Loans for Migrants

We have Lenders who have introduced a new Migrant Lending policy to provide the opportunity for eligible migrants to obtain mortgage finance on their arrival in Australia, or Approval in Principle before they arrive.A migrant is defined as an applicant that has been approved under one of the Australian Government temporary or permanent working visa classifications for entry to Australia.Eligible applicants will be able to source the standard suite of mortgage loan products up to maximum loan to valuation ratios of:PAYG95% for holders of a Permanent Resident visa90% (including LMI capitalisation) for holders of a Temporary Resident visa (referred to mortgage insurers if the visa type is temporary).

Posted in: First home buyers

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