Mark Moccero - Your expert mortgage broker at Mortgage Choice Kew

Call: 0423 296 793

Looking for a home loan? Talk to Mark Moccero, your local Mortgage Choice broker for Kew, Hawthorn, Richmond and surrounds. Let me research and compare over 20 lenders for you.

Call Us Mortgage Choice Kew East
Mobile - 0423 296 793
Office - 03 9045 9863
Fax - 03 9445 9202

Open Hours Mortgage Choice Kew East
9am - 5.30pm Monday - Friday
Other times by appointment
Free Appointment

Address

832 High Street KEW EAST, VIC 3102

Latest home loan interest rates

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Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

We are your local Mortgage Brokers & Home Loan experts in Kew, Melbourne!

Are you looking to buy, upgrade or invest in property? Mortgage Choice Kew specialises in this area of Melbourne and knows it well.

Whatever your property aspirations and financial situation, I can make finding a suitable mortgage package easy.

Besides taking the stress and hassle out of searching and applying for a home loan to meet your needs, Mortgage Choice Kew also offers you a range of financial services including home loans, investment loans, refinance, loan top-ups, & commercial lending.

Why use a mortgage broker in Melbourne?

As your local mortgage broker in Kew, Hawthorn & Richmond, Mark Moccero will remove the time, hassle and confusion that often comes with finding a home loan. Instead of going straight to your bank, who only have access to their own range of products, we have access to hundreds of loans from over 20 lenders on our panel, including the big banks.

Our team will;

Understand and analyse your personal home loan requirements
Compare hundreds of home loan options on the market from the over 20 lenders on our panel.
Find options that best deliver to your individual circumstances and needs
Guide you through the entire application process - right through until settlement
Be available long-term to ensure your home loan is right for you as your circumstances change.

Why work with Mortgage Choice Kew?

Our small business is locally owned and operated, so you are dealing with a local resident.

Wherever you are on the property ladder, from first home buyers to full time investors, we have the skills and experience to make financing your next property a smooth and hassle-free process.

The Mortgage Choice panel of lenders includes over 20 of Australia’s top banks and non-bank lenders, so you have access to a huge range of product options.

There is more to a great home loan than just a low interest rate. I’ll consider the whole package, covering the structure, fees and flexibility of different products, talk you through all the options, negotiate with lenders on your behalf, and handle all the paperwork.

To help save time, hassle and money when looking for your home loan, call me today on 0423 296 793, or use the contact link at the top of this page.

Our home loan service is free of charge

At Mortgage Choice in Kew, our home loan service is at no charge to our customers because the lenders pay us a commission after your home loan settles, so you get all of our expertise at no cost to you.

We can help you with:

If you're ready to speak with a home loan expert, contact Mark from Mortgage Choice Kew on 0423 296 793.

My service covers

Cotham
Kew, Kew East
Burnley, Burnley North
Cremorne
Richmond, Richmond East
Richmond North, Richmond South
Auburn, Auburn South
Glenferrie South
Hawthorn, Hawthorn North
Hawthorn West, Hawthorn East

If your loan is for a property in Australia, I can help you.

Check your borrowing capacity

Are you eager to understand your borrowing capacity based on your salary and financial commitments? At Mortgage Choice Kew we understand that finding out how much you can borrow for that dream home you’ve always wanted can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with us to discuss your unique circumstances.

Ready to kickstart your journey to home ownership?

We’ll assist you along the way and do all the legwork for you! Call Mark Moccero today on 0423 296 793.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Great communication Mark He helped us on such a great deal I highly recommend him

jerome
27 March 2024

Mark came highly recommended to us by a family member and was without doubt worth the recommendation. He was incredibly responsive, efficient and helpful, taking as much time as I needed to talk through options and get me a fantastic outcome when needing to refinance in a fairly complex situation. I can't speak more highly of him and will definitely use him in future.

Katie
01 January 2024

Incredible service. Not only did they help us get the best deal but they made our purchase process so simple and easy. Would highly recommend

Kuhlyn
10 October 2023

I recently had the pleasure of working with Mark to purchase my first home. I was very nervous about the process, but Mark was incredibly patient and helpful. He explained everything in a way that I could understand and was always available to answer my questions. He also worked tirelessly to get me the best possible mortgage rate. Mark made the process much easier and less stressful than I anticipate... read more

yt
29 September 2023

Mark's been really fantastic providing us financial advice. Very thorough and explained every details. The process couldnt be any more seamless. Highly recommend Mark to anyone who require assistance financial advise, specially with their mortgages.

Julie
09 June 2023

As a first time home purchaser, Marks assistance was invaluable. From start to finish and everything in between everything was explained in simple terms and made the purchase of our first home way less stressful than I anticipated. Highly recommend.

David
12 April 2023

Highly recommend Mark never disappoints. Hes really excellent at what he does and he made everything easy peasy for us. Thanks for helping us achieve our dream home in Richmond

Mary
20 March 2023

Mark has been extremely helpful with me and my partner on buying our dream home in Richmond, particularly helping us choose the best rates for us and explaining how they differ from one another, excellent Job Mark

Marc
07 March 2023

Very efficient and professional service. Easily understood the complexity of our application. Mark has been wonderful to work with to get our home loans, knowledgeable,fast and efficient. I Highly recommend his service.

Daniel
13 February 2023

Absolutely fantastic service by Mark. My partner and I cannot recommend him highly enough. Mark is such a supportive and kind person who did what he could to help us getting pre approval finding a place after we had a horrible experience elsewhere. Mark helped and gave us advise on so much about our loan which we are grateful for.

Ron
06 February 2023

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now

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My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

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2nd applicant other monthly repayments

Calculate

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Value of property

State

Property use

Type of dwelling

Type of property

First Home Buyer?

Calculate

Total fees:

Breakdown	Amount
Stamp duty on property
Transfer fee
Mortgage registration fee

Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Mark Moccero - Your expert mortgage broker at Mortgage Choice Kew