Home Find a local expert Jo Croft

Kingscliff mortgage broker - aiming to exceed your expectations and ensure you're delighted

At Mortgage Choice in Kingscliff, servicing the southern Gold Coast and Northern NSW, our goal is to make sure you are delighted. Our reward is receiving your feedback.

Don't take our word on exceeding expectations, see what some of our clients have to say!

All of the reviews below are genuine, from our happy clients.

If you're a client of Mortgage Choice and would like to provide us with some feedback or a testimonial, please send it through to joanne.croft@mortgagechoice.com.au 

Jo is wonderful! She is super professional, provides excellent customer service, is friendly, efficient and gets great results. Jo helped us negotiate new home loan rates that will save us on our monthly repayments immediately. She made the whole process super easy. I highly recommend talking to Jo and having your loans reviewed. Thank you 🙏

Laura K. (Refinancer) Kingscliff, NSW

Jo and the team helped us to secure a loan on our house in a complex situation (I am not an Australian citizen, their was inheritance and other loans involved). The service was impeccable from the start; Jo was clear, honest and responsive. From the first phone call to settlement of the loan and afterwards I have been genuinely impressed by the high level of service. I will recommend Jo and her team to anyone.

Thanks so much Jo and team.

Lawrence C. (Upgrader) Kingscliff, NSW

Jo and her team at Mortgage Choice have been absolutely amazing, helping me get finance for my house purchase last year and then again this year with refinancing my mortgage with another institution that offered a much lower interest rate and cash back offer!! Both processes were managed so professionally, with excellent communication at all stages, always ensuring I was notified and kept up to date with the progress of my applications. I couldn't be happier with Jo and the other ladies who work with her, they're all so lovely and extremely efficient and would highly recommend them to anyone requiring assistance and advice with their home loan.

Rosemary P. (Refinancer) Carrara, QLD

A stress free, seamless refinancing experience from start to finish with Jo, Michelle & Nicole. Fantastic communication, available to answer our questions & kept us informed of our application progress throughout. Thank you very much.

C Warren-Smith (Upgrader) Elanora, QLD

Jo and her team worked really hard to get me a better interest rate for my home loan. Always professional, they kept me regularly updated on progress and got me over the line! Thank you.

Beverley Cosgrove (Refinancer) Tugun, QLD

Jo and her team went above and beyond to help us to achieve what we now have.
Her service is exceptional and would recommend her to anyone.
Thanks again Jo
Couldn't have done it without you and your team.

Larissa Graham (First Home Buyer) Kingston, QLD

We want to sincerely thank Jo & her team for all their help & ongoing assistance, throughout the entire process of buying our house they were so helpful & patient with us. We honestly couldn’t have purchased our first home without them, they’ve made our dream come true.

We have, and will continue to, be recommending you to everyone. Many of our friends have asked “Where do you even begin to buy your first home?” And we always answer, “JUST GO SEE JO CROFT!”.

Thank you again for everything!
We really appreciate it.
Alisha & Joel X

Alisha Marshall (First Home Buyer) Banora Point, NSW

Jo helped us refinance our home loan and her service was exceptional!. Not only was she efficient, Jo and her team she kept us informed every step of the way. We were amazed how even after settlement, we still received up calls and emails to see how things were going. 5 star service!

Nikki Reid (Refinancer) Meadowbrook, QLD

Thanks Jo!!! Amazing service!

Miccy Dify (Refinancer) Kingscliff area, NSW

Jo is super quick to respond, informative and pleasant to work with. Definitely someone you want to have on your side when seeking good mortgage options.

Olga Kalenbach-Wieczorek (First Home Buyer) Kingscliff area, NSW

My husband and I just used Jo and her lovely staff to refinance our home loan. Jo is very professional and knowledgeable. I would definitely recommend Jo and her team!

Sharon Grieve (Refinancer) Tweed Coast, NSW

Jo & Michelle are two of our fav people (even though we haven’t met!). We had a difficult home loan application, which involved the sale of another property, one of us being a contract worker who is away and the other being a stay at home mum with two young babies! We worked with Jo initially and she was clear and upfront with what we needed to do to achieve our goals. She always returned our emails and calls! When it came to the Crunch, Michelle kept us updated all the way to settlement. And they even hassled our very backlogged lender so that it settled on time (a lot of broker’s would’ve just said “bad luck”). I’d highly recommend this team to anyone looking to buy property! Thanks again Jo & Michelle - you guys are great & we will continue to rave about you to anyone who asks!

Em Woods (Upgrader) Kingscliff area, NSW

My husband and I approached Jo to assist us with refinancing our mortgage.
Jo was extremely efficient and helpful through this process and always kept us updated.
I would highly recommend Jo.

Tracey McCarthy (Refinancer) Tweed Coast area, QLD

Jo and crew were like a dog with a bone when it came to getting my loan, they persevered and kept me informed, nothing was too much for them. I thank them.

Sarah Green (First Home Buyer) Kingscliff area, QLD

Thank you Jo and your team at Springwood. Your knowledge and patience during our recent house buying experience were commendable.
What impressed us the most were your quick response to questions, return of phone calls and understanding for nervous buyers.
Thank you. :)

Doug Wilkie (Upgrader) Springwood area, QLD

Thank you for every thing & I hope your home & business at Kingscliff is doing great. It's a beautiful part of the coast to live & close to everything you'd need or want. Thank you again for your email, it was a lovely gesture. I know you made all this possible, our new home & I'm indebted to you for your expertise & professionalism.

Coleen (Upgrader) Killarney, NSW

Jo did a fantastic job on refinancing our mortgage. We have already recommended Jo to family and friends and we kicked ourselves that we didn't go and see her sooner!

Steve & Tracy (Refinancer) SPRINGWOOD, QLD

Jo, Karen and Vanessa have been absolutely outstanding in finding the perfect home loan for us. All three of the ladies were very professional and prompt when returning emails and phone calls. Despite my partner being a sub-contractor carpenter where we initially found it very difficult searching for a home loan, Mortgage Choice Gold Coast South & Northern NSW took the stress out of the situation and went out of their way to ensure we found the best loan, and settlement occurred on time. I cannot thank them enough on what they have done for us! If we are ever to purchase another property, there is no doubt we would engage with Mortgage Choice Gold Coast South & Northern NSW again. Highly recommend to anyone seeking the perfect home loan!

Emily W & Matthew N (First Home Buyer) Reservoir, VIC

We highly recommend the team at Mortgage Choice Gold Coast South & Northern NSW. A big thank you to Jo, Karen and Vanessa - the whole process has been smooth and always done with integrity, transparency and a big smile! We will definitely use this team's expertise for our next property purchase

Jeff & Giselle F (Upgrader) Springwood, QLD

Jo and her team at Mortgage Choice have always done a fantastic job of helping my wife and I secure the best financing available. She has always been very accommodating to our never ending questions and I would highly recommend her and her team to anyone.

Blair Collins (First Home Buyer) Kingscliff, QLD

Kicking ourselves that we didn't go and see Jo and the team at Mortgage Choice Gold Coast South & Northern NSW sooner! The team were there every step of the way to make the process of refinancing our home easier than we could have imagined. Not to mention our surprise at the money we are now saving. We would highly recommend Jo, Karen and Vanessa and their service to anyone in a similar situation.

Mark & Fiona D (Refinancer) Parkinson, QLD

Jo and Karen are just simply AMAZING. From the very beginning they made us feel at ease and in truly safe hands. Their professionalism, kindness and helpfulness is outstanding. They always kept us up to date with what was going on and explained every step of the process. They always went above and beyond making sure everything ran smoothly. Jo was able to find us an awesome loan for our particular situation.
Always there to answer any questions we may have had and to guide us through the process of buying a home the team at Mortgage Choice Gold Coast South & Northern NSW made the whole procedure easy. We would highly recommend Mortgage Choice Gold Coast South & Northern NSW to anyone looking to buy their dream home. We can not thank Jo and Karen enough for all their support and outstanding effort in fulfilling our dream and finding our dream home. Thank you both for everything. Cheers

Laurent & Duangjan R (First Home Buyer) Boronia Heights , QLD

Jo and her team were wonderful. They made the whole experience of getting a mortgage easy. They went above and beyond our expectations. Always there to help and answer any questions we had. Thoroughly recommend them to anyone looking to own their own home. Thank you for everything Jo and Mortgage Choice. Cheers

Lolo Roquet (First Home Buyer) Kingscliff, QLD

Jo Croft is my 'go to' broker. Jo is informative, responsive and careful to match product to our needs. All of our experiences over the past 5 years have been very positive - our first home loan, car financing and refinancing of our home loan all without a hitch. I highly recommend Jo and her team.

Amanda van Gils (Refinancer) Kingscliff, QLD

We highly recommend Jo and Karen from Mortgage Choice Gold Coast South & Northern NSW who helped us through the process of purchasing our first home. From the moment we had our first meeting, Jo was always prompt and professional in her communication with us, and even though it took us a while to find the right property her commitment to following up with us was second to none. Jo really made us feel that our business was valuable to her and shared in our excitement at each of the milestones along the way. Her knowledge of the processes and products she offers is fantastic – we were always provided with all the relevant information in a clear and easy to understand format at every step. Thank you Jo and Karen for making our first home a reality, we look forward to utilising your services again in the future!

Amanda & Anthony W (First Home Buyer) Loganholme, QLD

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