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Mortgage Choice in Toowoomba

The multi-award winning mortgage brokers in Toowoomba City

Julian Collins and Kris May from the Mortgage Choice Toowoomba City office will show you, your home loan options from over 35 lenders. Our experienced team will help you get the right loan. We are one of the Top 100 Brokers in Australia (MPA 2021).
  • Call Us Mortgage Choice Toowoomba
  • Office - 07 4638 8200
  • Open Hours Mortgage Choice Toowoomba
  • Mon - Fri 8:30am - 5:00pm
    (after 5 pm by appointment pls call). Call us if you require ramp (wheelchair) access via our rear door.
  • Free Appointment
Address

Unit 1/270 Ruthven Street TOOWOOMBA CITY, QLD 4350

Enjoy expert service from our team, the brokers your friends are talking about!

One meeting with Julian Collins or Kris May will explain the mortgage maze. 

 We help with:

  • Refinancing your loan. Selecting a new home loan that decreases your interest rate or adds helpful features. Read our helpful refinancing guide.
  • Car finance, personal loans and equipment finance. Please call our office to enquire about this type of finance. 

You receive:

  • Accurate advice on how much you can borrow and how much deposit you will need (it can differ between different lenders). Scroll down to use our quick ballpark borrowing power calculator.
  • A full comparison and explanation of available loans (interest rates and features) from over 35 different banks. Our software will show your options. We will explain how they differ and which ones best match your needs.

  • With Mortgage Choice's bargaining power, these rates are equal or better than rates offered by banks direct. 

  • We provide advice at every step of the way and fill out the forms on your behalf. 

  • There is no charge to you for meeting with our brokers or for our standard home loan service. In some limited circumstances, we may need to charge a fee to submit a loan application. If this is required it will be fully discussed with you before proceeding.
  • The lender you select pays us when the loan settles for providing you with advice and completing the paperwork.
  • Early evening appointments are available, please call our office to arrange.

 

Click below to get a quick ballpark estimate of your borrowing power

 

        

 

More about our award-winning home loan experts

Julian Collins was a senior bank manager in Toowoomba before becoming a finance broker. Joining him is Kris May, who also has over ten years of experience in the home loan and investment lending fields. Scroll down to see their latest awards.

Julian and Kris know loan products and how lenders assess loan applications. They match lenders and home loan products to your financial circumstances and work with the lender to get your loan approved. 

Don't spend hours comparing home loans! We specialise in providing loan guidance to Toowoomba, Highfields, Warwick, Dalby, Gatton, Kingaroy, Goondiwindi and all other towns in the Darling Downs and South Burnett.   

Read our google reviews and discover why our team is rated as one of Toowoomba's top mortgage brokers. 

                      

            

 

Our team's latest industry awards

  • Winner-  2022 Mortgage Choice Top Loan Administrator QLD
  • Finalist-  2022 MFAA QLD Young Professional
  • Winner-  2021 MPA Australia Top 100 Broker
  • Finalists- 2021 MFAA QLD Regional Broker and QLD Customer Service
  • Winner-  2019 Mortgage Choice Australian Diversified Loans Broker
  • Winner-  2018 MFAA Australian Regional Finance Broker

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Kris is fantastic at what he does, always a pleasure to talk to, and works hard to help us achieve our goals We look forward to working with him and his team again in the future


02 December 2024  

Kris was absolutely fantastic He made getting a home loan so easy. A massive thanks to Kris and the team for helping us buy our home

shania
22 November 2024  

Kris helped us with our first home loan. He is incredibly knowledgeable, professional, helpful and fun to work with. Our case had a few unusual intricacies that he found ways to deal with and always laid out the options clearly.

One thing I appreciated a lot being a first home buyer was how Kris and the team would let us know in advance what was happening next and walked us through the whole process.

Gerard
22 November 2024  

Kris was great and was really easy to work with. Had our finance approved within a few days and helped us settle on the house a week earlier than expected. Massive thank you to him

Jackson
21 November 2024  

Kris knew what he was doing and did what ever he could to get the job done

Warren
20 November 2024  

Excellent service from Kris and Monette The process was simple and quick

Amy
16 November 2024  

I recently worked with Julian Collins and Luke on securing a mortgage for a new construction, and I couldnt be more satisfied with the service they provided. From the very first meeting, it was clear that they were highly experienced and committed to ensuring the process was as smooth and stress-free as possible.

Julian was incredibly knowledgeable and took the time to explain all the different mor... read more

Aaron
16 November 2024  

Kris and the team at Mortgage Choice Toowoomba have been very helpful and amazing. They were very professional in their work and provided us with all the information and updates on getting a better deal with our mortgage. Thanks again

Dennis
15 November 2024  

It's been at least 5 years since Mortgage choice organised own home. They still check in with the bank and have had out interest rate reduced recently. We didn't ask for this, they just do it. Great service.

Vince
14 November 2024  

Kris and his team have consistently been a great help, making the refinancing process simple and stress-free. Their knowledge and dedication have made the entire experience seamless


11 November 2024  

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