Home Find a local expert Joanne Croft

Meet your mortgage broker experts in Springwood QLD, Logan


At Mortgage Choice in Springwood, we offer every client the promise of an ongoing relationship - one based on mutual trust, respect and open and honest communication. 

Our 100% commitment to our clients' needs is reflected in our large number of highly-valued repeat and referral customers. Many of our clients start as first home buyers and we continue to assist them through refinancing, upgrading and becoming property investors into the future.

We like to believe that we share in all of our clients' dreams and aspirations.

Book an appointment online or call us today on 07 3808 1070 to have a chat or book in your obligation-free appointment.

Owner/Director - Mortgage Choice in Springwood & Mortgage Choice on the Southern Gold Coast & Tweed

Dip Finance & Mortgage Broking
Cert IV in Financial Services
Bachelor Education 

Jo is an experienced Mortgage Broker who has been working at Mortgage Choice in Springwood for over nine years. Jo became Owner/Director of the business in 2016. 

It was Jo's love of helping clients achieve their dreams and home ownership goals that led her to purchase Mortgage Choice in Springwood, and recently purchased a second Mortgage Choice business servicing the southern Gold Coast, Tweed and northern NSW.

With an extensive history in education previous to mortgage broking, Jo has a wonderful ability to explain finance in everyday language, making concepts clear and accessible. Jo is passionate and dedicated, and works hard to ensure that all clients have a solution that best fits their individual needs.  Exceptional client service and making the home loan process easy and enjoyable are what's most important to Jo.

Outside of work she loves spending time with her husband and son, catching up with friends, finding good coffee and traveling to new locations. Jo is also an experienced dancer, and has performed at the Sydney Opera House numerous times. 

Contact  | 0425 293 453 or joanne.croft@mortgagechoice.com.au

Michelle Schmid

Loans Processor

Michelle has worked in finance for over 10 years and looks after loans processing to ensure a seamless experience for our clients.

Being able to help people reach their financial goals is what Michelle enjoys most about her role. The process of buying or refinancing can be daunting and time-consuming, so Michelle is honored that clients put their trust in our team to take care of this process for them. The working relationships built with clients is something that Michelle finds very rewarding. 

Outside of work, Michelle is busy with her kids. Like all kids, they never stop! Whether at a museum, playing in the park or at a cheer-leading competition, Michelle is always on the go with her family. Some other favorite activities they share are fishing, metal detecting and their cherished family movie nights. 
Nicole Reid

Nicole Reid

Loans Processor

Dip Finance & Mortgage Broking

Nicole (Nikki) also looks after our loans processing to ensure everything runs smoothly for our Mortgage Choice in Springwood and Gold Coast South clients. 
With a background in finance, Nikki has over 10 years retail banking experience and most recently as a Loans Assessment Officer. She's also qualified with a Diploma in Finance & Mortgage Broking, so seeing the home loan process from the mortgage broking perspective has been the perfect fit.  
Nikki lives with her husband Kyle, two teenage daughters and two fur babies (Gizmo & Fifi) on an Jimboomba acreage, which keeps her very busy! 
She also has a keen interest in home decorating and gardening, having recently built their dream family home. Nikki is always online looking at homewares - much to her husband's dismay!
Nikki looks forward to working with you soon!

Sebastian Kunning

Broker Assistant

Sebastian is our focused and efficient Broker Assistant, who is an expert in collating our clients' application documents and getting all of our applications ready for submission - just the way the lenders like it!

Having previously worked at Apple before joining Mortgage Choice in Springwood and Gold Coast South, Sebastian understands the importance of simplifying processes for clients, as well as providing outstanding customer service.

Sebastian loves being a part of the journey in helping people achieve their dreams of owning a home.

In his spare time, Sebastian likes to unwind by playing guitar, going on hikes, and watching movies. He's also a huge rugby union fan (supporting France) and loves boxing.

Sarah Harris

Administration Assistant
Sarah runs office administration and is an invaluable assistant to our team at Mortgage Choice in Springwood and Gold Coast South.
Having been in the finance world for almost eight years in areas such as stockbroking and accounting, Sarah is now sinking her teeth into the exciting world of mortgage broking (which she says is by far her favorite!).
Sarah loves being able to help people make their property dreams come true - it's something that she finds extremely rewarding and it provides a lot of good feels.
Outside of work, Sarah loves camping, fishing and taking her three furry children on lots of adventures.

Contact us today.