The award-winning home loan brokers in Toowoomba, Darling Downs and South Burnett.

Mortgage Choice Toowoomba's Home Loan experts will help you find the right loan, at no cost to you.

We understand that spending hours comparing home loans from all the banks isn't a fun leisure activity. We also know that all you want is a home or car loan with a great rate that includes the features which will make managing your finances a breeze.

One meeting with our brokers will explain the mortgage maze

• Accurate knowledge on how much you can afford to spend on your property and how much deposit you will need. 

• A full comparison of home and car loans (interest rates and features) from over 20 different banks and lenders. Due to Mortgage Choice's bargaining power, these rates are equal to, or often better than the interest rates you are offered when contacting a bank directly. 

• Confidence that our only focus is to find you the right home loan. Through the Mortgage Choice system, our brokers get paid the same rate regardless of which lender you choose from our panel. Your best interest is our only interest. This vital guarantee is not offered by all mortgage brokers.

• An explanation of how your loan options differ and which one best matches your unique lifestyle. Our brokers have won awards for their knowledge and service.

• No cost, obligation free advice.

• Evening appointments available. Need to bring the kids, no problem we provide toys and movies.

• Central Toowoomba location with convenient street parking and our carpark off Toomaroo Lane (entry off Campbell St). Appointments are also available in Kingaroy/ Nanango.

• Bonus leisure time- If you decide to submit a loan application, we provide expert guidance, every step of the way and fill out the bank forms on your behalf.

Read our service guarantee and then compare us to a bank experience. Our office happily provides home loan guidance to Toowoomba, Warwick, Dalby, Gatton, and all other towns in the Darling Downs. We also provide a mobile service in the South Burnett every Monday and Tuesday. 

Get specialist trusted expert advice from Toowoomba's best brokers for

• Refinancing loans (selecting a new home loan that decreases your interest rate or adds helpful features). Read our helpful refinancing guide.

• Home and investment loans - specialists in construction and for first home Buyers. Check out our first home buyers guide, step by step and investor guides. 

• Car finance and equipment finance. We offer a car buying service. We search a national network of car dealers to get the best deal, then deliver your new car to your door. We can even help you with the trade-in of your old vehicle.

More about our award-winning home loan experts

Julian Collins and Travis Smith were senior bank managers for major banks before becoming mortgage brokers. Joining the team, Ryan Colclough has quickly become one of Toowoomba's top young mortgage brokers. 

They know banking products and how banks assess loan applications. They match home loan products to your individual lifestyle needs and then know how to get the loan approved.

See our reviews and awards to discover why we are rated one of Toowoomba's top mortgage brokers 

"We like the fact that all we had to do was give you a few documents (payslips etc) and you did all the arranging. Plus you answered all our concerns and questions in simple terms. Thank you!" (PB&BB)

"...I also liked how each person at the Toowoomba office knew about us and what stage we were up to with applications and paperwork- we didn't have to explain who we were each time we called....." (Felicity & Illiesa )

Our latest industry awards

* Winner- MFAA Australian & QLD Regional Finance Broker- 2018

* Winner- The Adviser Magazine- Best Branded (Franchise) Office in QLD - 2017

* Winner- Mortgage Choice Australian Multi Operator (Broker) Franchise - 2016

* Winner- The Adviser Magazine QLD Rising Star - 2016

* Winner- Mortgage Choice Australian Rising Star- 2015