The award-winning home loan brokers in Toowoomba.

We understand that spending hours comparing home loans from all the banks isn't a fun leisure activity. We also know that all you want is a home or car loan with a great rate that includes the features which will make managing your finances a breeze.

One 'no cost' meeting with our brokers will explain the mortgage maze 

• No cost accurate advice on how much you can afford to spend and how much deposit you will need (it can differ between different banks). 

• A full comparison of home and car loans (interest rates and features) from over 20 different banks. Due to Mortgage Choice's bargaining power, these rates are equal to, or better than the interest rates you are offered when contacting a bank directly. 

• Confidence that our only focus is to find you the right home loan. Through the Mortgage Choice system, our brokers get paid the same rate from each lender (for completing the loan paperwork).  This vital guarantee is not offered by all mortgage brokers.

• An explanation of how loan options differ and which one best matches your lifestyle. 

• If you decide to submit a loan application, we provide expert guidance, every step of the way and fill out the bank forms on your behalf

• Evening appointments available (book your spot now).

Trusted expert advice on:

• Refinancing loans (selecting a new home loan that decreases your interest rate or adds helpful features). Read our helpful refinancing guide.

• Home and investment loans - specialists in construction and for first home Buyers. Check out our first home buyers guide, step by step and investor guides. 

• Car finance and equipment finance. We offer a car buying service. We search a national network of car dealers to get the best deal, then deliver your new car to your door. We can even help you with the trade-in of your old vehicle.

• Loans to purchase small farms and rural properties.

We provide loan guidance to people in Toowoomba, Warwick, Dalby, Gatton, Kingaroy and all other towns in the Darling Downs and South Burnett.   

More about our award-winning home loan experts

Julian Collins was a senior bank manager before becoming a mortgage broker. Joining the team is Kate Hanson who also has extensive experience in home loan lending with a major bank as well as working in the car finance field. 

Julian and Kate thoroughly know banking products and how banks assess loan applications. They match home loan products to your individual lifestyle needs and they know how to get loans approved.

See our google reviews and awards to discover why we are rated one of Toowoomba's top mortgage brokers 

"We like the fact that all we had to do was give you a few documents (payslips etc) and you did all the arranging. Plus you answered all our concerns and questions in simple terms. Thank you!" (PB&BB)

"...I also liked how each person at the Toowoomba office knew about us and what stage we were up to with applications and paperwork- we didn't have to explain who we were each time we called....." (Felicity & Illiesa )

Our latest industry awards

* Winner- MFAA Australian & QLD Regional Finance Broker- 2018

* Winner- The Adviser Magazine- Best Branded (Franchise) Office in QLD - 2017

* Winner- Mortgage Choice Australian Multi Operator (Broker) Franchise - 2016

* Winner- The Adviser Magazine QLD Rising Star - 2016

* Winner- Mortgage Choice Australian Rising Star- 2015