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Mortgage Choice in Toowoomba

The award-winning home loan brokers in Toowoomba.

Looking to buy a home in Toowoomba, Dalby, Warwick, Kingaroy or Gatton? Our team of mortgage brokers can help you find your home loan. Talk to us!
  • Call Us Mortgage Choice Toowoomba
  • Office - 07 4638 8200
  • Fax - 07 4642 2866
  • Open Hours Mortgage Choice Toowoomba
  • Reception Hours: Monday - Friday 8:30am - 5:30pm
    Evening appointments available
  • Free Appointment
Address

Unit 1/270 Ruthven Street TOOWOOMBA, QLD 4350

Latest home loan interest rates

Starting from
%*
p.a.
Comparison rate
%#
p.a.
Book your meeting right now and enjoy our top-level service.

We understand that spending hours comparing home loans from all the banks isn't a fun leisure activity. We also know that all you want is a home or car loan with a great rate that includes the features which will make managing your finances easy.

One 'no cost' meeting with our brokers will explain the mortgage maze. 

  • No cost accurate advice on how much you can afford to spend and how much deposit you will need (it can differ between different banks). 
  • A full comparison and explanation of multiple home and car loans (interest rates and features) from over 25 different banks. Our software allows us to show you, all your options. We will explain how they differ and which ones best match your needs.

  • With Mortgage Choice's bargaining power, these rates are equal or better than rates offered by banks direct. 

  • Confidence that our only focus is to find you the right home loan for your needs. Through the Mortgage Choice system, our brokers get paid the same rate from each bank (for completing the loan paperwork). This guarantee is not offered by all mortgage brokers.

  • If you decide to submit a loan application, we provide expert friendly advice, every step of the way and fill out the forms on your behalf.

  • Getting expert advice is easy. Our brokers will answer all your questions either over the phone or in our office. 

  • Evening appointments are available, please call the office for availability.

We can help with

  • Refinancing your loan (selecting a new home loan that decreases your interest rate or adds helpful features). Read our helpful refinancing guide.
  • Car finance and equipment finance. We also offer a car buying service, which has access to a national network of car dealers to get a deal, then deliver your new car to your door. We can help you with the trade-in of your old vehicle.
  • Loans to purchase rural lifestyle properties.

We provide loan guidance to people in Toowoomba, Warwick, Dalby, Gatton, Kingaroy and all other towns in the Darling Downs and South Burnett.   

 

More about our award-winning home loan experts

Julian Collins was a senior bank manager in Toowoomba before becoming a finance broker. Joining our team is Kris May, who has extensive experience in the home loan, investment and personal lending fields.

Julian and Kris know banking products and how banks assess loan applications. They match lenders and home loan products to your individual lifestyle and work with the lender to get your loan approved.

Read our google reviews to discover why we are rated one of Toowoomba's top mortgage brokers. 

 

 

Our latest industry awards

  • Finalists for the 2021 upcoming awards - MFAA QLD Regional Broker and QLD Customer Service, and Better Business QLD Regional Broker Office. 
  • Winner- Mortgage Choice Australian Diversified Loans Broker- 2019
  • Winner- MFAA Australian Regional Finance Broker- 2018
  • Winner- The Adviser Better Business Best Branded (Franchise) Office QLD - 2017
  • Winner- Mortgage Choice Australian Multi-Operator (Broker) Franchise - 2016
  • Winner- The Adviser Better Business QLD Rising Star - 2016
  • Winner- Mortgage Choice Australian Rising Star- 2015

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews



5

I could not recommend Mortgage Choice Toowoomba any higher. They have made the process of buying my first home nothing but stress free and exciting. Thank you to the entire team...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Kris and the team went above and beyond to get us over the line with our mortgage, they made an extremely stressful situation seemless and calming every encounter. Can not recom...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

We were really hapy with the professionalism and friendly staff that helped us to secure finance for our new home. Would really recommend Mortgage Choice Toowoomba.

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

A huge thank you to Julian, Cameron and Nikkita for their help navigating the process of buying my first home. It felt overwhelming but the team at Mortgage Choice made it much...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Mortgage Choice was absolutely fantastic for our first time investment loan and very accomodating with our tight timeframe for settlement. Kris and Brittni were both very profes...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Kris & Brittani have been amazing in helping us with our home loan.

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Julian, Libby and the team went above and beyond to help us get into our first home. We are beyond grateful for their open communication and the magic they worked to help get us...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

The team at mortgage choice are incredibly professional andmade the process from start to finish very simple. A special thanks to Kris and Brittni for guiding me every step of t...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

I would highly recommend going through mortgage choice toowoomba as Kris and brittni are a very professional team and very helpful in trying to get the very best outcome for you.

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Mortgage Choice were great! I had the pleasure of working with Kris and Brittni through the process and they were both fantastic and very proficient at their jobs. They were ab...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Great service. Kris and Brittni have been absolutely incredible

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Both Kris and Brittni go well beyond what is expected to ensure the home loan application is as smooth as possible. They are both friendly and approachable and always responded...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

I would like to thank Kris and Brittni for their excellent service. They were responsive and assisted me with refinancing which was not as straight forward as I expected. They...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Absolute great firm and unreal service, great people and loved the experience working with them

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

We would love to thank Kris May and his team at Mortgage Choice Toowoomba. They were so helpful and went beyond to make sure our application went through. They made our experien...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Kris and brittni were so helpful they made the whole process so easy . I was kept in the link during the whole process. I will forever be grateful for there help and guidance.

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

My partner and I recently bought our first house. We were quite overwhelmed by the process - Kris and Brittni at Mortgage Choice in Toowoomba were fantastic help. They put our m...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

You will rarely extract the best mortgage interest rate deal from a bank on your own. They give brokers deals not even their own retail lenders have access to. Let Mortgage Choi...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Kris and Brittni at Mortgage Choice Toowoomba, I am lost for words... You both have been absolute stars from start to finish in getting our first home. It has been the smoothest...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Kris was amazing and so professional. Would definitely recommend him and the mortgage choice team.

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Chris and the team at Mortgage Choice have yet again met all of our borrowing needs. They work hard to do everything they can for their clients- thank you!

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

We had such a positive experience with Mortgage Choice, Kris and Brittni were so professional and helpful keeping us informed with every step of the process, would definitely re...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

I found the team very helpful in gaining a housing mortgage. The team walked me through the process and kept me appraised of what was happening in the process at each step.

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Extremely helpful and patience. Always could speak to either Kris or Britney and very quick to return a call if required. Made getting our land loan easy.

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Would highly recommend Mortgage Choice Toowoomba to anyone looking for a broker to help them on their new home journey. Kris and Brittni are an amazing duo who both go above and...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

The team at mortgage choice are amazing and should be the first preference for anyone looking to purchase a home. My partner and I were first home buyers, and we were so shocked...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

I bought my 1st house. Kris and Brittni at Mortgage Choice made the process of finding a mortgage easy and simple. They were professional, helpful, answered all my stupid, novi...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

I have recently purchased my first home with the help of Kris and Brittini. They made obtaining finance so easy and stress-free. I really loved that they were in constant commun...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

This was my first time buying land and having a house built My first time using a mortgage broker and I am so happy I chose mortgage choice Toowoomba Kris and Brittni were the b...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

Kris and Brittni helped our dream become a reality. What a fantastic team, they made it such an easy process from start to finish. We will definitely be recommending Kris, and...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

We are so greatful for all the hard work and effort both Kris and Brittni put into the purchase of our second home. They helped us the whole way through the process, and kept us...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

5

It was a pleasure to deal with them from start to finish, I can't thank Kris and Brittini enough for their help. They both worked hard to make sure the refinance went through sm...

Mortgage Choice in Toowoomba Mortgage Choice in Toowoomba

See all Google reviews

We are time poor so having only 1 appointment made it so easy for us. I will be recommending you to others because you explained everything and kept us in the loop at all times. Excellent! Wonderful service!

GT & HT, Toowoomba, QLD
- Upgrader

You are doing a fantastic job for people who are busy in their lives. We handed over the documents and you did all the hard work for us. Thank you very much for always having time for all our questions.

SS & SS, Centenary Heights, QLD
- First Home Buyer

The service we received from Julian and his team was fantastic. We loved that we were always kept up to date with weekly emails and if anything was needed it was acted upon quickly.
From the initial consultation for our home loan right through to settlement was stress and hassle free.
Thank you for your help team!

Nathan & Syndi Layt, Hervey Bay, QLD
- Upgrader

The service provided to me by Mortgage Choice Toowoomba was outstanding. They were regularly in contact with me to advise how the loan application procedure was progressing and would respond to any of my queries as soon as they could.

I would recommend everyone give Mortgage Choice Toowoomba a call as you will not be disappointed.

NG, Toowoomba, QLD
- First Home Buyer

My partner Richard & I had such a great experience working with Julian & his team, he helped us achieve our dream of owning our first home by age 23! Julian gave honest, unbiased advice & genuinely wanted the best outcome for us. Would highly recommend!

Destinee and Richard , Gatton, QLD
- First Home Buyer

I couldn't speak more highly of the service that I received from Mortgage Choice. Julian who I initially saw with regards to my loan and the staff were fantastic, and very professional. Nothing was to much trouble. The staff kept me informed on a weekly basis as to the progress of the loan, a service that I truly appreciated. I have recommended Mortgage Choice to fellow work colleagues, even though I work in the finance industry. If I ever need anything else, I would have no hesitation in going straight to Mortgage Choice and their friendly staff

S Mills, Mt Lofty, QLD
- Upgrader

Julian was realistic with our financial situation and what was within our means. He took the time to explain it at our level of understanding and mortgage choice as a whole was ever present throughout the whole process.

ET, Ellangowan, QLD
- First Home Buyer

The team at Mortgage Choice Toowoomba are amazing. The whole loan process to buy our first home was incredibly daunting for us but these guys made it a lot easier. Ben went above and beyond to ensure our loan was approved despite the first few hurdles we had which we have appreciated so much. If anyone was needing a loan we definitely recommend these guys. We couldn't have brought our first home without them. Many thanks Karli and Mathew.

K Steffens, Toowoomba, QLD
- First Home Buyer

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