Lisa Wilkinson

Lisa Wilkinson

Your local Mortgage Choice Home Loan Broker in Coorparoo, Greenslopes & Annerley

Call 0413 911 950

Lisa Wilkinson, your local Mortgage Choice home loan expert in Annerley and Coorparoo Ph: 0413 911 950

Call Us Mortgage Choice Moorooka
Mobile - 0413 911 950
Office - 07 3848 4822
Fax - 07 3103 4694

Open Hours Mortgage Choice Moorooka
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

We can help you:

Own your first home – we’ll even organise your First Home Owner Grant
Pay off your mortgage sooner
Consolidate debt and save - refinance
Restructure your current loan to ensure it’s helping you achieve goals
Refinance your existing home loan

Your personal home loan manager

Lisa and the team at Mortgage Choice in Annerley can streamline your next loan.

First we take the time to listen to your needs
Then, we sort through our extensive panel of lenders including leading banks, to find the loan best suited to letting you achieve your goals.

It’s like having your own home loan expert – and we’ll stay in touch to ensure your loan continues to meet your circumstances.

The end result is a friendly, stress-free experience for you – plus peace of mind knowing you have the loan that matches your needs.

Our home loan service comes at no cost to you

We’re paid by lenders after your loan has settled, so expert advice is free to you as a Mortgage Choice customer.

Best of all, Lisa and her team as Mortgage Choice in Annerley can meet with you at a time and location that’s convenient for you.

We also offer

Car loans and leasing
Personal Loans
General insurance and loan protection insurance

Start achieving your goals today

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

When I started up our loan process we were denied loan from most financial institutions. Lisa was so helpful in every way and made it happen for us. She was very explanatory and patient to our queries too. Both the subject knowledge and guidance were very good and nothing was kept hidden. I had regular updates and none of my queires went unanswered. I would get an update even when I least needed it. We are thankful to both Shannon and Lisa for there wonderful dealing and attention paid to my Loan Process. In all they had a good hand in making us realise our dream
V.S, Forest Lake, QLD
- First Home Buyer

Lisa could not have been more dedicated and for this we genuinely thank her, she was contactable 24/7, honest, spoke truthfully and was respectfully knowledgeable with regards to interest rates and their current status. Many thanks Lisa & Susie
Jo, Coorparoo, QLD
- Upgrader

10/10 for service - very helpful and descriptive when showing us the options, and the signup process went smoothly too and in good timing for the settlement. Thank you again for all of your help, very happy with your services -
Adam and Mel, Collingwood Park, QLD
- First Home Buyer

Thanks for your help during my first home-buying experience. I was a bit clueless about the whole process, so your help was much appreciated. I would give a 10 for loan interview process & follow up.
Margot, Moorooka, QLD
- First Home Buyer

As an immigrant that has to start life anew in a new country every little process, although familiar in the country of origin, can be terribly daunting to say the least. Lisa has made me feel comfortable and had a lot of patience answering all the questions we had. I can truly recommend (and have already) Lisa and Mortgage choice to anyone.
Adri VR, Forest Lake, QLD
- First Home Buyer

Approaching lending institutions to investigate the best options available can be extremely daunting and fraught with the possibility of making a big mistake. I appreciated your friendly, professional and measured mode of operation which guided me through the potential pitfalls and spared me the difficult negotiations with the bank staff. Thanks very much.
Paul T, Coorparoo, QLD
- Property Investor

It was lovely to be able to work with Lisa on the purchase of our second property. Lisa is very knowledgeable on the financial side of purchasing a house and wonderful with suggestions for ideas outside of the box for an outcome to suit your personal circumstances. She assisted at a great length to find a home loan product suitable for our needs and financial situation.
Robert and Matthew, Murrarie, QLD
- Upgrader

Lisa worked very hard for us and we are extremely happy with the outcome. We would recommend Lisa to anyone looking for a Mortgage Broker
Stan and Candy, Upper Mt Gravatt, QLD
- Property Investor

We were able to contact Lisa through out the process with any enquires which made the process easy. We were given choices and options and with this information we were able to make informed decisions. Thank you.
Honor and Sally, Mansfield, QLD
- Upgrader

Lisa was extremely helpful in explaining my options and with keeping me up to date with the progress of my loan application. Even when unexpected events emerged she was very responsive and provided excellent advice.
Natalie L, Tarragindi, QLD
- First Home Buyer

Both Lisa and Ashley were helpful, knowledgeable and professional in our dealing with them. They helped to make our first house purchase as easy a process as possible.
Danielle & Stuart, BERSERKER , QLD
- First Home Buyer

Lisa worked very hard for us and we are extremely happy with the outcome. We would recommend Lisa to anyone looking for a Mortgage Broker
S & C Fidge
S & C Fidge, Upper Mount Gravatt, QLD
- Property Investor

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.