Get 'mortgage-ready' with your home loan expert in Baulkham Hills servicing Kellyville & The Hills District

Mortgage broker, Kevin Gray will help you get ready for your first home loan

It can be daunting for anyone - saving for a deposit is no easy task, even if you're lucky enough to have a bit of help. Our mortgage broking team in Baulkham Hills has helped hundreds of first home buyers prepare for the home loan process and then successfully purchase their first property - and we can help you too.


Handy info & tools to prepare you

Check out our helpful article; "How to get 'mortgage ready' before buying your first home", which contains some fantastic tips and links on what you need to think of and do, to prepare for the home loan application process.

We also have a handy First Home Buyer's Guide that's free to download now. 

Also check out our Calculators to give you some good indications on; "How much can I borrow?", "Comparing interest rates", a "Stamp Duty Calculator", a "Savings Target Calculator" and more!

Watch this video on NSW First Home Owners Grants for a break down of what you need to know:


Let us do the work for you

Let mortgage broker, Kevin Gray and the team help you work out how much you can afford to borrow and what repayments you can afford. If you haven't yet saved enough for a deposit, we can get you on the right track with budgeting help.

If you're ready to go with a deposit - through savings, a guarantor or another strategy, then we can guide you through the costs involved, find out if you're eligible for any  First Home Owners Grants and any Stamp Duty concessions or exemptions, and ultimately find the home loan that’s right for you.

We have access to hundreds of home loan products with plenty of different options available through our massive panel of over 20 lenders, including the major banks...

While we worry about doing the legwork for your mortgage, the rest is the fun part and over to you - buying your first home! 

Give us a call today on 02 9639 0233 or click 'Contact us' at the top of the screen for us to get in contact with you.

Buying your first home has never been easier than with Kevin Gray and the Mortgage Choice in Baulkham Hills team!

Contact us today.

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