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Jim Demetriou

Mortgage Choice at Jannali, Servicing The Sutherland Shire: Our Vision: To strive to understand every client's unique financial needs and to deliver a superior service and tailored solution to meet those needs. Repeat clients and referrals are testament to our exceptional and comprehensive service and products provided.

Looking For a Home Loan, Investment Loan or Commercial Loan? What About Refinancing Your Existing Loan Or Fixing Your Rates. Talk To Your Local Mortgage Broker In Sutherland Shire. Gain The Benefit Of An Executive With Over 25 Years Banking Experience. Call Now On 02 9525 0112
  • Call Us Mortgage Choice Jannali
  • Mobile - 0437 330 858
  • Office - 02 9525 0112
  • Open Hours Mortgage Choice Jannali
  • Mon - Fri 9:00 am - 5:00 pm
  • Free Appointment

1/96-100 Railway Crescent JANNALI, NSW 2226
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After speaking with several other brokers in the Shire without success I was fortunate enough to acquire Jim's services to refinance our home loan. At times a  complex and frustrating process Jim provided the highest level of service you could possibly hope for and took all the stress and worry out of the process. I cant express my gratitude enough for the expertise and even more importantly the personal service that Jim provided in what can be a stressful time. Moving forward I wont be speaking to anyone else regarding finance. P. Waller, Bangor NSW

Mortgage Choice Jannali - Sutherland Shire is your experienced Mortgage Broker in the Sutherland Shire. The franchise is owned and managed by Jim Demetriou who brings a wealth of experience in the financial services industry, having had a career spanning 25 + years in retail, commercial and corporate banking. As a Sutherland Shire resident of many years, Jim has a solid understanding of the local and broader Sydney property market.

Best Of All, We Do All This At No Cost To You ! 

To make an appointment, contact Mortgage Choice Jannali in Sutherland Shire by clicking on the "Contact us" link at the top of this page or call Office: 9525 0112 Jim Demetriou Mob: 0437 330 858.

The Process:

Initial Contact

 As soon as you make contact with us we’ll take some brief initial details to see if we can help, taking into account your individual circumstances, needs and objectives.

Free Consultation

A comprehensive consultation provided for free. Based on the information you provide, we will provide you with options for you to choose from over 20 of my panel lenders.

Completing All The Paperwork

We will do all the running around by completing all the paperwork on your behalf to save you time and possibly money, to ensure everything is done right first time so your transaction runs as smoothly as possible.

Safe and Secure

You can be assured that we will keep all of your personal information private and confidential as per the Privacy Act 1988. And, we don't process your loan overseas.

Keeping You In The Loop

Once your mortgage application has been submitted we will provide you with updates at regular interval as to how things are progressing with your approval.

Mortgage Offer

Once the Lender completes their final checks and a valuation of the property is done then a document called a Mortgage Offer will be produced by the lender.

Post Settlement

Our services continue well after your loan settled and we are always available to answer any question on any aspect of the said loan: Health checks, top up for that new pool or renovations.

As your Broker, we provide in-depth knowledge in a complex lending world, creating better outcomes for you.

Our Services

  • Home and Refinance Loans;
  • Cash Out;
  • Investment Loans;
  • Commercial Loans
  • Business Loans;
  • Pernonal Loans and Insurance;
  • CarsLoans and Equipment Finance;
  • Leasing;
At Mortgage Choice Jannali - Sutherland Shire we want to save you time, effort and most likely money.  Home loans are so much more than just interest rates. We can explain the various subtleties of different loans which can make a big different to the bottom line.
  • We offer a professional, knowledgeable and efficient service;
  • We provide access to our wide panel of lenders and 1,000's of products on offer;
  • We take you through the complete lending process, from submission to settlement and beyond;
  • Keeping you informed at every step of the way;
  • We ensure all your questions are understood and answered efficiently;
  • We go above and beyond to deliver something that is exceptional.

Servicing Suburbs including but not limited to Alfords Point, Bangor, Barden Ridge, Bonnet Bay, Como, Engadine, Grays Point, Heathcote, Illawong, Jannali, Kangaroo Point, Kareela, Kirrawee, Loftus, Lucas Heights, Menai, Oyster Bay, Sutherland, Sylvania, Sylvania Waters, Waterfall, Woronora, Woronora Heights, Yarrawarrah.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews


23 Mar 2022

Jim did a fantastic job. Excellent service and very quick turnaround.

Dominic Ryan

11 Feb 2022

I can highly recommend Jim Demetriou. I was purchasing a commercial property and totally underwhelmed by the loan offer from the bank that I'd been with for years. Turning to Ji...

Pana Kolivas

17 Jan 2022

Very pleased with the service provided, very professional, fast and efficient. My finance was approved in a short time which made the purchase of my car possible. Would highly r...

Louise Reynolds

25 Nov 2021

It was an absolute pleasure dealing with Jim. He made the whole process of purchasing our property seamless and we highly recommend his brokerage services. Simon & Louise


25 Nov 2021

Jim was great to work with. Very clear with communication throughout the entire process, what to expect and always followed up every email with a phone call. The whole process w...

Shelley Poole

21 Oct 2021

Thank you so much for all your help and we are both very excited on our purchase and your assistance in getting us there. We will be sure to recommend you to anyone who may need...

Logan Hoser

14 Oct 2021

When searching for a home loan / Investment loan you need to be able to rely on someone you can trust to be able to present all the options available and give you the right info...

Scott Hadler

14 Oct 2021

Jim went out of his way multiple times to assist us with our home loan. He never gave up even when things looked impossible.

Samantha Taylor

15 Sep 2021

Jim was great to deal with. He was very patient and explained everything in an easy to understand way. The process was very easy as Jim made sure we didn’t get stressed and felt...

nicky delahunty

27 Aug 2021

My wife & I were dealing directly with Jim for our first home loan. Not only did he make the process seamless & easy to understand, he was also available to answer any question...

Sunil Dhummi

25 Aug 2021

Jim Demetriou, the owner mangaer of Mortgage Choice Jannali, has been helping us with our house financing since December '20. Selecting Jim for loan financing was one of the bes...

Ian Bastock

01 Aug 2021

Jim Demetriou at Mortgage Choice Jannali was nothing short of excellent! Professional, Friendly and always available to answer my questions/queries, which is so rare these days....

maria ortado

30 Jul 2021

I highly recommend Jim for a great home loan rate. He was attentive, professional, understanding and listened to our financial needs and delivered the results we were after. The...

kayla hood

15 Jul 2021

We just wanted to let you know how much we appreciated your help in getting our loan through. We weren't sure if it could get done following our discussion with another broker....

Tracy Makins

25 May 2021

We have had a very positive experience with Jim Demetriou. Jim assisted us some years ago when we were refinancing our home, saving us a great deal of money. And again more rece...

Tracy Scarella

18 May 2021

Jim is like having a family member help you with your mortgage. He is professional, friendly and above all not at all pushy. You would be doing yourself an disservice if you di...

Rita Henderson

30 Apr 2021

Great experience dealing with Jim, would highly recommend

Nick Vardalos

29 Apr 2021

This is the second time we've used Mortgage Choice Jannali. Both times Jim has helped us painlessly navigate through the process refinancing. Quick responses, friendly service,...

Stuart Douglas

06 Feb 2021

We had a small window to secure the Financing on a property, the Christmas New Year fell in the middle of this window. Against some major obstacles, Jim was able to make it hap...

Sonja Pelaez

07 Aug 2020

We have worked with Jim for over 8 years. He has been an invaluable wealth of knowledge and guidance and has helped us achieve our goals... multiple time! When buying our house,...

Christian Frost

11 Jul 2020

Jim is a true professional. He took his time to understand our needs and made sure we were comfortable with the process of obtaining a loan. I highly recommend Jim

Nicole Johnson

17 Mar 2020

Jim was very friendly, knowledgable and efficient throughout the whole process. As a first home owner, I had little knowledge about where to start, but he was very informative a...

Nathan Ho

10 Dec 2019

It's been a 11 month journey with Jim this year from initially discussing home loan options to settlement of my new home. When I initially rang the Jannali office he was on an o...

beauty chinganga

20 Nov 2019

Jim was introduced to us by a family member and we are glad to have listened to their recommendation. Jim was very helpful in not only getting us a loan but he always took his t...


12 Nov 2019

I have had a great experience liaising with Jim (Demetriou) over the past 18 months or so. He has firmed up my knowledge of the property, real estate and especially the mortgage...

Tim Cook

21 Nov 2018

Jim was my mortgage broker for a recent property purchase. He did an excellent job and exceeded my expectations. I would recommend Jim for his services.

edmore makoni

21 Nov 2018

I simply can not speak highly enough of Jim Demetriou. He put in a lot of effort to secure the best possible loan for us and refinancing. Everything was clearly explained, his...

Mickey Cridland

20 Nov 2018

Our experience at Mortgage Choice, Jannali, was far beyond expectation. I would highly recommend Jim above other brokers we have used and dealt with, as he always went out of h...

Cameron Barnes

24 Oct 2018

Jim helped me refinance my loan saving me thousands per year. Very friendly and easy to get along with. Would highly recommended.

Peter Waller

11 Oct 2018

After speaking with several other brokers without success I was fortunate enough to acquire Jim's services to refinance our home loan. In at times a complex and frustrating pro...

See all Google reviews

Thanks for everything Jim and being so good at what you do!

Brett S, Caringbah, NSW
- Property Investor

Thank you Jim for all your hard work and effort in securing my business finance. We thank you for your honest & straight forward approach to making things happen quickly and conveniently as you did. Many Thanks

Rodney Heseltine, Caringbah, NSW
- Refinancer

Thanks a million Jim for all your help and guidance getting this across the line. It's been a long battle for us to get into our first home and we are truly thankful for all your help and efforts which have in turn given our daughter a great opportunity at a great lifestyle and upbringing in the Illawarra region much like yourself. Thank you again Jim

Josh and Kate, Illawarra Region, NSW
- First Home Buyer

Jim, great news about our approval. This wouldn't have happened if it weren't for you. We can not thank you enough for all your advice and support. Thank you again.

Emily and Craig, Sutherland, NSW
- First Home Buyer

Jim, Now that we settled into our home, I just wanted to say thank you very much for the time you put in getting our loan through. It was a bumpy road but you got us through it. We very much appreciate your services.

Jenny and Brad, Sylvania, NSW
- Upgrader

We were very satisfied with your responsiveness an professional service received. We would not hesitate using your services again and would definitely recommend you to our family or friends. Jim, we were very happy with what you did for us.

Brad and Sue, Sylvania, NSW
- Refinancer

Dear Jim, just wanted to say thanks again for all your hard work,everything has worked out great for us and we are extremely grateful for what you did for us.

Karen and Derek, Kurnell, NSW
- Refinancer

We just wanted to let you know how much we appreciated your help in getting our loan through. We weren't sure if it could get done follow our discussion with another broker. Somehow, you got it done and we are very grateful. We would definitely refer you to our friends.

Kathryn and Peter, Bangor, NSW
- Refinancer

Thanks Jim for making everything go sooo smoothly. Very Happy clients

Belinda and Chris, Port Hacking, NSW
- Refinancer

Reliable, knowledgeable, professional service, available 24/7 to advocate for me through my most important & stressful financial life transitions. Thank you very much.

Bruce & Jacqueline, Menai, NSW
- Property Investor

Thank you so much for all your help and we are both very excited on our purchase and your assistance in getting us there. We will be sure to recommend you to anyone who may need your services.

Daniel and Angela, Sylvania Waters, NSW
- First Home Buyer

We really appreciate your support in getting this across the line.

A Michelzahn and A Collins, Loftus, NSW
- Refinancer

As always Jim you have been wonderful and dedicated to our cause. Thank you for your persistence in getting our loans through.

Terry and Kim, Woronora Heights, NSW
- Business Lending

Thank you Jim! Jim was great to deal with during the refinancing of our mortgage and moving to a different bank. Jim was attentive and responsive from the first moment I contacted him - which was a simple 'I'm just phoning to find out if this is possible' conversation. Jim listened to our needs and met every single one of them!
Thanks again Jim. Really appreciate the quality service and great advice. Highly recommended.

Daryl and Tracy Makins, Engadine, NSW
- Refinancer

Thank you Jim. All is setup and going well now. Thank you for your continual service.

C Hanncock, Sutherland, NSW
- Refinancer

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