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Mortgage Choice in Toowoomba

The multi-award winning mortgage brokers in Toowoomba City

Julian Collins and Kris May from the Mortgage Choice in Toowoomba City office will show you, your home loan options from over 35 lenders. Our experienced team will help you get the right loan. We are one of the Top 100 Brokers in Australia (MPA 2021).
  • Call Us Mortgage Choice Toowoomba
  • Office - 07 4638 8200
  • Open Hours Mortgage Choice Toowoomba
  • Mon - Fri 8:30am - 5:00pm
    (after 5 pm by appointment pls call). Call us if you require ramp (wheelchair) access via our rear door.
  • Free Appointment
Address

Unit 1/270 Ruthven Street TOOWOOMBA CITY, QLD 4350

Enjoy top-level service from our Toowoomba team:

The one your friends are all talking about!

One meeting with Julian Collins or Kris May will explain the mortgage maze. 

 We help with:

  • Refinancing your loan. Selecting a new home loan that decreases your interest rate or adds helpful features. Read our helpful refinancing guide.
  • Car finance, personal loans and equipment finance. Please call our office to enquire about this type of finance. 

You receive:

  • Accurate advice on how much you can borrow and how much deposit you will need (it can differ between different lenders). Scroll down to use our quick ballpark borrowing power calculator.
  • A full comparison and explanation of available loans (interest rates and features) from over 35 different banks. Our software will show your options. We will explain how they differ and which ones best match your needs.

  • With Mortgage Choice's bargaining power, these rates are equal or better than rates offered by banks direct. 

  • If you decide to submit a home loan application, we provide advice at every step of the way and fill out the forms on your behalf. In most cases, our home loan service is at no cost to you, as the lenders pay us for completing the paperwork. 

  • Early evening appointments are available, please call our office.

 

Click below to get a quick ballpark estimate of your borrowing power

 

        

 

More about our award-winning home loan experts

Julian Collins was a senior bank manager in Toowoomba before becoming a finance broker. Joining him is Kris May, who also has over ten years of experience in the home loan and investment lending fields. Scroll down to see their latest awards.

Julian and Kris know loan products and how lenders assess loan applications. They match lenders and home loan products to your financial circumstances and work with the lender to get your loan approved. 

Don't spend hours comparing home loans! We specialise in providing loan guidance to Toowoomba, Highfields, Warwick, Dalby, Gatton, Kingaroy, Goondiwindi and all other towns in the Darling Downs and South Burnett.   

Read our google reviews to discover why our team is rated as one of Toowoomba's top mortgage brokers. 

                      

            

 

Our team's latest industry awards

  • Winner-  2022 Mortgage Choice Top Loan Administrator QLD
  • Finalist-  2022 MFAA QLD Young Professional
  • Winner-  2021 MPA Australia Top 100 Broker
  • Finalists- 2021 MFAA QLD Regional Broker and QLD Customer Service
  • Winner-  2019 Mortgage Choice Australian Diversified Loans Broker
  • Winner-  2018 MFAA Australian Regional Finance Broker

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Kris was fantastic He made the process stress free and helped us complete everything in no time
And that's the end of that chapter...

Laura
30 October 2024  

Mortgage Choice made buying my first home so smooth and easy They are supporting you every step of the way always loved seeing Monettes sweet weekly updates. Couldnt recommend them enough Special shout out to Kris who made the experience so enjoyable and stress free

monique
28 October 2024  

I can't recommend mortgage choice enough after almost losing the house I wanted I called mortgage choice as a last stitch effort to buy the house I wanted and Kris may an absolute gem and pleasure to work with managed to put in my application and get me approval in record time securing my now home and it's all thanks to him if I could do it all again I would go straight here no questions asked

Cherise
28 October 2024  

Thankyou so much to Kris May. He has worked so hard to make our loan work. Without Kris our dream would never have happened. I'm forever in debt to this man. He is truly amazing.

Kristy
28 October 2024  

Julian, Luke and team were great to deal with from the first phone call. Julian provided guidance with selecting the right homeloan for us and was always quick to respond to any questions we had. They were flexible with appointment times to work around our busy schedule.
If you want an honest, personal and genuine mortgage broker, Julian and his team are the ones

Laura
10 October 2024  

I didnt think that mortgage conversation could be anything other than stressful or disappointing so i was so pleasantly surprised when we met with Kris and he made it so easy to understand and had a hack for getting all the info I never took the time to file as important. He was so brilliant. Couldnt be happier.

Shelley
09 October 2024  

Kris is brilliant He brought so much energy and was such a genuine person to deal with. Nothing was too big of a drama for him and he still managed to make a painful process fun. Would recommend

Chris
26 September 2024  

Mortgage choice toowomba went above and beyond. Dealing with Kris was awesome for my partner and myself he was so easy to deal with, always in contact with us, happy to help. Kris is such a professional in this industry and I would recommend him to any family or friends wanting a loan. The guys in the background at mortgage choice toowoomba also did a amazing job aswell.

Aiden
22 September 2024  

Julian and the team at Mortgage Choice Toowoomba were so patient and supportive They walked us through every step of purchasing a home as new home owners, and made the whole experience easy. I would highly recommend

Jahni
22 September 2024  

Julian and Luke were an absolute dream to work with. I needed them asap and got everything sorted in 2 weeks for my fiancée and I. Honestly couldn't recommend a better broker He will talk you through every step of the way and keep reassuring you. What an amazing team and very prompt in returning emailscalls texts.

Erica
15 September 2024  

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