Meet your home finance experts - Kingscliff, Coolangatta & Murwillumbah areas

At Mortgage Choice in Kingscliff, servicing Murwillumbah, Coolangatta and beyond, we offer our clients incredible service and a long-lasting relationship that will help you at every stage of your financial life. 

Our large number of repeat and referral customers are a testament to the dedication we apply to every customer relationship.

Clients' dreams and aspirations are something we want to share and be a part of. Find out how we can make your financial goals a reality and talk to us today!


Jo Croft
Jo Croft

Owner/Director - Mortgage Choice in Kingscliff, Southern Gold Coast & Northern NSW & Mortgage Choice in Springwood

Dip Finance & Mortgage Broking
Cert IV in Financial Services
Bachelor Education

An experienced Mortgage Broker, Jo has been working at Mortgage Choice for over seven years. Jo became Owner/Director of the business in Springwood, south of Brisbane in 2016. 

Jo loves to help clients achieve their goals of home ownership, and this is what led her to purchase Mortgage Choice in Springwood, and more recently her second Mortgage Choice business in Kingscliff, servicing the southern Gold Coast, Tweed and Northern NSW.

Previous to mortgage broking, Jo has an extensive history in education. With this education background, Jo has a wonderful ability to explain finance in everyday language, making concepts clear and accessible. Jo works hard to ensure that her clients have the solutions that best fit their individual circumstances.  To notch customer service as well as making the home loan process easy and enjoyable are what are most important to Jo.

Beyond mortgage broking, Jo loves spending time with her son and husband, seeing friends, drinking great coffee and traveling. Jo is also an experienced dancer, and has performed at the Sydney Opera House numerous times. 

Contact  | 0425 293 453 or joanne.croft@mortgagechoice.com.au


Vanessa Ziegler
Vanessa Ziegler

Finance Consultant & Loans Processor

Vanessa (Ness) has extensive experience in the finance industry and is onto her next challenge; completing a University degree in Accounting.

Ness looks after all of the files in the office from submission through to settlement with the lenders and banks, ensuring all of our clients are updated along the way. Ness is now writing home loans for our customers as a talented new mortgage broker. 

Super-organised for our clients, Vanessa always makes sure everything runs smoothly.

Vanessa prides herself on her friendliness and always greets you with a smile.

Living in the Springwood area with her husband, Ness is also a true dog lover!

Contact  |  vanessa.ziegler@mortgagechoice.com.au 


Karen Nott
Karen Nott

Office Administrator & Personal Assistant to the team

Karen Nott is our fabulous Office Administrator and Personal Assistant to the team. Karen has been working at Mortgage Choice for over 15 years, and has a complete wealth of knowledge about the process.

Karen is the friendly voice you hear when you first make contact with our office and also manages our appointments, follows up enquiries and looks after the general day to day running of the office.

Being super organised and providing outstanding customer service is Karen's ongoing goal.

Living locally to the Springwood area with her husband and three lovely daughters, she loves nothing more than cooking up a storm in the kitchen and walking her dog to keep fit during her spare time.

Contact  |  karen.nott@mortgagechoice.com.au 


Contact us today.


Additional Comments? * :