Tee Smith
12 Jun 2020
Julian Collins and his super star team (Libby & Tamara) from Mortgage Choice Toowoomba have been fantastic in helping us get our first home during a worldwide pandemic! If that...
Looking to buy a home in Toowoomba, Dalby, Warwick, Kingaroy or Gatton? Our team of mortgage brokers can help you find your home loan. Talk to us!
Toowoomba
- Office 07 4638 8200
- Fax 07 4642 2866
- Open Hours
Address
Unit 1/270 Ruthven Street TOOWOOMBA, QLD 4350
Unit 1/270 Ruthven Street TOOWOOMBA, QLD 4350
** We are open and happy to help. We are conducting appointments over the phone, zoom video conferencing and in our office. Book your meeting online right now and enjoy our top-level service.**
We understand that spending hours comparing home loans from all the banks isn't a fun leisure activity. We also know that all you want is a home or car loan with a great rate that includes the features which will make managing your finances a breeze.
One 'no cost' meeting with our brokers will explain the mortgage maze.
- No cost accurate advice on how much you can afford to spend and how much deposit you will need (it can differ between different banks).
A full comparison and explanation of multiple home and car loans (interest rates and features) from over 25 different banks. Our software allows us to show you, your options on our large TV screens. We will explain how they differ and which ones best match your needs.
With Mortgage Choice's bargaining power, these rates are equal or better than rates offered by banks direct.
Confidence that our only focus is to find you the right home loan for your needs. Through the Mortgage Choice system, our brokers get paid the same rate from each bank (for completing the loan paperwork). This best interest guarantee is not offered by all mortgage brokers.
If you decide to submit a loan application, we provide expert friendly advice, every step of the way and fill out the forms on your behalf.
Evening appointments are available, please call the office.
Trusted advice on
- Refinancing loans (selecting a new home loan that decreases your interest rate or adds helpful features), read our helpful refinancing guide.
- Home and investment loans - we also specialise in construction and first home buyers. Check out our first home buyers guide, step by step and investor guides.
- Car finance and equipment finance. We offer a car buying service, which has access to a national network of car dealers to get a deal, then deliver your new car to your door. We can also help you with the trade-in of your old vehicle.
- Loans to purchase small farms and rural properties.
We provide loan guidance to people in Toowoomba, Warwick, Dalby, Gatton, Kingaroy and all other towns in the Darling Downs and South Burnett.
More about our award-winning home loan experts
Julian Collins was a senior bank manager in Toowoomba before becoming a finance broker. Joining our team is Kate Hanson and Kris May, who both have extensive experience in home, car and personal lending fields.
Julian, Kate and Kris thoroughly know banking products and how banks assess loan applications. They match lenders and home loan products to your individual lifestyle and work with the lender to get your loan approved.
Read our google reviews to discover why we are rated one of Toowoomba's top mortgage brokers.
Our latest industry awards
- Winner- Mortgage Choice Australian Diversified Loans Broker- 2019
- Winner- MFAA Australian Regional Finance Broker- 2018
- Winner- The Adviser Better Business Best Branded (Franchise) Office in QLD - 2017
- Winner- Mortgage Choice Australian Multi-Operator (Broker) Franchise - 2016
- Winner- The Adviser Better Business QLD Rising Star - 2016
- Winner- Mortgage Choice Australian Rising Star- 2015
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
Google Reviews
Christie Addley
02 Jun 2020
We worked with Kate and Brittini who were fantastic. They were prompt with any questions we had, kept us up to date with any changes, travelled to meet us as we live in the coun...
Leanne Reinbott
21 May 2020
Mortgage Choice Toowoomba were able to break through the barriers for us as Foster Carers. So many financial institutions dismiss Foster Carers due to our commitment to so many...
Ian Esson
31 Mar 2020
The team at mortgage choice are awesome! We really didn't need to do anything.... Such an easy process to buy our new home. Constant updates on everything right up to the settle...
Margaret O'Kane
19 Feb 2020
My husband and I are looking at downsizing, but knowing absolutely nothing about home loans we decided to speak to the team at Mortgage Choice. I'm so glad we did. Right from B...
Alex Lynch
21 Jan 2020
Great team that did a good job getting myself and my family into our first property quickly and reasonably hassle free . 10/10
Ethan Gillespie
14 Jan 2020
Zero regrets going through Mortgage Choice for our recent home loan. By comparing and explaining loans, filling out endless paperwork, preempting issues etc, they easily saved...
James Newlands
29 Nov 2019
We have just used mortgage choice for our home loan and have found Julian and his staff to be very professional and helpful. We were kept informed through the whole process and...
Rob Peel
10 Oct 2019
I've just had the pleasure of speaking with Libby Tyson. Libby couldn't have been more friendly, helpful and customer focused. Thank you Libby, MC are lucky to have you on the...
Mitch Koina
25 Sep 2019
Julian and the team at Mortgage Choice were simply amazing in helping Jacqui and I achieve our dream of buying our first home! From the beginning of the process to moment we rec...
Mandy Toleman
19 Jul 2019
We can’t speak highly enough about the amazing service, friendly efficient staff and expert advice leading up to the unconditional approval of our recent home loan! We were an ‘...
John Hewitt
05 Jul 2019
Believe the hype - Mortgage Choice are the real deal if you are buying a property in Toowoomba. Mortgage Choice completely smashed any offers previously made by my bank; handled...
flower 78
13 Mar 2019
The staff members at Toowoomba mortgage choice were nothing but amazing! I would recommend all my friends and family to come here! I would like to thank everyone at mortgage cho...
Erica Geppert
17 Oct 2018
Julian and his Team are Incredible! From making you feel welcome to easing your mind about making the right decision for your Purchase and Financial Future. Can not reccommed th...
shani gamage
13 Aug 2018
A huge thank you to Mortgage choice Toowoomba team for doing my home loan. Last Thursday I had the handover of my house. I built a house in Melbourne, While I was living in regi...
Renae Haines
02 Aug 2018
Absolutely THE BEST service!!! Julian and his team made a very difficult situation much easier through their caring, yet professional service. Nothing was too much trouble and t...
Hugh Stephens
08 Jul 2018
This is the second time round we've used Mortgage Choice. Julian and the team went above and beyond to ensure that we were able to secure our dream property. Nothing was too har...
Daniel Allen
01 Jul 2018
Thank you to Julian and his team for there hard work. After trying last year to refinance and failing, Julian worked hard and managed to get our refinance worked out the second...
Bridget Walsh
30 Jun 2018
Great to deal with. Responded promptly to everything asked.
Ben Gregory Mortgage Broker
30 Jun 2018
Having worked with Mortgage brokers for many years, I can confirm that Julian and the team are incredibly dedicated to their customers. The work they put in to obtain the correc...
Darren Tyson
27 Jun 2018
Julian and his team are amazing to deal with. Always thoroughly professional. I found it especially impressive when Donna rang me just to give me an update on the progress of th...
Loren Davis
27 Jun 2018
My husband and I had the privilage of working with Ryan, Ben, Libby and Donna when we purchased our first home. We'd been working with the team on a new build project, but when...
Wade Nelson
26 Jun 2018
Thanks Julian and his team. Easy to find office with close by parking. They were very flexible with after hours meeting times and very accommodating with bringing our children a...
sally nelson
26 Jun 2018
Julian was terrific, he makes the whole process a breeze.
Warren Archer
10 Apr 2018
Great service flexible and kept me informed from start to finish.
Magdalena Smith
06 Apr 2018
Fantastic service. Went with Mortgage Choice on recommendation from a very satisfied family member and can only say how happy I am for buying my house through them. Huge thanks...
Melissa Lee
17 Mar 2018
Could not of asked for a more helpful and supportive team to assist us in getting our Home Loan. Travis in Kingaroy was amazing, went through lots of different options and scene...
Anna Gundry
14 Mar 2018
Julian from Mortgage Choice has gone above and beyond for our family to find the best possible finance. It was an extremely tricky case which drew out far longer than it should...
Enterprise Legal
14 Feb 2018
I would highly recommend Ryan and Julian - they have a highly personable approach and always go the extra mile for clients
Mercedes Porter
11 Feb 2018
Julian and his staff were very helpful throughout the whole process of purchasing our home. I was able to email or call whenever I needed and a response was received quickly and...
Matt C
15 Dec 2017
They are knowledgeable team, great at what they do and are very friendly.
Eleanor McCulloch
14 Dec 2017
Can't speak high enough of Ben and his Team at Mortgage Choice in Toowoomba. On each occasion my partner and I (first home buyers) have dealt with Mortgage Choice their service...
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