Welcome to my home page, I'm Kevin Gray, your Mortgage Choice Broker for the Hills District.
As a local, I know the property market in the area. Having been a Mortgage Broker here for more than 10 years, I know and understand the ins and outs of buying, upgrading and re-financing a home in this area like no one else.
Over the years, I've helped hundreds of people in the Hills District with their home loans, and I'm sure I can help you too. Why not call me for a chat.
Why use a Mortgage Broker?
An experienced Mortgage Broker does more than show you a few brochures on home loans. A Broker takes the time to learn about you, your current financial position and goals. With your interests in mind, a Broker assesses your position against hundreds of loan products from different lenders, then provides detailed information and guidance to help you make the right home loan choice.
Why choose me as your Mortgage Broker?
Together with over 10 years experience as a Mortgage Broker, I have a strong banking and financial services background and well developed listening and communications skills. When I work with you, I am not looking to "make a sale", I am there to provide a professional service that meets both your home loan and broader financial needs. Talk to me about:
- Buying your first home
- Upgrading your home
- Buying an investment property
- Re-financing your existing home loan
- Reverse mortgages for seniors
- SMSF loans
I can also provide assistance with:
- Loan Protection Insurance
- Income Protection Insurance
- Building & Contents Insurance
- Landlords Insurance
- Car loans and leases
Why choose Mortgage Choice ?
Mortage Choice is not owned by a bank so are not limited in the number of loan options we look at. We have the resources and the tools to assess literally hundreds of loan products to find the loan or loans best suited to you right now, and in the future.
We have the experience and industry know-how to provide detailed, thorough and clear information. And we have the people on the ground to provide local knowledge and the personal attention you simply don't get from the banks.
How does the process work?
1. Obligation Free Chat - it's just as it sounds, we chat about your financial position and goals
2. Loan Assessment - I assess your position against our suite of loan products, provide you with detailed information and answer any questions you may have.
3. Application through settlement - I manage your application from start to finish and beyond
4. Future needs - should you have any questions down the track, I'll be here to help.
What does the service cost?
The service is no cost to you. Mortgage Choice is paid by the lending institution and Mortgage Choice Brokers are paid the same commission* regardless of which home loan product you choose. This is critical as you can be safe in the knowledge that the information we provide has your best interests at heart.
How to get started?
It couldn't be simpler to get started. You can come in and see me in my Baulkham Hills office, give me a call or I can come to your home or office - give me a call on 9639 0233 or click on the link above to book a meeting.
*Note: This information relates only to loans provided by our panel of over 20 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.What's next? Book an appointment Use our calculator to compare home loans Check out our lender panel