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Kerry Cramer

Your Mortgage Brokers & Home Loan Experts in Bendigo, Castlemaine & surrounds.

With years of experience in finding the right finance solutions for the community in Bendigo & surrounds, Kerry and Rick are passionate about giving you access to the best home loan options on offer.
  • Call Us Mortgage Choice Strathdale
  • Office - 03 5441 4422
  • Fax - 03 5441 4442
  • Open Hours Mortgage Choice Strathdale
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

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We work hard for the most important person - you!

Our beautiful regional area can present some issues when it comes to banking & finance. But with years of experience in finding the right finance solutions for the community in North West Victoria, Kerry Cramer and Rick White are here to give you access to the best finance options on offer.

Our main focus is to take the stress and hard work out of the loan process, while working to get you into your new home.

We match you to the right home loan

Our team in Bendigo are passionate about helping you achieve your finance and property goals - which means finding you the right home loan! Doing your own research could mean spending hours comparing home loans. We could do this all for you - at no cost to you.

We spend time understanding your needs, and then analyse hundreds of home loans to find the loan to meet your goals.

We'll present some clear options for you to choose from, and spend time structuring your loan effectively. Our team will recommend the most suitable lender for your situation, which can be especially important in a regional area.

We have a quality panel of home loan lenders

We have access to hundreds of loans from over 20 lenders on our panel, which we research and compare to find the right loan for you. From Australia's big banks down to some of the smaller boutique lenders, Mortgage Choice has everyone covered.

A wide choice of lenders is important in a regional area, or if you need something particular like a low doc loan for self employed or you're buying a more unique property. Check out the lowest interest rate on our panel!

Our team in Bendigo & Castlemaine will direct you to the most suitable lenders and fight to get you the best deal.

We will manage the whole process

The last thing you want to be adding to your busy life is a whole bunch of paperwork that you have to work out on your own. Now you don't have to! Our team manage the whole process for our customers, which not only saves you time & possibly money, but will also give you the best chance of being approved.

Kerry and Rick have had hundreds of home loans approved and can put together a high quality application for you. Our team in Bendigo will then follow up with the lender and provide you with regular updates on how your loan is progressing. Find out more about our home loan service here.

We believe in healthy finances for life

Your finances will contribute to your quality of life. And we know it doesn't just start and end with your home loan.

That's why we're here to be your financial support team for life! We will remind you when it's time to refinance to a lower rate and save money on repayments, or help you strategise for your first investment property when the time comes. Find out more about our refinancing service here.

You can always call on us for help with your loan or your lender - all at no cost to you.

Informed, expert home loan help from Bendigo to Romsey

Kerry & Rick are committed to helping you with your finances and finding the best home loan deal. We are a mobile team of mortgage brokers and happy to come to you! We are also able to help via phone & video chat during Coronavirus isolation requirements.

Call Kerry on 03 5441 4422 to chat or click on Contact Us to leave us a message.

We service the areas of: Bendigo, Castlemaine, Kyneton, Woodend, Romsey, Strathdale, Riddell's Creek, Echuca, Swan Hill, Mildura and all throughout North West Victoria.

"I am so appreciative! You really got me over the line  & kept persisting for me. I will definitely contact you in the future and pass on your details to family & friends. You have been nothing short of amazing!"

(Maree, First Home Buyer, Echuca)

We can help you with:

  • Home loans
  • First home loan (and government incentives)
  • Investment property loans
  • Refinancing your current loan
  • Reviewing your current home loan
  • Car loans
  • Personal loans
  • Funding a renovation
  • Business finance / commercial loans
  • Equipment finance for your business

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Kerry was amazing. So easy to talk to you, and spoke to me in easy to understand terms. He always took time to explain things to me if I was unsure. An absolute delight to deal with. Thank you so much!

Hayden, Echuca, VIC
- Refinancer

I am more than happy to recommend your services to anyone. Even though our respective addresses were quite apart, it made no difference at all. A very stressful time made much easier. Thank you so much once again.

C. Smith, Beaconsfiled, VIC
- Upgrader

The service you provided was excellent - you went above & beyond to assist me in my application. Thank you so much for your help!

Julie, Bendigo, VIC
- Asset Finance

Thank you so much Kerry for all your help. We really can't thank you enough. We would definitely refer any potential clients your way.

Katrina and Sam, Echuca, VIC
- Refinancer

I am so appreciative! You really got me over the line Kerry & kept persisting for me. I will definitely contact you in the future and pass on your details to family & friends. You have been nothing short of amazing!

Maree, Echuca, VIC
- First Home Buyer

Thank you Kerry, for your hard work. We really appreciate the effort you put in.

Richard & Michelle, Romsey, VIC
- Refinancer

Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.

Download now


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