Your local mortgage broker and home loan expert in Brisbane CBD, Brisbane New Farm, Newstead, Teneriffe and surrounds
- Call Us
- Office - 07 3638 4670
- Fax - 07 3638 4611
- Open Hours
- Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Level 4, 120 Edward Street BRISBANE CITY, QLD 4000
Mortgage Choice in Inner North Brisbane
Winners of Mortgage Choice's QLD Bronze award for Business Excellence
Your local Mortgage Choice experts in Inner North Brisbane can take the hassle out of finding the right home loan for you. We do all the legwork and our home loan service is free of charge to our customers, as the lenders pay us.
Not only that, Mortgage Choice brokers get paid the same commission, regardless of which lender you choose. This applies to all residential home loans written with any of our over 20 lenders.
This means you can have peace of mind, knowing that your broker is focused on the right outcome for you.
Directly servicing suburbs including Brisbane City, New Farm, Newstead, Fortitude Valley, Teneriffe, Spring Hill and surrounding areas in Brisbane, we use our extensive panel of lenders, to find you the most suitable loan for your circumstances, all at no cost to you!
Whether you're a first time home buyer, property investor, refinancing, renovating, upgrading or downsizing, our professional Mortgage Broker and Home Loans specialists help by providing professional and timely Home Loan advice.
Mortgage Choice don't only do Home Loans. We also have an extensive non-residential mortgage product suite, outlined below, and as with the residential mortgage lending panel there is a diverse range of providers for each of these products that cater for a wide array of financial needs and services. Namely the non-residential mortgage product suite includes:
- Property Development Finance
- Personal Loans
- Car Finance
- Equipment Finance
- Commercial Lending
- SMSF Lending
- Financial Planning
- Investment Specialists
- Depreciation Schedules
- Deposit Bonds
Good Reasons to choose us:
- Choice for you: we compare a wide range of lenders, with over 400 loan products
- A great deal: we negotiate a competitive rate using established relationships with our lenders
- No stress: we do all the paperwork and running around for you
- No Charge: our home loan service is at no cost to you because of the way we get paid
- Flexibility: We come to you. Our home loan consultants can meet you at any time and location that suits you. We also offer after hours and weekend meetings by appointment. You can also visit us at our office in the Brisbane CBD during regular office hours.
- Our Expertise: Mortgage Choice is one of Australia’s leading home loan franchise networks, we have the training and qualifications required to be experts in our field.
Frequently asked questions:
Being informed and aware of all the added costs involved, as well as what the many acronyms mean in the home loan process, can greatly reduce your stress and give you the confidence to negotiate for the right price. Here are a few questions that we are commonly asked:
What is LMI? – LMI stands for Lenders Mortgage Insurance. This insurance is something you have to pay to insure the lenders. A bank is taking a chance when they loan you money and most people pay back their loans, but this gives the bank an extra incentive to loan you money.
What is LVR? – This is the Loan Valuation Ratio. It is a simple ratio of the mortgage amount over the value of the property. So, if you want to borrow $400,000 for a $500,000 house you will have an LVR of 80%. If this number is under 80% you will not have to pay LMI. We can work with you to determine what fees you need to pay and with a little tweaking, you may be paying less.
If your LVR is over 80% of the property price you have to pay LMI. When using a calculator it’s important to keep in mind these numbers are estimates as every lender may have different rates – that’s where Mortgage Choice in Inner North Brisbane can really help you, as a mortgage broker we can guide you through this tricky process.
How much is Stamp Duty? – Here’s a quick tip: in Queensland there is a stamp duty concession for first home buyers. The concession is that you will not have to pay as much stamp duty if you borrow under $505,000 for a home loan. This can save you up to $8750 in stamp duty.
Come on in
You can pop by and visit us anytime at our office during regular business hours. If preferred, you make an appointment with us and we can meet you at a time and place that is more convenient for you. Call the office on (07) 3638 4670, to arrange a FREE consultation. We look forward to hearing from you.
Or simply click on the Contact Us button at the top of this page.
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
Both Paul and I have been very impressed and appreciative of the service we have received. I can't believe how much easier it made the whole process for us! Will definitely (and have already) recommend to my friends. Thank you!!
Most impressed with the professionalism of all staff.
Excellent communication at every step of the way.
Overall we were very happy with he loan that was found for us and the service was quick with expert advise.
The loan was very well suited to our needs and we would recommend to anybody wanting to find the right home loan.
We will happily return when we wish to purchase another property.
It was my first time to get a loan to purchase my home and the team at Mortgage Choice really made things easy for me from the start to the end. The staff were very helpful and provided answers and attended to my queries promptly. In fact I have recommended Mortgage Choice to a couple of my friends and will be glad to bring them over when they are ready to purchase their property. I am a very satisfied customer.
We were very happy with the service we received from Mortgage Choice. From our initial enquiry till finalizing our loan we could not have been happier. All members of the team were extremely helpful and friendly and were only ever a phone call away when we needed advise.
We certainly will be referring all of out friends and family to you guys, your service is just fantastic!
The support from the team at all stages was great and responsive to the timelines I needed to work within for a fast settlement. It took a lot of the stress out of the situation which as a first home owner I really appreciated! Thank you!
A HUGE shout out to the team at Mortgage Choice in assisting me with the purchase of my new home. I originally went to a broker who put through one application for me, it was declined and that was it. He was done with me. Got recommendation from a work colleague to contact Donna at Mortgage Choice. I was hesitant as my first application was knocked back, but Donna and her team did EVERYTHING possible to get my loan through. And successfully I might add! I am a single mum with children so I guess my criteria did not suit a certain major bank! No questions asked at Mortgage Choice. They will do everything in their power to help you. I strongly recommend that you go and see Donna and her Team at Mortgage Choice today. Don’t delay!
Andrew Whelan, I just wanted to thank you for all the help you have provided me, and in particular, the extra effort you have made to juggle my complicated finances and find the best outcome for me, in a short period of time. You've been organised, effective, responsive, and of course a pleasure to deal with, I look forward to working with you again in the future.
Andrew Whelan has gone over and above, finding us the perfect mortgage loan to perfectly suit our needs, and has been nothing but a godsend during what was a very difficult time consuming process under our specific circumstances. If we didn't have Andrew in our corner I really don't think we would have gotten over the line.
To any prospective purchasers out there that are looking for a mortgage broker... stop looking. You have found him!
Andrew Whelan made the purchase of our first home stress free and easy through his constant communication, availability and dedication to customer service. I would recommend his services to anyone and I hope to take advantage of his services again in the future.
Hi Donna & Kim
Lillian and I thanking you for helping us immensely in securing this loan. Our appreciation for your hard work, support and patience is indeed profound .
Have a great day!
Alusine and Lillian
Working with Donna simplified a complicated process. She delivered what she said she would, when she said she would. Her communication was effective and clear. Would definitely recommend to others.
Thank you for your email, would just like to say we have both appreciated the assistance Mortgage Choice has given us with our new purchase but would like to thank you for your patience, advise and generally caring on our behalf.
We are looking forward to next year and investing further with your assistance.
Kylie & Mark
Andrew was fantastic. He went above and beyond, we would highly recommend him :)
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