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Lou Costabile

Lou Costabile & Robert Costabile Mortgage Brokers in Balwyn North & Plenty

Our look may have changed – but that’s all.
Now that we’re part of Mortgage Choice, we wanted to let you know that we’re retaining all the wonderful things about Smartline – our commitment to our clients, our ability to look outside the square for solutions and our relationships with a large and diverse network of lenders.
  • Call Us Mortgage Choice Balwyn North
  • Mobile - 0415 574 655
  • Office - 03 9859 7136
  • Fax - 03 9859 8501
  • Open Hours Mortgage Choice Balwyn North
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Other areas we service

Lou and Robert have offices at Balwyn North and Plenty, and also offer a mobile service across all areas.

They can visit you at your office or outside of working hours in the comfort of your own home if required.


Reliable, informed lending advice and guidance from a team who know that taking out a loan can be one of the biggest decisions of your life. Whether you’re a first home buyer or an experienced investor, Lou & Robert’s integrity, professionalism and service will exceed your expectations.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I am so grateful for Lou ‘s assistance , he went above and beyond his duty to make sure my house is settled on time . Lou is always helpful , professional and have the best interest of his client at heart . Highly recommended.

06 November 2022  

I can highly recommended Lou Costabile at Smart choice . He is always helpful , professional, go above and beyond to make sure his clients needs are met . I am so glad I have engaged Smart choice s service over the years , they have made the mortgage process so much easier . Thank you from the bottom of the heart

06 November 2022  

Efficient, courteous and professional customer service. Would highly recommend.

16 October 2022  

Our Smartline adviser, Lou helped us achieve the best loans and offsets for our situation. He went above and beyond in every aspect. All the worry was taken out of our hands and he dealt directly with the banks, ensuring our refinance went without a hitch.

12 August 2022  

Lou, Robert and Diane were fantastic to deal with. They took the time to understand our needs and recommend viable solutions. Lou, in particular, went out of his way to work through things with us and provided exceptional service. The Smartline team has been a dream to deal with. Thank you.

05 June 2022  

Fantastic service would be happy to recommend the services.

11 May 2022  

Lou was an absolute gentleman and what he promised he delivered

19 April 2022  

Lou was great to work with. He took the time to explain everything even when I thought I was asking lots of silly questions. His experience and guidance was well appreciated. I have no hesitation in recommending Lou to my friends and family.

05 April 2022  

Always great working with Lou and Robert - they know their stuff and are extremely supportive and helpful in getting the loan finalized. A pleasure to have these guys in your corner

15 January 2022  

I have worked with Lou and Robert Costabile on many property purchases over the last 6 years. It is always a pleasure and I will continue to use their services for all my future needs.

22 September 2021  

Robert Costabile was an excellent advisor and supportive through a difficult process. I will continue to utilise his services.

06 April 2023  

Efficient, professional and courteous customer service. Would highly recommend.

16 October 2022  

Can’t speak highly enough of the service provided by Robert Costabile. Game changer.

05 September 2022  

Robert Costabile provided a great customer service. He was very helpful and understanding of our questions and need.

06 August 2022  

Robert was absolutely amazing - I feel like we are family now after so many great conversations and his attention to detail was 100%. I'm eternally grateful for his help and support. I would recommend Robert and Smartline to anyone who asked! Cheers Mike

31 July 2022  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

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