Your Mortgage Broker & Home Loan expert from Bendigo to Romsey & North West Victoria




Looking for a home loan? Talk to Kerry Cramer, your local Mortgage Choice brokers, servicing Bendigo to Romsey and North West Victoria.


  • Office 03 5441 4422
  • Fax 03 5441 4442
  • Open Hours:
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment

Your Bendigo to Romsey Mortgage Brokers & loan experts

I work hard for the most important person - you!

As an experienced mortgage broker, servicing the Bendigo to Romsey area, I can streamline your next loan, whether it be a home loan, car loan, commercial loan or more. 

I work hard for you to make your next loan as easy and stree-free as possible, by doing all the research and follow up for you. Save time and hassle by using the Mortgage Choice team.

Start achieving your goals today

I am passionate about helping your achieve your finance and property goals.  I spend time understanding your needs, analysing hundreds of home loans to find the loan most appropriate to your goals.

I give you clear choices - with recommendations of the loans best suited to your needs from our extensive panel of lenders. We have access to hundreds of loans from over 20 lenders on our panel, which we research and compare to ensure that we find the right loan for you.

I'll even manage the whole process - right through from application to settlement.

Check out our panel of lenders!

Talk to us if you are:

  • A first home buyer - we'll also help with the First Home Owners Grant
  • Building a new home
  • Investing in property
  • Keen to save with debt consolidation
  • Refinancing a current loan
  • Planning renovations
  • Thinking about buying a new car 
  • Looking for help with business finance or equipment

What makes Mortgage Choice different?

Our home loan service is no cost to you, as the lender you choose pays us after your loan settles. But, as a Mortgage Choice broker we are paid the same rate regardless of the home loan you choose from our wide choice of lenders. This ensures we are focused on the right outcome for you!

Informed, expert home loan help from Bendigo to Gisborne

Kerry Cramer and his team at Mortgage Choice service home owners throughout Victoria's north west - including Bendigo, Riddells Creek, Gisborne, Kyneton, Castlemaine, Echuca, Swan Hill, Mildura and St Arnaud.

Call Kerry Cramer, Rick White and the Mortgage Choice Bendigo team on 03 5441 4422 or 0409 537 799 or 0407 232 816 or visit us at 5 Tenzing Court, Strathvale Victoria.

"I am more than happy to recommend your services to anyone. Even though our respective addresses were quite apart, it made no difference at all. A very stressful time made much easier.

Thank you so much once again."

C Smith - Upgrader
Beaconsfiled, VIC

"I am very happy with your service. Thank You Kerry"

Tony - Property Investor
Strathfieldsaye, VIC

"After getting me into my first house in 2006, it was a natural choice to use your services to help me get my first investment property. I am delighted with the service and help you gave me."

Peter - Property Investor
Mildura, VIC

"Prompt responses to all questions. Accurate with estimates regarding time frames, requirements and financial commitments. Represented all my preferences to the lender accurately and strongly."

PW Bendigo - Refinancer
Bendigo, VIC

"We were so grateful to have had someone that believed in giving us a fair go, as we have 2 young children. The big banks made it difficult to follow our dream of owning our own home."

Tracey - First Home Buyer
Echuca, VIC

"Thank you so much Kerry for all your help. We really can't thank you enough. We would definitely refer any potential clients your way."

Katrina and Sam - Refinancer
Echuca, VIC

"Thank your for looking after us again. Your go the extra mile."

T M - Property Investor
Broadford, VIC

"Thank you for giving us a little more financial Freedom.
Thank you so much for all your help."

Melissa - Property Investor
Gisborne, VIC

"The service you provided was excellent - you went above & beyond to assist me in my application.
Thank you so much for your help"

Julie - Asset Finance
Bendigo, VIC

"Thank you Kerry, for your hard work. We really appreciate the effort you put in."

Richard & Michelle - Refinancer
Romsey, VIC

"Kerry was able to present great options for our mortgage, and went above and beyoyn the call of duty, to ensure it was set up exactly to our needs. Extremely happy with the experience provided."

BW - Upgrader
Bendigo, VIC

"Thanks again for all your help and such great service throughout the purchase.

If I hear of anyone else requiring a loan, I will definitely pass on your details"

Brad - First Home Buyer
Kerang, VIC

"I am so appreciative! You really got me over the line Kerry & kept persisting for me.
I will definitely contact you in the future and pass on your details to family & friends.

You have been nothing short of amazing"

Maree - First Home Buyer
Echuca, VIC

Help me calculate

Latest news & tips


Contact us today.


Additional Comments? * :