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Mortgage Choice in Toowoomba

The award-winning home loan brokers in Toowoomba.

Looking to buy a home in Toowoomba, Dalby, Warwick, Kingaroy or Gatton? Our team of mortgage brokers can help you find your home loan. Talk to us!
  • Call Us
  • Office - 07 4638 8200
  • Fax - 07 4642 2866
  • Open Hours
  • Reception Hours Monday - Friday: 8:30am - 5:00pm
    Evening appointments available
  • Free Appointment
Address

Unit 1/270 Ruthven Street TOOWOOMBA, QLD 4350

** We are open and happy to help. We are currently conducting initial appointments over the phone or zoom video conferencing.  Book in your phone meeting online right now and enjoy our top-level service.**

We understand that spending hours comparing home loans from all the banks isn't a fun leisure activity. We also know that all you want is a home or car loan with a great rate that includes the features which will make managing your finances a breeze.

One 'no cost' meeting with our brokers will explain the mortgage maze. 

  • No cost accurate advice on how much you can afford to spend and how much deposit you will need (it can differ between different banks). 
  • A full comparison and explanation of multiple home and car loans (interest rates and features) from over 25 different banks. Our software allows us to show you, your options on our large TV screens. We will explain how they differ and which ones best match your needs.

  • With Mortgage Choice's bargaining power, these rates are equal or better than rates offered by banks direct. 

  • Confidence that our only focus is to find you the right home loan for your needs. Through the Mortgage Choice system, our brokers get paid the same rate from each bank (for completing the loan paperwork). This best interest guarantee is not offered by all mortgage brokers.

  • If you decide to submit a loan application, we provide expert friendly advice, every step of the way and fill out the forms on your behalf.

  • Evening appointments are available, please call the office.

Trusted advice on
  • Refinancing loans (selecting a new home loan that decreases your interest rate or adds helpful features), read our helpful refinancing guide.
  • Car finance and equipment finance. We offer a car buying service, which has access to a national network of car dealers to get a deal, then deliver your new car to your door. We can also help you with the trade-in of your old vehicle.
  • Loans to purchase small farms and rural properties.

We provide loan guidance to people in Toowoomba, Warwick, Dalby, Gatton, Kingaroy and all other towns in the Darling Downs and South Burnett.   

More about our award-winning home loan experts

Julian Collins was a senior bank manager in Toowoomba before becoming a finance broker. Joining our team is Kris May, who has extensive experience in the home loan, investment, car and personal lending fields.

Julian and Kris thoroughly know banking products and how banks assess loan applications. They match lenders and home loan products to your individual lifestyle and work with the lender to get your loan approved.

Read our google reviews to discover why we are rated one of Toowoomba's top mortgage brokers. 

 

 

Our latest industry awards
  • Winner- Mortgage Choice Australian Diversified Loans Broker- 2019
  • Winner- MFAA Australian Regional Finance Broker- 2018
  • Winner- The Adviser Better Business Best Branded (Franchise) Office in QLD - 2017
  • Winner- Mortgage Choice Australian Multi-Operator (Broker) Franchise - 2016
  • Winner- The Adviser Better Business QLD Rising Star - 2016
  • Winner- Mortgage Choice Australian Rising Star- 2015

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews



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We are so greatful for all the hard work and effort both Kris and Brittni put into the purchase of our second home. They helped us the whole way through the process, and kept us...

Mortgage Choice in Toowoomba

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It was a pleasure to deal with them from start to finish, I can't thank Kris and Brittini enough for their help. They both worked hard to make sure the refinance went through sm...

Mortgage Choice in Toowoomba

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We are so thankful for Kris and Brittni, they made the whole nerve racking experience of buying our first home so much more bearable. With the check ins and updates we knew what...

Mortgage Choice in Toowoomba

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Julian, Kris and Brittni are fabulous. They have helped us buy our own home and renegotiated our investment loans. They also organised a loan for our new investment. They are or...

Mortgage Choice in Toowoomba

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My partner and I were very nervous going for our first home loan. Lucky we were recommended Mortagage Choice Toowoomba. They made us feel Very comfortable. We had a couple of hi...

Mortgage Choice in Toowoomba

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Kris was fantastic at supporting us through the process of obtaining our first home loan. He spent time answering our questions patiently from start (can we afford to get into t...

Mortgage Choice in Toowoomba

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We were very happy with the service at Mortgage Choice from Kris and Brittni. Due to Covid things were a lot more stressful and the team pushed through and got everything comple...

Mortgage Choice in Toowoomba

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This was my first experience going through a mortgage broker. Kris and Brittni were so kind and helpful. I felt so comfortable and as ease with Kris. He went out of his way to m...

Mortgage Choice in Toowoomba

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Purchasing my first home was always going to be a frightening experience, but Kris & Brittni made the process so much easier. They're both worth their weight in gold and I highl...

Mortgage Choice in Toowoomba

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Outstanding service from the whole team, but particularly Kris May and Brittni Kinivan. They were adaptable and reliable throughout the entire process, and assisted with the cha...

Mortgage Choice in Toowoomba

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Kris and Brittni were fantastic when I refinanced my loan. The process simple and quick. Brittni was very helpful and both her and Kris were always available to answer question...

Mortgage Choice in Toowoomba

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Kris and Brittni were really helpful and professional. The whole process was handled efficiently and thoroughly. Highly recommended.

Mortgage Choice in Toowoomba

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Fantastic service. Thank you to Kris May & Brittni Kinivan for the excellent advice, professionalism and taking the time to explain everything in a way we can understand. You ma...

Mortgage Choice in Toowoomba

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Kris and Brittni did an outstanging job arranging our finance. We had a very complex financial situation including multiple refinancing and a new mortgage. They were transparent...

Mortgage Choice in Toowoomba

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Julian and his team had a big task to get the best loan for us - even though I am self employed and without 'payslips' , Julian made the process acceptable to me and could convi...

Mortgage Choice in Toowoomba

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Just like to say Julian Collins is by far the best Mortgage Broker in Toowoomba. He made the process of buying a home so very easy. Nothing is too much trouble for this man. He...

Mortgage Choice in Toowoomba

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I found Mortgage Choice through a Google search and used their services for securing a home loan. Julian at mortgage Choice has been incredibly helpful throughout the process es...

Mortgage Choice in Toowoomba

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Julian and the team at mortgage choice Toowoomba were brilliant at delivering their services. They went above and beyond to organise and deliver on time and kept us well informe...

Mortgage Choice in Toowoomba

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Very happy with their service ??

Mortgage Choice in Toowoomba

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I can’t thank Mortgage Choice Toowoomba enough. They were recommended to me by a family member and they did not steer me wrong. Kate and Brittni were absolutely wonderful to dea...

Mortgage Choice in Toowoomba

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Julian was fantastic at securing us a great rate for our new vehicle. I highly recommend Julian and the team

Mortgage Choice in Toowoomba

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Julian Collins and his super star team (Libby & Tamara) from Mortgage Choice Toowoomba have been fantastic in helping us get our first home during a worldwide pandemic! If that...

Mortgage Choice in Toowoomba

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We worked with Kate and Brittini who were fantastic. They were prompt with any questions we had, kept us up to date with any changes, travelled to meet us as we live in the coun...

Mortgage Choice in Toowoomba

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Mortgage Choice Toowoomba were able to break through the barriers for us as Foster Carers. So many financial institutions dismiss Foster Carers due to our commitment to so many...

Mortgage Choice in Toowoomba

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The team at mortgage choice are awesome! We really didn't need to do anything.... Such an easy process to buy our new home. Constant updates on everything right up to the settle...

Mortgage Choice in Toowoomba

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My husband and I are looking at downsizing, but knowing absolutely nothing about home loans we decided to speak to the team at Mortgage Choice. I'm so glad we did. Right from B...

Mortgage Choice in Toowoomba

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Great team that did a good job getting myself and my family into our first property quickly and reasonably hassle free . 10/10

Mortgage Choice in Toowoomba

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Zero regrets going through Mortgage Choice for our recent home loan. By comparing and explaining loans, filling out endless paperwork, preempting issues etc, they easily saved...

Mortgage Choice in Toowoomba

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We have just used mortgage choice for our home loan and have found Julian and his staff to be very professional and helpful. We were kept informed through the whole process and...

Mortgage Choice in Toowoomba

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I've just had the pleasure of speaking with Libby Tyson. Libby couldn't have been more friendly, helpful and customer focused. Thank you Libby, MC are lucky to have you on thei...

Mortgage Choice in Toowoomba

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Julian and the team at Mortgage Choice were simply amazing in helping Jacqui and I achieve our dream of buying our first home! From the beginning of the process to moment we rec...

Mortgage Choice in Toowoomba

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We can’t speak highly enough about the amazing service, friendly efficient staff and expert advice leading up to the unconditional approval of our recent home loan! We were an ‘...

Mortgage Choice in Toowoomba

See all Google reviews

We are time poor so having only 1 appointment made it so easy for us. I will be recommending you to others because you explained everything and kept us in the loop at all times. Excellent! Wonderful service!

GT & HT, Toowoomba, QLD
- Upgrader

You are doing a fantastic job for people who are busy in their lives. We handed over the documents and you did all the hard work for us. Thank you very much for always having time for all our questions.

SS & SS, Centenary Heights, QLD
- First Home Buyer

The service we received from Julian and his team was fantastic. We loved that we were always kept up to date with weekly emails and if anything was needed it was acted upon quickly.
From the initial consultation for our home loan right through to settlement was stress and hassle free.
Thank you for your help team!

Nathan & Syndi Layt, Hervey Bay, QLD
- Upgrader

The service provided to me by Mortgage Choice Toowoomba was outstanding. They were regularly in contact with me to advise how the loan application procedure was progressing and would respond to any of my queries as soon as they could.

I would recommend everyone give Mortgage Choice Toowoomba a call as you will not be disappointed.

NG, Toowoomba, QLD
- First Home Buyer

My partner Richard & I had such a great experience working with Julian & his team, he helped us achieve our dream of owning our first home by age 23! Julian gave honest, unbiased advice & genuinely wanted the best outcome for us. Would highly recommend!

Destinee and Richard , Gatton, QLD
- First Home Buyer

I couldn't speak more highly of the service that I received from Mortgage Choice. Julian who I initially saw with regards to my loan and the staff were fantastic, and very professional. Nothing was to much trouble. The staff kept me informed on a weekly basis as to the progress of the loan, a service that I truly appreciated. I have recommended Mortgage Choice to fellow work colleagues, even though I work in the finance industry. If I ever need anything else, I would have no hesitation in going straight to Mortgage Choice and their friendly staff

S Mills, Mt Lofty, QLD
- Upgrader

Julian was realistic with our financial situation and what was within our means. He took the time to explain it at our level of understanding and mortgage choice as a whole was ever present throughout the whole process.

ET, Ellangowan, QLD
- First Home Buyer

The team at Mortgage Choice Toowoomba are amazing. The whole loan process to buy our first home was incredibly daunting for us but these guys made it a lot easier. Ben went above and beyond to ensure our loan was approved despite the first few hurdles we had which we have appreciated so much. If anyone was needing a loan we definitely recommend these guys. We couldn't have brought our first home without them. Many thanks Karli and Mathew.

K Steffens, Toowoomba, QLD
- First Home Buyer

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