa, Sunshine Beach or Peregian Springs? Jeane Posthumus can help you with the finance for your first home, investment property or the purchase of the family property. Get in contact with Jeane this week to discuss your needs.

Call Us Mortgage Choice Marcus Beach
Office - 0401 881 286

Open Hours Mortgage Choice Marcus Beach
9am - 5pm
Free Appointment

Mobile Broker

Noosa, Sunshine Beach, Peregian Springs, Sunshine Coast

Latest home loan interest rates

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As your local Mortgage Choice broker servicing Noosa, Sunshine Beach and Peregian Springs, Jeane is committed to ensuring you have the best interest rate available

Book your appointment now!

Using a mortgage broker on the Sunshine Coast can help you take the time and hassle out of shopping around for the right home loan.

As your mortgage broker, Jeane Posthumus is able to help you in your home loan journey by guiding you through the entire process with expert advice. Compared to going directly to a bank, Jeane is able to understand your financial situation and find the right home loan by comparing thousands of loans across multiple lenders and is not limited to the offerings of just one lender.

If you're looking to save money on your home loan or if you need a Mortgage Broker in Noosa, Sunshine Beach or Peregian Springs then give Jeane Posthumus a call.

Contact us today!

Start your home loan journey today

Mortgage Brokers on the Sunshine Coast

As a local herself, Jeane loves the Sunshine Coast for the weather and the people. If you're moving to the area, then please don't hesitate to get in touch with Jeane to learn more about the Sunshine Coast and some of the best areas to purchase in.

Jeane has seen first-hand what a good broker can mean to someone's situation. As a mortgage broker in the Noosa, Sunshine Beach and Peregian Springs region, it's our job to simplify and streamline the process for you.

Jeane believes good customer service can make all the difference when it comes to purchasing a property and she is dedicated to helping her clients put their minds at ease.

Get in touch with Jeane Posthumus this week!

We offer flexible appointments

As your mortgage broker servicing the Noosa, Sunshine Beach and Peregian Springs area, we can offer flexible appointments to make the process as stress-free as possible for you & your family.

Our mortgage brokers will come to you
We can meet you at work, at home or at a local coffee shop
Our aim is to save you time and stress and get things moving as quickly as possible.

If you're looking for a reliable and friendly mortgage broker on the Sunshine Coast then please reach out to Jeane Posthumus this week.

Contact us today!

Home Loan Pre-Approvals | Sunshine Coast Mortgage Brokers

When it comes to buying a home, it’s good to have all your ducks in a row before you start house hunting, and having home loan pre-approval in place means you’re good to go when you find the home of your dreams. To understand how pre-approval may help your situation, take a moment to watch our short video below.

A pre-approved loan will give you:

A clear spending limit, so you’ll know how much you can borrow.
Extra negotiating power. This tells vendors you’re a serious buyer and in a position to act quickly.
Confidence to bid at auction.

Pre-approval is generally valid for 3 months, so if you're currently house hunting, get in touch with Noosa Mortgage Broker Jeane Posthumus.

We can also help you with:

To arrange an appointment call, Jeane Posthumus, on 0401 881 286.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

As a registered migration agent at Migrate 2 Oz and an Australian citizen since 2003, I thought getting a mortgage on my own was easy It proved impossible without Jeane''s help. She not only secured a mortgage with a higher loan amount but got trems and rates better than the big tier 1 lenders. Her attanetion to detail and knowledge proved to be the difference. As a migrant arriving in the luck... read more

Ray
18 October 2023

Jeane is a fantastic mortgage broker, A, always a step ahead and wonderfully thoughtful, transparent and knowledgeable. An all round great experience refinancing my loan when it came off its fixed interest rate, which ended up yielding several additional benefits. I can now continue to grow my portfolio but have no extra monthly expenses. Thank you Jeane

Tripti
16 October 2023

Not only is Jeane highly professional, but she will go the extra mile for you. I would highly recommend her to family and friends.

Gayle
02 August 2023

I had the pleasure of working with Jeane for my recent home purchase, and I cannot speak highly enough of her exceptional service and expertise. From start to finish, Jeane made the entire mortgage process seamless and stress-free.
Her knowledge of the market and various mortgage options was truly impressive. She took the time to understand my financial situation and requirements, providing tailore... read more

Tanya
31 July 2023

I had a wonderful experience working with Jeane as my mortgage broker. Her extensive knowledge and expertise in the field were evident throughout the entire process. She guided me with patience and clarity, ensuring I understood all the options available to me. Jeane was incredibly responsive, promptly addressing my inquiries and keeping me updated on the progress. Her professionalism and trustwort... read more

Nicola
31 July 2023

Jeane was extremely helpful, dedicated and competent during our recent refinancing.
Her friendliness and lovely manner made it very easy to approach her during all stages of this process. It felt like she had our best interests at heart at all times. Thanks very much for all your support and assistance Jeanne.

Kellie
04 June 2023

My husband and I were looking for a new broker and we were thankfully referred to Jeane for the refinance of our home and investment property. Jeane exceeded all expectations with our refinance - keeping us informed every step of the way and sorting out complex settlement issues with ease. Communication was excellent and we found Jeane to be very honest, warm and friendly to deal with. We look forward to doing business with Jeane on our further endeavours

Susan
24 May 2023

Jeane has been very helpful with refinancing our house and getting a really good deal to help us in this time of increased interest rates. We highly recommend her service

Heidi
11 April 2023

I highly recommend Jeane ?
She helped me at a very stressful time in my life when I needed to refinance
The process was easy and Jeane was always available for my questions and helped me through the entire process with such friendliness and professionalism

Spirit
06 February 2023

Jeane was able to save us a lot in interest by consolidating some debt and getting us a better rate on our existing mortgage. She was very responsive to txt's and emails and always kept us informed on what was happening. We have no hesitation in referring her to anyone looking for a new mortgage or consolidation.

Rhys
17 November 2022

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.