Home loan Mortgage Broker Cannington, South Perth

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Leteisha Pileggi

Mortgage Broker for Home Loans in Cannington, South Perth & Belmont

Call: 08 9355 1099

Looking for a home loan? Talk to Leteisha Pileggi, your local Mortgage Choice broker located in Cannington, WA. Let us research and compare more than 20 lenders for you.

Call Us Mortgage Choice Cannington
Office - 08 9355 1099

Open Hours Mortgage Choice Cannington
Monday to Friday, 9am - 5pm
Free Appointment

Address

1/1393 Albany Highway CANNINGTON, WA 6107

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The loan that suits your needs

With access to more than 20 lenders, including Banks, Credit unions and Building Societies, Mortgage Choice in Cannington can compare and contrast hundreds of products to help you find a home loan that's right for your circumstances.

Our commitment to your goals

Our aim is to help you choose the most suitable Home Loan or Investment Loan for your individual situation, while providing excellent, professional and friendly service.

Contact us today

Call the Mortgage Choice team in Cannington today to discuss your individual needs on 9355 1099 or 0423 297 293 or email our broker, Leteisha directly at Leteisha.Pileggi@mortgagechoice.com.au or click on the Contact Us link at the top of the page.

We make finding the right loan easy

We offer professional home loan advice for a wide range of requirements, including:

First Home Buyers
Next Home Finance
Refinancing
Debt Consolidation
Investment Property Loans
Construction Home Loans
Increase Existing Loans
FIRB / Temporary Resident Lending
Fixed vs Variable Rate Information
Personal Loans
Car Loans
Equipment Finance & Leasing
Insurance

At Mortgage Choice in Cannington we service the following suburbs:

Ascot, Beckenham, Belmont, Bentley, Burswood, Cannington, Carlisle, Cloverdale, Como, East Victoria Park, East Cannington, Karawara, Kensignton, Kenwick, Kewdale, Lathlain, Manning, Queens Park, Redcliffe, Rivervale, Salter Point, South Perth, St James, Victoria Park, Wattle Grove, Waterford, Welshpool, Wilson and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

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Leteisha and Jasmine both made the whole loan process for buying my first home straight forward and quick. I felt confident that they were providing me with the best options for my situation and were even able to meet my quick settlement time frame of 4 weeks!! Thanks again ladies!!
S. Garlick, Manning, WA
- First Home Buyer

Leteisha was fantastic, nothing was too hard & no questions went unanswered. We were referred to Leteisha by a friend & won't hesitate to recommend her to family & friends
S. Halliday, Victoria Park, WA
- Property Investor

We were very happy with the service and support received the whole way through the loan process! Leteisha was very helpful and made everything easy to understand. Thank you!
C. Hassan, Bentley, WA
- Refinancer

This is the second time that I have engaged Leteisha's services and I couldn't thank her and Jasmine enough. Their knowledge, advice, professionalism and willingness to go above and beyond to ensure everything went as smoothly as possible were second to none. Thank you Leteisha and Jasmine!
S Hurrell, East Victoria Park, WA
- Refinancer

Leteisha & Jasmine team are excellent. They are professional and give excellent advice in terms of choosing the right home loan plan for us.
X. Liu, Wilson, WA
- First Home Buyer

We found Leteisha's service to be of a very high standard and very reliable. Leteisha's honesty, friendliness and professionalism made getting the loan so much easier and less frustrating because she had everything under control at all times.
M. Johnson, Ascot, WA
- Property Investor

Thanks for all the work you have done with getting our loan approved. You always followed up with any enquiry we may have had and always touched base with us so we knew what was going on. Thanks again.
T. Newman, South Perth, WA
- First Home Buyer

I was very happy with Leteisha's service, she went the extra mile and kept us informed throughout the entire process.
A. Ashby, Carlisle, WA
- Refinancer

Leteisha and Jaimee have been brilliant throughout the process. They provided a lot of valuable assistance and timely communication! Highly appreciated your service and will not hesitate to recommend to friends.
E. Chiu, Cannington, WA
- Refinancer

Leteisha was patient, always friendly and did more than what I thought was required from a Mortgage Broker. She assisted us with completing our First Home Owners Grant, completed our loan application and gave us a lot of valuable advice, both personal & professional.
Z & J Opperman, Wilson, WA
- First Home Buyer

Working with Leteisha and her team made a very busy and stressful time sooooo much easier for us. We were constantly in contact with updates and requirements. Nothing was a drama as they took care of all those tricky details that would've caused us headaches.
A & S White, Cannington, WA
- Upgrader

Great service. Better than going direct to the bank. Leteisha got a fantastic rate for us. Highly recommend the Mortgage Choice team at Cannington
Q. Green & J. Nebel, Ascot, WA
- First Home Buyer

Leteisha & Jonaya update us all the time with the status of our application. They thoroughly explain to us every stage and they simplify the situation for us to understand & make us a worry free client.
A & M Villanera, Cannington, WA
- First Home Buyer

Excellent service. Went above and beyond our expectation! Very prompt and clear correspondence. Highly recommended Mortgage Broker. Leaving us with less hassle especially for us first home buyers. Made the whole experience of buying home painless and easy.
S & A Kramadibrata, Bentley, WA
- First Home Buyer

..it was a pleasure to deal with two professional people that do what they say and in a timely manner too... and that is great customer service.
J Patterson, East Victoria Park, WA
- First Home Buyer

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,000 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is$10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

The Territory’s First Home Owner Discount has been in place since 8 February 2019. It lets you save up to a maximum of $18,601 on the cost of stamp duty. The savings is available whether you buy a new or established home as long as the home is valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $8,750, which is the maximum stamp duty rebate available to first home buyers in Qld.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $505,000, you pay stamp duty of $1,050, a saving of $7,875. These savings cut out altogether if your first home costs $550,000 or more. On a property valued at $550,000, for example, the stamp duty would work out to be $10,600.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $20,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Melbourne. Or you can receive a FHOG of $20,000 if you buy/build a new home in regional Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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Mortgage Broker for Home Loans in Cannington, South Perth & Belmont

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The right home loan for your needs

Google Reviews

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First home buyer's guide

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Extra Information

Home Buyer Concession Scheme

Stamp duty concessions in NSW

How much is the First Home Owners Grant NSW?

How much is the First Home Owners Grant in the NT?

How much is the First Home Owners Grant QLD?

Stamp duty concessions

How much is the First Home Owners Grant SA?

Stamp duty concessions in TAS

How much is the First Home Owners Grant TAS?

Stamp duty concessions in VIC

How much is the First Home Owners Grant VIC?

Stamp duty concessions in WA

How much is the First Home Owners Grant WA?

State / Territorial Revenue Web Sites

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