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What home-buying incentives are currently on offer?
Are you interested in finding out what government incentives are up for grabs? Our Southern Gold Coast mortgage brokers, servicing across Coolangatta, Kingscliff to Murwillumbah will help you determine your eligibility for any government grants, schemes or incentives.
Currently, there are a number of programs that our team can explain to you in detail and help you benefit from if you fit the criteria.
Here's a snapshot and some handy links to find out more - contact us today to see if any of these will fit your circumstances.
The First Home Owner Grant is a lump sum of cash available to first home owners to help with the cost of buying a first home or vacant land to build a home on. The Grant doesn’t have to be repaid, and it’s not taxable, but there are strings attached. Give us a call to find out whether the grant will fit your situation.
Stamp duty, a tax imposed on real estate purchases, is a bit more complicated and has different rules around what you can avoid paying. Our Kingscliff mortgage brokers can help you calculate what exemptions or concessions on stamp duty you’ll be eligible for depending on the value of your property.
The First Home Loan Deposit Scheme allows first home owners to pay as little as 5% property deposit and avoid paying Lenders Mortgage Insurance. The government is basically acting as guarantor for those home buyers who are approved, and only certain lenders have been selected by the government to offer this incentive. To find out more, speak to our team for the Southern Gold Coast and Kingscliff.
The First Home Buyer Super Saver Scheme allows buyers to withdraw voluntary superannuation contributions they have made to their super fund and put this money towards a deposit on a property. Find out more by speaking to our Kingscliff mortgage broker team today.
Book an appointment online or call us today on 0425 293 453 to have a chat through your needs or for an obligation-free meeting.