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Luke Barnes

About Mortgage Choice Pyrmont & Randwick

  • The Adviser 2016 - 2019 Top 50 Mortgage Broker
  • MPA 2016, 2017 & 2019 Top 50 Mortgage Broker
  • Mortgage Choice 2012 - 2019 Top 10 Franchisees in NSW by volume


Mortgage Choice Limited was founded in 1992 and is one of Australia's leading mortgage brokers. Mortgage Choice is a multi-award winning brand and an ASX 300 listed business.


Including all the major banks, we have up to 28 lenders and approximately 400 products, so you get genuine choices.


Regardless of circumstances and your eligibility for home loans, we can respond to your queries within one business day.


Our service comes at no cost to you. Our commission from the lender is not added to your home loan.


Our loan consultants are degree and MFAA qualified.

FREE RP Data / Residex reports

These reports provide historical trend and estimated price on most properties in NSW. Up to 5 free RP Data or Residex reports can be provided - usually worth $89 and $75 each.


We are available six days a week between 8 a.m. - 8 p.m at our Pyrmont office or through a virtual meeting. If you have young dependents and it is inconvenient for you to travel, we will visit you.

For a live and secure online meeting, our office uses Citrix.  Our laptops can be viewed live during this virtual meeting.

Raymond is the founder of Mortgage Choice Pyrmont, Randwick & Maroubra. Raymond came from a fund accounting background prior to joining Mortgage Choice. He has since settled well in excess of $500 million in loans. Raymond is a Justice of the Peace, registered CPA and has a Master Degree in Finance from UNSW.

To maintain service standard, Raymond renders service to existing customers only.

0422 800 933

Senior Loan Consultant

Erica joined Mortgage Choice Pyrmont & Randwick in 2012 as a client service manager whilst studying part-time. She has since graduated with a Master Degree from the University of Newcastle in accounting and finance.

Erica is presently our office senior loan consultant specialising in looking after Asian customers. Erica is conversant in Mandarin and can speak limited Cantonese. Erica has consistently outsold an average mortgage consultant by a ratio of 3:1; illuminating her success in adding value to clients.

Erica addresses all our customers' enquiries, & concerns while ensuring excellent customer service and satisfaction throughout the home loan process.

0435 720 848

02 9571 7213

Luke Barnes

Luke Barnes

Loan Consultant

Luke joined the Mortgage Choice Team in the beginning of 2021. Having worked in finance for over 10 years, Luke's strong focus on customer satisfaction lead him to home loans and mortgages. He understands the stress buying a home and how obtaining finance can be a daunting task for many people. Thus he aims to provide his clients with a simple, hassle-free process from start to finish.

0413 342 615

02 9571 7213

Shelley Shen

Shelley Shen

Loan Consultant

Shelley is the latest recruit to Mortgage Choice Pyrmont specialising in First Home Owners. She has a Bachelors's Degree in Accounting and Finance from UNSW with previous experience in Real Estate Sales and Property Management. She received her Cert IV in Finance & Mortgage broking in 2015. She prides herself on her people skills and excellent customer service. She is patient and understanding - the perfect candidate to guide you through your first home purchase.

02 9571 7213

0421 253 815

Michelle Lu

Michelle Lu

Michelle is the office Applyonline Administrator. Her duty is to draft up loan applications for loan consultants in the office.  After hours, Michelle devotes her time as a volunteer Bible teacher. 

Rowell Fabian

Rowell Fabian

Rowell is currently a full-time student at Macquarie University, completing his bachelors in Professional Accounting. On his off days from uni, he assists as a loan administrator in the office, hoping to gain experience when it comes to working in the finance sector.

Carolyn Spampinato

Our in-house financial planner, Carolyn Spampinato, is here to assist with financial needs and answer all of your questions from superannuation to a review of your current portfolio. Whether it's simple or complex, the solutions that he offers are tailored for you personally. Chat with her and see your what possibilities are!

0412 288 512


Contact us