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John Iskra

Mortgage Broker & Home Loans Croydon, Ringwood, Chirnside Park, Lilydale & surrounding areas

Looking for the right mortgage and a great home loan rate? John and Jo will negotiate with 30+ lenders to get you a great deal. They do all the paperwork for you and they don't charge you for their mortgage broking service. Make an appointment with John or Jo today. We can zoom/google meet or come and see you
Expert advice and friendly service.
T: (03) 9725 5799 M: 044 888 9955
  • Call Us Mortgage Choice Melbourne
  • Mobile - 0448 889 955
  • Office - 03 9725 5799
  • Fax - 03 9725 5733
  • Open Hours Mortgage Choice Melbourne
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Start your home loan journey today

Hi, I am John, I am one of the top performing brokers in Victoria with over a decade of experience helping thousands of people like you get the right loan at the best rate.

With our world being so uncertain with COVID-19 you will be glad to know that Mortgage Brokers are considered an essential service.

If you need help refinancing at a lower rate we can come to you to get you sorted. 

They specialise in finding you the right loan from one of the 30+ lenders on their panel, be it for your first home, next home, investment property, equipment finance, car or personal loan.

So, if you are time poor and looking for someone you can trust to help you find the best loan with no fuss or effort then look no further?

 Let John and his team help you with:

  • refinancing
  • a first home buyer
  • an upgrader or downsizer
  • a property investor
  • buying commercial property
  • an expat or non-resident, buying in Australia
  • needing another type of loan, eg car loan

In the meantime, if you would like to do some of your own research you can take a look at our Calculators page to get an idea of what repayments you can afford.


Why people choose John?
  • over a decade of experience, professional and free to you
  • He will find you the best mortgage or home loan rate   no matter your needs or circumstances
  • His wealth of knowledge and advice is free to you and not influenced by commissions.
  • John does all the paperwork and lender chasing 
  • John is friendly, down to earth and loves helping people and provides you with excellent service.

Speak to John or Jo today.

  • Call our office: 03 9725 5799

  • John's mobile: 044 888 9955  

  • email

We Service Ringwood, Lilydale, Chirnside Park, Mooroolbark, Yarra Ranges, Yarra Valley, Seville, Wandin, Mt Evelyn and surrounding areas

You too will discover why so many people decide to use brokers like John and Jane from Mortgage Choice - they do all the hard work for you and it is absolutely FREE.

 Check out our online publications here:

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Luke Collins

26 Jul 2020

Fantastic experience dealing with John at mortgage choice. Couldnt recommend more highly! Great advice and service. Thanks again Recently refinanced 2 loans to NAB and couldnt...

Vitality TV

27 May 2019

Fantastic service, extremely accomodating. Highly recommend

Damian Gates

31 Oct 2018

I would highly recommend the service provided by John and the team at Mortgage Choice in Croydon. I recently refinanced my loan and John was able to handhold me through the pro...

Kat P

21 Jul 2018

John is very helpful and made sure we had the right setup for our loan. Everything was explained well and was very diligent in handling things quickly. We will use their service...

Elisha Laukart

05 Jul 2018

John is extremely efficient and proffesional. Helped me with my first home loan and was happy to answer all my questions. Would recommend to anyone.

Eva Piliotis

18 Jun 2018

John was extremely helpful with my loan, and patiently explained everything. He made it all very simple for me. I can highly recommend him, and will definitely use him again in...

Lauri Unkovich

19 May 2018

John has been a real joy throughout the whole experience while finding us the best deal and keeping us informed along the way.

Louise Stace

18 May 2018

John was a great person to deal with who handled everything for us. Would recommend to friends and family

Geoffrey Heard

08 May 2018

John has helped us navigate two property purchases to date and we would have been completely lost without him!

Tania Middleton

30 Apr 2018

John was helpful professional & knowledgeable. He made the process to refinance my mortgage so simple I wish I had done it earlier! Would highly recommend him

See all Google reviews

John was truly amazing! He made the whole experience a breeze. Aquiring a home loan couldn't have been easier and if we had any questions or concerns he was always easily reachable. We'd recommend him to ALL of our family and friends.

G & A Hicks, Croydon, VIC
- Refinancer

Your service to me was professional. You were ready to answer all my questions and you made the process clear to me as the applications were being assessesd. I most of all enjoyed being kept informed about what to expect from banks and your advice was clear and concise. Your service to me was professional through and through. Thank you John and Jo. My business will use you again.

A. Irvine, Kilsyth, VIC
- Property Investor

Jo's service was outstanding. Her job for me was certainly very demanding. I had a short settlement interstate. This did not stop her from explaining things well and helping me through the whole process of purchasing my own home, even with things after settlement. I will certainly return with future business.

B. Serpell, Glenelg South, SA
- First Home Buyer

Awesome service, really felt that my needs were not only meet but I was listened to. The loan was structured in such a way that I can still have a life. John and Jo are just great people to work with. I didn't feel like any of my questions or concerns were dismissed.

Miss Mutiba, Croydon, VIC
- Refinancer

Quick response from initial enquiry through to settlement date (30 days). Thank you for your support, advice and knowledge during settlement of our property.

J.M., Lilydale, VIC
- Upgrader

John was very approachable. He understood my needs and circumstances. He was able to relate to the position I was in and went above and beyond to make sure I got my loan.

Marcus Hoogenboom, Lilydale, VIC
- Upgrader

Jo went above and beyond what was expected and made the whole process very easy.

S.Blake, Mooroolbark, VIC
- Upgrader

John is always happy to help out and ensures all paperwork is followed up and completed and keeps in in touch with customers. Great service. Always. Thanks.

M & R.G., Coldstream, VIC
- Refinancer

You were friendly, response, extremely knowledgeable. We thought you were fabulous!

Erica Webb, Croydon North, VIC
- Upgrader

Jo, you were fantastic in helping us get our loan. We are very impressed with your professional service and advice. I will be sure to recommend you to others and would use you again if the need arises.

Peter Farmillo, Kilysth, VIC
- Property Investor

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