First Home Buyers | Lane Cove, Chatswood & Crows Nest
The first step towards owning your own home is exciting and overwhelming. It's natural you'll have plenty of questions and that's where we can help. As your local Mortgage Choice broker in Lane Cove, we can take the stress out of the process of your first home loan with expert advice and support.
The first step is to figure out how much you can borrow for a property. You can do that by either getting in contact with Leanne Johnstone or by getting an estimate with our home loan calculators here.
Once you’ve worked out how much you can afford to borrow and repay, saved your deposit, factored in all the costs involved, and investigated the home loan that’s right for you, now comes the fun part – buying your home! To help you through the journey, we have put together a free step by step guide for first home buyers. You can download it by clicking the link below!
Download our free property guide for first home buyers - There are many steps involved in purchasing a property which can vary between residential and investment properties.
The home loan process | First Home Buyers Sydney
What do you need to know as a First Home Buyer?
NSW Stamp Duty - First Home Buyers Assistance Scheme
If you’re a first home buyer, you may be entitled to a concessional rate of transfer duty or even an exemption from paying it altogether under the First Home Buyers Assistance scheme (FHBAS).
If you’re a first home buyer and you’re buying or building a new home, you may qualify for a $10,000 grant under the First Home Owner Grant (New Homes) scheme if you purchase date was on or after 1 January 2016.
Government's 2020 First Home Loan Deposit Scheme
The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers purchase their first home sooner.
If you're ready to purchase your first home, simply get in contact with Leanne Johnstone from Mortgage Choice Lane Cove on 0422 222 975.
We can also help you with:
- Car loans
- Business lending
- Refinancing
- Property guides
- Home loan calculators
- Mortgage Brokers Lane Cove
