Meet your home finance experts - Kingscliff, Coolangatta & Murwillumbah areas

At Mortgage Choice on the Southern Gold Coast & Tweed, servicing Murwillumbah, Coolangatta and beyond, we offer our clients incredible service and a long-lasting relationship that will help you at every stage of your financial life. 

Our large number of repeat and referral customers are a testament to the dedication we apply to every customer relationship.

Clients' dreams and aspirations are something we want to share and be a part of. Find out how we can make your financial goals a reality and talk to us today!


Jo Croft
Jo Croft

Owner/Director - Mortgage Choice in Kingscliff, Southern Gold Coast & Northern NSW & Mortgage Choice in Springwood

Dip Finance & Mortgage Broking
Cert IV in Financial Services
Bachelor Education

An experienced Mortgage Broker, Jo has been working at Mortgage Choice for over seven years. Jo became Owner/Director of the business in Springwood, south of Brisbane in 2016. 

Jo loves to help clients achieve their goals of home ownership, and this is what led her to purchase Mortgage Choice in Springwood, and more recently her second Mortgage Choice business in Kingscliff, servicing the southern Gold Coast, Tweed and Northern NSW.

Previous to mortgage broking, Jo has an extensive history in education. With this education background, Jo has a wonderful ability to explain finance in everyday language, making concepts clear and accessible. Jo works hard to ensure that her clients have the solutions that best fit their individual circumstances.  To notch customer service as well as making the home loan process easy and enjoyable are what are most important to Jo.

Beyond mortgage broking, Jo loves spending time with her son and husband, seeing friends, drinking great coffee and traveling. Jo is also an experienced dancer, and has performed at the Sydney Opera House numerous times. 

Contact  | 0425 293 453 or joanne.croft@mortgagechoice.com.au


Sue Cavill
Sue Cavill
Certified Financial Strategist | MBA Grad | Dip Law | ADFP

I have been a financial adviser since 1986 and was initially drawn to the profession because of my enjoyment of analysis and working with numbers. I was able to apply this passion to assist people to create healthy financial futures.

I believe that the forefront of financial planning should be managing risk - you can’t achieve wealth otherwise.

No matter what's happening in our lives, we can all benefit from financial advice. You may need help with budgeting and saving, or growing a portfolio of investments and I'm here to guide you every step of the way. 

Please reach out to me to discuss your situation, I'd love to help you achieve your goals. 

Email Sue | Connect with Sue on LinkedIn | Call Sue on 0488 258 444


Michelle Schmid
Michelle Schmid

Loans Processor

Michelle has worked in finance for over 10 years.

Being able to help people reach their financial goals is what Michelle enjoys most about her role. The process of buying or refinancing can be daunting and time-consuming, so Michelle is honored that clients put their trust in our team to take care of this process for them. The working relationships built with clients is something that Michelle finds very rewarding. 

Outside of work, Michelle is busy with her kids. Like all kids, they never stop! Whether at a museum, playing in the park or at a cheer-leading competition, Michelle is always on the go with her family. Some other favorite activities they share are fishing, metal detecting and their cherished family movie nights. 

Nicole Reid
Nicole Reid

Office Administrator & Assistant to Jo Croft

Dip Finance & Mortgage Broking

Nicole (Nikki) is the newest addition to the team at Mortgage Choice in Springwood and Gold Coast South. 
 
With a background in finance, Nikki has over 10 years retail banking experience and most recently as a Loans Assessment Officer. She's also qualified with a Diploma in Finance & Mortgage Broking, so seeing the home loan process from the mortgage broking perspective has been the perfect fit.  
 
Nikki lives with her husband Kyle, two teenage daughters and two fur babies (Gizmo & Fifi) on an Jimboomba acreage, which keeps her very busy! 
 
She also has a keen interest in home decorating and gardening, having recently built their dream family home. Nikki is always online looking at homewares - much to her husband's dismay!
 
Nikki looks forward to working with you soon!

Contact us today.


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