At Mortgage Choice in Aspley, we believe better choices lead to a better life
Get expert help with your home loan
Your home is a wonderful place; somewhere to rest, relax and enjoy life as well as being a great investment for the future. Having the right home loan can help to make this possible.
There are a variety of lenders, all offering their own loan types and products, and it is a daunting process trying to work out which may work better for you. At Mortgage Choice in Aspley, we will take the time to discuss with you your current and future plans and financial needs so we can help you find a loan that suits you now and into the future.
At Mortgage Choice in Aspley we save you the time and hassle of shopping around for a home loan, so you can spend your time doing the things you love.
Expert advice makes the choice easy
We have access to hundreds of loans from a wide choice of leading lenders, including Australia's big banks and a selection of specialist lenders.
We will do the research and guide you through the lending facilities and any additional costs associated with the loan product and lending institution. Additional costs can include application fees, discharge fees, and variation costs which can vary between lenders. Buying a home can also involve costs such as application fees, stamp duty, mortgage insurance, solicitor fees, Government charges, valuations, building and pest inspection.
When applying for any home loan, lenders need certain information and documentation to be submitted with an application and we will go through this with you.
Once we have all your information, part of our process is to perform preliminary assessments and calculations to determine if you qualify with the lender chosen and the loan selected.
Only when we have all the information together, and can complete final checks, can we then submit your application to the lender. The lender will need to perform their own checks, which may include sending your application to the mortgage insurer. We will continue to work to keep your application moving, keeping you informed along the way.
Once we receive notice from the lender that you are approved, we let you know with a phone call, and written confirmation. We will also let your solicitor know, in the case of a purchase.
The lender will prepare and send out the loan documents. We will make a time with you to go through the offer. We check over the loan documents but its very important that you also carefully check the information and understand the Terms and Conditions of the offer. If you are happy with the offer, the documents can be executed and we can return them to the lender on your behalf.
When purchasing property, your solicitor is responsible for booking and attending settlement on your behalf. If you are refinancing, our team will track settlement on your behalf.
Once your loan has settled we will be in touch to let you know settlement is complete. We will stay in touch throughout the life of the loan to ensure you remain happy. If you decide that you wish to refinance or need a variation we will be there to help you through that process.
Why choose us?
Right loan for you. At Mortgage Choice in Aspley, the only thing that matters to us is the home loan that's right for you.
Wide choice. We can compare hundreds of highly competitive home loan options from a wide choice of lenders, including the big four banks.
Less stress. We make it easier for you by preparing the paperwork, lodging the application and following up with the lender for you as your loan progresses to settlement.
No charge. There is no charge to you for our home loan service because the lender pays us after your loan settles.
Range of products. We can also help you with commercial loans, car loans, personal loans, asset finance, general insurance and credit cards.
We don't only help with home loans, we can also help you with:
- Car loans
- Business lending
- Equipment finance & leasing
- Property investment
- Financial planning
- Risk & general insurance
- Personal loans
- Credit cards