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Mark Balding

Our Team | Home Loan, Business Lending and Commercial Loan experts based locally on the Gold Coast at Varsity Lakes.

Our professional team located in Varsity Lakes on the beautiful Gold Coast are dedicated to helping all of our clients find the most suitable home loan or business loan for their situation. 


We are a friendly, efficient and multicultural team so you can expect service in English & Hindi from our team. We have a genuine passion for property and finance and you’ll discover this through our high level of enthusiasm, personal service and dedication. 


Why not give us a call at Mortgage Choice Varsity Lakes to start this journey together - 07 5531 2999!  We also service the Southport area with online/ virtual and phone interviews via our Varsity Lakes office. 


We have recently relocated our Southport office to Varsity Lakes and can still service the Southport and surrounding areas virtually. 


Our office address is  220 Varsity Parade, Varsity Lakes.

Mark Balding

Mark Balding

Mortgage Broker, Franchisee Owner Manager & Home Loan expert & experienced business/ commercial Loan advisor.

Mark is a Gold Coast Local and longstanding Banker with 30+ years Banking and finance industry experience. Mark has held senior roles within the banking industry covering personal lending, home loan lending, business lending (small business to large corporations). All of this experience has established a sound foundation of knowledge to better discuss complex transactions, liaise with lenders and create the best possible solutions for Mark’s customers.

Mark is passionate about helping clients achieve their financial needs and objectives.

Please call Mark on 0401 372 000, or email mark.balding@mortgagechoice.com.au to arrange a meeting.

Mark's Financial Qualifications:

  • Diploma of Finance and Mortgage Broking Management
  • Certificate IV in Finance and Mortgage broking
  • Certificate IV in Banking and Finance
  • MFAA Qualified and Accredited

Extensive Commercial lending experience (20+ years) in property acquisition, development finance, cashflow solutions, asset finance, complex credit proposals and equipment finance solutions.

Sayu Saji

Sayu is our Broker Support Officer/Loan Processor to the Mortgage Choice team.  Sayu assists our brokers/ Home Loan consultants with loan applications from submission to settlement.  After settlement, Sayu assists clients with inquiries regarding their loans. A positive outcome is a motivation behind every application and Sayu strives to bring this throughout the loan process.

An amazing client experience is paramount to the success of our business and Sayu has extensive experience in the field has a keen interest in property finance, construction, and valuation.

Sayu is qualified to conduct personal loan and car loan interviews. Please call Sayu if you are interested in personal loans or car loans. 

Sayu is also regularly "called out" by our customers for his great service.

Sayu’s Qualifications:

  • Master’s in Business Administration (MBA)
  • Certificate IV in Finance and Mortgage Broking

If as an existing client you want to query anything relating to your existing loans please feel free to contact Sayu to help with any rates, loan products, or repayment queries.

As a new client, you can touch base with Sayu to get your finance journey underway.

Please call Sayu on (07) 5531 2999 or email sayu.saji@mortgagechoice.com.au with any queries or requests.

Shay Ramnath

Shay Ramnath

Shay is focused on helping everyone he deals by providing a wealth of knowledge and assistance to help people improve their current situation and achieve their financial and lifestyle goals. Shay values each client and the relationship ensuring that the focus is a long term partnership with all clients.

Shay's Professional qualifications

  • Bachelor of Commerce (Financial Planning)
  • Advanced Diploma of Financial Services (Financial Planning)
  • Advanced Diploma of Business (Marketing)

Please call our office on (07) 5531 2999 to arrange an appointment with Shay to discuss your current and future financial plans.

Contact us today.

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