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Luke Barnes

Mortgage Broker - Randwick to Maroubra

Speak to our consultants for a no-obligation consultation. We hold appointments from 8 a.m. - 8 p.m including Saturday virtually or our office in Pyrmont.
  • Call Us Mortgage Choice Pyrmont
  • Office - 02 9571 7213
  • Open Hours Mortgage Choice Pyrmont
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Mortgage Brokering Service

We are here to help.  Our focus is not on getting a quick commitment. We do not practise sales or manipulation techniques. Our goal is for you to make an informed decision on whether to borrow, how much to borrow and the selection of loan products and structure.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

A very knowledgeable mortgage broker. A great team.

Matthew Stack
10 July 2022  

We work with Shelley who assisted us with financing for the purchase of our own home. She is such a pleasure to deal with. She is always able to make difficult concepts easy to understand and she is always available for a phone call or an email at any time. She has been willing to go the extra mile to help out and we couldnt be happier. I couldn't recommend Shelley more highly I wouldn't hesitate to seek her support again in the future.

Anne-Sophie Brulfert
10 July 2022  

My husband and I have had the benefit of Raymond's support for multiple purchases and negotiations for mortgages for over 10 years, and we've always been impressed with his up to date knowledge of current trends and rates, his responsiveness to my many questions, willingness to travel to see us at our home to make things even more convenient for us, and really just making the entire process much simple... read more

Yasmine McKee-Wright
10 July 2022  

I had a really good experience with mortgage broker, Luke Barnes. He was very helpful and answered all my queries with expertise. I highly recommend Luke and have referred him to all of my friends and family because he was not only professional but took the time to understand my needs and made the whole process seamless. Thank you Luke

Trinh Doan
16 January 2022  

Thank you Shelley Shen for providing such an outstanding service and making our first home purchase easier than we could have imagined
Given the complex nature of our purchase, I thought we were in for an absolute nightmare of a time. But Shelley was there every step of the way providing excellent and personalised advice and walking us through everything that needed to be done. Very responsive and on t... read more

Paul Guch
16 January 2022  

We were recommended Raymond and found our dream new home in the second place we looked at. We then had to sort out our finances in a hurry so we could be confident in our offer. Raymond took us through every step and was able reassure us despite all the pressure of buying a new home. We are very happy and would happily recommend Raymond and his team.

Nigel Woodhead
16 January 2022  

Highly recommend Luke Barnes Best broker ever He went above and beyond to help us with the mortgage. He helped and guide us through every single step and made it a very smooth ride for us, with not one bumpy road. Very professional and very knowledgeable. Will be recommending him to everyone I know. Thanks Luke for making our dreams come true.

Siri Ously
17 December 2021  

Raymond is an excellent Broker. He is extremely knowledgeable and went above and beyond to help us in our quest for the right home loan for our family. I thoroughly recommend him and his team

Lara Giddings
16 September 2021  

Raymond is always a pleasure to deal with. He makes himself available for a phone call or an email at any time, and is always able to make difficult concepts easy to understand, with a patient and reassuring approach that I have always valued. Raymond has assisted us with financing for three property purchases - initially for two investment properties and most recently for the purchase of our own home.... read more

Adam Majsay
16 September 2021  

Raymond was recommended to myself and Fiancé from some friends who recently engaged Raymond' services. Our friends could not recommend Raymond highly enough and I would also not hesitate to pass on my recommendation of Raymond to family and friends.
Raymond was able to work with us as expatriate Australians residents to find and secure a home loan for our recent property purchase in Australia.
The earl... read more

Adam Bence
17 August 2021  

Read more reviews

Just a brief note to thank you for all your efforts in helping Rose and I purchase the apartment at MOSMAN. Settlement happens tomorrow [Friday 28 July, at 2.30pm], with our cheques for the stamp duty and other fees paid to our solicitors today. Your service has been outstanding - we both feel we could not have done this without you.
We would be pleased to act as a referral for your excellent service and the Mortgage Choice product, should you need it.

Our thanks and best wishes

Chris & Rosemary Payne, Mosman, NSW
- Upgrader

Jin and i would like to thank you for all your efforts over the past couple of months. It was with your help that we were able to acheive our dreams and purchase our first home!

Wishing you all the best for the future!

ps. I may contact you again in the near future to discuss options for
re-financing my parents home loan.

Jin Yu & Divina Guzman, Hornsby, NSW
- First Home Buyer

Thank you for your assistance with the financing
of our first home.I am pleased to advise that we settled at 3:00pm today. I found your introduction seminar to be interesting and as a first home buyer, having your experience alongside my wife and I while we financed the transaction put us at ease.

All the best for the New Year and we look forward to
contacting you when we look to buying an investment property.

Nathan & Alexander Walker, Cammeray, NSW
- First Home Buyer

Great service from both Heather and Raymond. Thank you for all your patience and help. As first home buyers, our service was long and we received good and prompt advice and help from Heather (and Raymond) through the process.

Gill & Paul Rohan, Fairlight, NSW
- First Home Buyer

If you're looking for a mortgage broker, look no further. Raymond has handled two mortgages for us now. The 1st, in 2012, was pretty straightforward but for the second, in 2018, he has gone above and beyond. This time I have a major illness which caused some concern for lenders. Raymond proactively but sensitively pointed out the likely issue before anyone else did and then held our hands through the process - he came to our home on the weekend to discuss, responded to all communications within the hour, suggested supporting documentation we should pull together in advance and contacted prospective lenders before making a formal application anywhere to avoid wasting anyone's time, or impacting negatively on our credit rating. We'd already made an offer and he understood the urgency given the cooling off period deadline and made sure we had the confidence to proceed in time - a stark contrast to how my own bank handled the situation. Thank you Raymond !

Scott Riddle, Manager of Google Financial Services Partnership, Thornleigh, NSW
- Upgrader

Excerpt from e-mail

Hi Raymond,
Always a pleasure dealing. Thank you so much for your assistance in being able to get a loan and home for myself and my children. I would have no hesitation of recommending you to my family or friends

Gina Mansikka, Collaroy, NSW
- Upgrader

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