** We are open and happy to help. We are currently conducting initial appointments over the phone or zoom video conferencing.  Book in your phone meeting online right now and enjoy our top-level service.**

We understand that spending hours comparing home loans from all the banks isn't a fun leisure activity. We also know that all you want is a home or car loan with a great rate that includes the features which will make managing your finances a breeze.

One 'no cost' meeting with our brokers will explain the mortgage maze. 

• No cost accurate advice on how much you can afford to spend and how much deposit you will need (it can differ between different banks). 

• A full comparison and explanation of multiple home and car loans (interest rates and features) from over 25 different banks. Our software allows us to show you, your options on our large TV screens. We will explain how they differ and which ones best match your needs.

• With Mortgage Choice's bargaining power, these rates are equal or better than rates offered by banks direct. 

• Confidence that our only focus is to find you the right home loan for your needs. Through the Mortgage Choice system, our brokers get paid the same rate from each bank (for completing the loan paperwork). This best interest guarantee is not offered by all mortgage brokers.

• If you decide to submit a loan application, we provide expert friendly advice, every step of the way and fill out the forms on your behalf.

• Evening appointments are available, please call the office.

Trusted advice on

• Refinancing loans (selecting a new home loan that decreases your interest rate or adds helpful features), read our helpful refinancing guide.

• Home and investment loans - we also specialise in construction and first home buyers. Check out our first home buyers guide, step by step and investor guides. 

• Car finance and equipment finance. We offer a car buying service, which has access to a national network of car dealers to get a deal, then deliver your new car to your door. We can also help you with the trade-in of your old vehicle.

• Loans to purchase small farms and rural properties.

We provide loan guidance to people in Toowoomba, Warwick, Dalby, Gatton, Kingaroy and all other towns in the Darling Downs and South Burnett.   

More about our award-winning home loan experts

Julian Collins was a senior bank manager in Toowoomba before becoming a finance broker. Joining our team is Kris May, who has extensive experience in the home loan, investment, car and personal lending fields.

Julian and Kris thoroughly know banking products and how banks assess loan applications. They match lenders and home loan products to your individual lifestyle and work with the lender to get your loan approved.

Read our google reviews to discover why we are rated one of Toowoomba's top mortgage brokers. 

Our latest industry awards

• Winner- Mortgage Choice Australian Diversified Loans Broker- 2019
• Winner- MFAA Australian Regional Finance Broker- 2018
• Winner- The Adviser Better Business Best Branded (Franchise) Office in QLD - 2017
• Winner- Mortgage Choice Australian Multi-Operator (Broker) Franchise - 2016
• Winner- The Adviser Better Business QLD Rising Star - 2016
• Winner- Mortgage Choice Australian Rising Star- 2015