Your Mortgage Brokers & Home Loan Experts in Bendigo, Castlemaine & surrounds.

We work hard for the most important person - you!

Our beautiful regional area can present some issues when it comes to banking & finance. But with years of experience in finding the right finance solutions for the community in North West Victoria, Kerry Cramer and Rick White are here to give you access to the best finance options on offer.

Our main focus is to take the stress and hard work out of the loan process, while working to get you into your new home.

We match you to the right home loan

Our team in Bendigo are passionate about helping you achieve your finance and property goals - which means finding you the right home loan! Doing your own research could mean spending hours comparing home loans. We could do this all for you - at no cost to you.

We spend time understanding your needs, and then analyse hundreds of home loans to find the loan to meet your goals.

We'll present some clear options for you to choose from, and spend time structuring your loan effectively. Our team will recommend the most suitable lender for your situation, which can be especially important in a regional area.

We have a quality panel of home loan lenders

We have access to hundreds of loans from over 20 lenders on our panel, which we research and compare to find the right loan for you. From Australia's big banks down to some of the smaller boutique lenders, Mortgage Choice has everyone covered. 

A wide choice of lenders is important in a regional area, or if you need something particular like a low doc loan for self employed or you're buying a more unique property. Check out the lowest interest rate on our panel!

Our team in Bendigo & Castlemaine will direct you to the most suitable lenders and fight to get you the best deal. 

We will manage the whole process

The last thing you want to be adding to your busy life is a whole bunch of paperwork that you have to work out on your own. Now you don't have to! Our team manage the whole process for our customers, which not only saves you time & possibly money, but will also give you the best chance of being approved.

Kerry and Rick have had hundreds of home loans approved and can put together a high quality application for you. Our team in Bendigo will then follow up with the lender and provide you with regular updates on how your loan is progressing. Find out more about our home loan service here.

We believe in healthy finances for life

Your finances will contribute to your quality of life. And we know it doesn't just start and end with your home loan.

That's why we're here to be your financial support team for life! We will remind you when it's time to refinance to a lower rate and save money on repayments, or help you strategise for your first investment property when the time comes. Find out more about our refinancing service here.

You can always call on us for help with your loan or your lender - all at no cost to you.

What makes Mortgage Choice different?

Our home loan service is no cost to you, as the lender you choose pays us after your loan settles. But, as Mortgage Choice brokers we are paid the same rate regardless of the home loan you choose from our wide choice of lenders. This ensures we are focused on the right outcome for you!

Informed, expert home loan help from Bendigo to Romsey

Kerry & Rick are committed to helping you with your finances and finding the best home loan deal. We are a mobile team of mortgage brokers and happy to come to you! We are also able to help via phone & video chat during Coronavirus isolation requirements.

Call Kerry on 03 5441 4422 to chat or click on Contact Us to leave us a message.

We service the areas of: Bendigo, Castlemaine, Kyneton, Woodend, Romsey, Strathdale, Riddell's Creek, Echuca, Swan Hill, Mildura and all throughout North West Victoria.