Take advantage of Record low rates while you can

April 04, 2014
Helen Reed

There’s no need to wait for an official rate cut. Smart home owners are refinancing to secure a rate cut of their own while rates are low.


Industry research[1] shows the number of Australians refinancing their home loan has skyrocketed.


In fact, in the second half of 2013, over $27 billion worth of home loans were refinanced.


Don't change your lifestyle - change your loan


Refinancing simply means replacing your current loan with a different loan or lender - and the reason refinancing is hot right now is the prospect of securing a lower interest rate.


Add up the savings to see why refinancing can be a big money saver:


  • If you could trim your loan rate by 1.0% you could save around $50,000 on the cost of an average $300,000 loan.


  • If you can lower your rate by just 0.25%, you could enjoy a cash saving of over $500 this year alone. That’s an extra $2,500 in your hip pocket over the next 5 years.


Where else can you save that kind of money without changing your lifestyle?


We make refinancing easy


Here’s the best part.


Lindon Reed and your team of home loan specialists at Mortgage Choice Cairns make refinancing easy.


We guide you through the mortgage maize to see if you could secure savings on a Cairns home loan or benefit from improved loan features. We’ll take care of all the paperwork from application to settlement – and we’ll meet with you at a time and place that suits you.


Make your own rate cut


Don’t wait for the next official rate cut. Talk to Lindon and the team at Mortgage Choice Cairns today to see if you could enjoy a rate cut of your own.


Call Lindon Reed on 07 40422000 for expert advice tailored to your needs.

 1 RateCity 4 March 2014

Posted in: Refinancing

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