Mortgage Choice Jannali servicing the Sutherland Shire: Menai, Como, Oyster Bay, Sylvania, Kirrawee, Kareela, Engadine, Loftus, Bangor, and Woronora.

Looking For a Home Loan, Investment Loan or Commercial Loan? What About Refinancing Your Existing Loan Or Fixing Your Rates. Talk To Your Local Mortgage Broker In Sutherland Shire. Gain The Benefit Of An Executive With Over 25 Years Banking Experience. Call Now On 02 9525 0112

  • Mobile 0437 330 858
  • Office 02 9525 0112
  • Open Hours
  • Free Appointment
1/96-100 Railway Crescent JANNALI, NSW 2226
  • 5.00
  • 9 Google Reviews Mortgage Choice Sutherland Shire

Our top five interest rates available


Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.


Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Mortgage Choice Jannali - Sutherland Shire is your experienced Mortgage Broker in the Sutherland Shire. The franchise is owned and managed by Jim Demetriou who brings a wealth of experience in the financial services industry, having had a career spanning 25 + years in retail, commercial and corporate banking. As a Sutherland Shire resident of many years, Jim has a solid understanding of the local and broader Sydney property market.

Our Vision To strive to understand every client's unique financial needs and to deliver a superior service and tailored solution to meet those needs. We want repeat clients and referrals to be testament to our exceptional and comprehensive service and products provided. We will deliver beyond expected.

Best Of All, We Do All This At No Cost To You ! 

To make an appointment, contact Mortgage Choice Jannali by clicking on the "Contact us" link at the top of this page or call Office: 9525 0112 Mob: 0437 330 858.

The process

 Initial Contact

 As soon as you make contact with us we’ll take some brief initial details to see if we can help, taking into account your individual circumstances and needs.

Free Consultation

A comprehensive consultation provided for free. Based on the information you provide, we will provide you with options for you to choose from over 20 of my panel lenders.

Completing All The Paperwork

We will do all the running around by completing all the paperwork on your behalf to save you time and possibly money, to ensure everything is done right first time so your transaction runs as smoothly as possible.

Safe and Secure

You can be assured that we will keep all of your personal information private and confidential as per the Privacy Act 1988. And, we don't process your loan overseas.

Keeping You In The Loop

Once your mortgage application has been submitted we will provide you with updates at regular interval as to how things are progressing with your approval.

Mortgage Offer

Once the Lender completes their final checks and a valuation of the property is done then a document called a Mortgage Offer will be produced by the lender.

Post Settlement

Our services continue well after your loan settled and we are always available to answer any question on any aspect of the said loan: Health checks, top up for that new pool or renovations.

As your Broker, we provide in-depth knowledge in a complex lending world, creating better outcomes for our clients.

Our Services

  • Home and Refinance Loans;
  • Cash Out;
  • Investment Loans;
  • Commercial Loans;
  • Pernonal Loans and Insurance;
  • Car Loans and Equipment Finance;
  • Leasing;
  • Financial Planning.
At Mortgage Choice Jannali - Sutherland Shire we want to save you time, effort and most likely money.  Home loans are so much more than just interest rates. We can explain the various subtleties of different loans which can make a big different to the bottom line.
  • We offer a professional, knowledgeable and efficient service;


  • We provide access to our wide panel of lenders and 1,000's of products on offer;


  • We take you through the complete lending process, from submission to settlement and beyond;


  • Keeping you informed at every step of the way;


  • We ensure all your questions are understood and answered efficiently;


  • We go above and beyond to deliver something that is exceptional.


Servicing Suburbs including but not limited to Alfords Point, Bangor, Barden Ridge, Bonnet Bay, Como, Engadine, Grays Point, Heathcote, Illawong, Jannali, Kangaroo Point, Kareela, Kirrawee, Loftus, Lucas Heights, Menai, Oyster Bay, Sutherland, Sylvania, Sylvania Waters, Waterfall, Woronora, Woronora Heights, Yarrawarrah.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























Google Reviews


Jim was very friendly, knowledgable and efficient throughout the whole process. As a first home owner, I had little knowledge about where to start, but he was very informative a...

Mortgage Choice Sutherland Shire


It's been a 11 month journey with Jim this year from initially discussing home loan options to settlement of my new home. When I initially rang the Jannali office he was on an o...

Mortgage Choice Sutherland Shire


Jim was introduced to us by a family member and we are glad to have listened to their recommendation. Jim was very helpful in not only getting us a loan but he always took his t...

Mortgage Choice Sutherland Shire


I have had a great experience liaising with Jim (Demetriou) over the past 18 months or so. He has firmed up my knowledge of the property, real estate and especially the mortgage...

Mortgage Choice Sutherland Shire


Jim was my mortgage broker for a recent property purchase. He did an excellent job and exceeded my expectations. I would recommend Jim for his services.

Mortgage Choice Sutherland Shire


I simply can not speak highly enough of Jim Demetriou. He put in a lot of effort to secure the best possible loan for us and refinancing. Everything was clearly explained, his...

Mortgage Choice Sutherland Shire


Our experience at Mortgage Choice, Jannali, was far beyond expectation. I would highly recommend Jim above other brokers we have used and dealt with, as he always went out of h...

Mortgage Choice Sutherland Shire


Jim helped me refinance my loan saving me thousands per year. Very friendly and easy to get along with. Would highly recommended.

Mortgage Choice Sutherland Shire


After speaking with several other brokers without success I was fortunate enough to acquire Jim's services to refinance our home loan. In at times a complex and frustrating pro...

Mortgage Choice Sutherland Shire

See all google reviews

"Thanks for everything Jim and being so good at what you do!"

Brett S - Property Investor
Caringbah, NSW

"Thank you Jim for all your hard work and effort in securing my business finance. We thank you for your honest & straight forward approach to making things happen quickly and conveniently as you did. Many Thanks"

Rodney Heseltine - Refinancer
Caringbah, NSW

"Thanks a million Jim for all your help and guidance getting this across the line. It's been a long battle for us to get into our first home and we are truly thankful for all your help and efforts which have in turn given our daughter a great opportunity at a great lifestyle and upbringing in the Illawarra region much like yourself. Thank you again Jim

Josh and Kate - First Home Buyer
Illawarra Region, NSW

"Jim, great news about our approval. This wouldn't have happened if it weren't for you. We can not thank you enough for all your advice and support. Thank you again."

Emily and Craig - First Home Buyer
Sutherland, NSW

"Jim, Now that we settled into our home, I just wanted to say thank you very much for the time you put in getting our loan through. It was a bumpy road but you got us through it. We very much appreciate your services."

Jenny and Brad - Upgrader
Sylvania, NSW

"We were very satisfied with your responsiveness an professional service received. We would not hesitate using your services again and would definitely recommend you to our family or friends. Jim, we were very happy with what you did for us.

Brad and Sue - Refinancer
Sylvania, NSW

"Dear Jim, just wanted to say thanks again for all your hard work,everything has worked out great for us and we are extremely grateful for what you did for us."

Karen and Derek - Refinancer
Kurnell, NSW

"We just wanted to let you know how much we appreciated your help in getting our loan through. We weren't sure if it could get done follow our discussion with another broker. Somehow, you got it done and we are very grateful. We would definitely refer you to our friends. "

Kathryn and Peter - Refinancer
Bangor, NSW

"Thanks Jim for making everything go sooo smoothly. Very Happy clients"

Belinda and Chris - Refinancer
Port Hacking, NSW

"Reliable, knowledgeable, professional service, available 24/7 to advocate for me through my most important & stressful financial life transitions. Thank you very much."

Bruce & Jacqueline - Property Investor
Menai, NSW

"Thank you so much for all your help and we are both very excited on our purchase and your assistance in getting us there. We will be sure to recommend you to anyone who may need your services."

Daniel and Angela - First Home Buyer
Sylvania Waters, NSW

"We really appreciate your support in getting this across the line."

A Michelzahn and A Collins - Refinancer
Loftus, NSW

"As always Jim you have been wonderful and dedicated to our cause. Thank you for your persistence in getting our loans through."

Terry and Kim - Business Lending
Woronora Heights, NSW

"Thank you Jim! Jim was great to deal with during the refinancing of our mortgage and moving to a different bank. Jim was attentive and responsive from the first moment I contacted him - which was a simple 'I'm just phoning to find out if this is possible' conversation. Jim listened to our needs and met every single one of them!
Thanks again Jim. Really appreciate the quality service and great advice. Highly recommended."

Daryl and Tracy Makins - Refinancer
Engadine, NSW

"Thank you Jim. All is setup and going well now. Thank you for your continual service."

C Hanncock - Refinancer
Sutherland, NSW

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