Mark Moccero, Mortgage Broker, Hawthorn, Kew, Richmond

Mark Moccero - Your expert mortgage broker at Mortgage Choice Kew

Call: 0423 296 793

Looking for a home loan? Talk to Mark Moccero, your local Mortgage Choice broker for Kew, Hawthorn, Richmond and surrounds. Let me research and compare over 20 lenders for you.

Call Us Mortgage Choice Kew East
Mobile - 0423 296 793
Office - 03 9045 9863
Fax - 03 9445 9202

Open Hours Mortgage Choice Kew East
9am - 5.30pm Monday - Friday
Other times by appointment
Free Appointment

Address

832 High Street KEW EAST, VIC 3102

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We are your local Mortgage Brokers & Home Loan experts in Kew, Melbourne!

Are you looking to buy, upgrade or invest in property? Mortgage Choice Kew specialises in this area of Melbourne and knows it well.

Whatever your property aspirations and financial situation, I can make finding a suitable mortgage package easy.

Besides taking the stress and hassle out of searching and applying for a home loan to meet your needs, Mortgage Choice Kew also offers you a range of financial services including home loans, investment loans, refinance, loan top-ups, & commercial lending.

Why use a mortgage broker in Melbourne?

As your local mortgage broker in Kew, Hawthorn & Richmond, Mark Moccero will remove the time, hassle and confusion that often comes with finding a home loan. Instead of going straight to your bank, who only have access to their own range of products, we have access to hundreds of loans from over 20 lenders on our panel, including the big banks.

Our team will;

Understand and analyse your personal home loan requirements
Compare hundreds of home loan options on the market from the over 20 lenders on our panel.
Find options that best deliver to your individual circumstances and needs
Guide you through the entire application process - right through until settlement
Be available long-term to ensure your home loan is right for you as your circumstances change.

Why work with Mortgage Choice Kew?

Our small business is locally owned and operated, so you are dealing with a local resident.

Wherever you are on the property ladder, from first home buyers to full time investors, we have the skills and experience to make financing your next property a smooth and hassle-free process.

The Mortgage Choice panel of lenders includes over 20 of Australia’s top banks and non-bank lenders, so you have access to a huge range of product options.

There is more to a great home loan than just a low interest rate. I’ll consider the whole package, covering the structure, fees and flexibility of different products, talk you through all the options, negotiate with lenders on your behalf, and handle all the paperwork.

To help save time, hassle and money when looking for your home loan, call me today on 0423 296 793, or use the contact link at the top of this page.

What makes Mortgage Choice Kew different?

Our home loan service is free of charge

As a Mortgage Choice broker in Melbourne, we are paid the same rate, regardless of the home loan you choose from our wide choice of lenders, ensuring that I am focused on the best outcome for you.

At Mortgage Choice in Kew, our home loan service is at no charge to our customers because the lenders pay us a commission after your home loan settles, so you get all of our expertise at no cost to you.

We can help you with:

If you're ready to speak with a home loan expert, contact Mark from Mortgage Choice Kew on 0423 296 793.

My service covers Cotham, Kew, Kew East, Burnley, Burnley North, Cremorne, Richmond, Richmond East, Richmond North, Richmond South, Auburn South, Glenferrie South, Hawthorn, Hawthorn North, Hawthorn West, Auburn, Hawthorn East & surrounds. If your loan is for a property in Australia, I can help you.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

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Can't thank Mark enough for his advice and attention to detail and pushing all sorts of loans through. Don't waste your time trying to get a good deal when Mark will get you a great deal.
Shaun Morrell, Kew, VIC
- Property Investor

I would happily recommend Mark Moccero, Owner Manager of Mortgage Choice. Thanks to Mark’s knowledge and great customer service we were able to achieve Settlement on our new property in less than 28 days. Mark kept us informed of where we were in the process and what we needed to provide. Mark also achieved an excellent mortgage rate for us and made it all really easy.
Will McDonald, Hawthorn, VIC
- Property Investor

It’s fair to say the banks threw a few hurdles at us, but Mark never shirked a challenge. He was always contactable and available, always open to discuss options, and proactively providing updates.

Couldn’t ask for anything more.

Highly recommend.
Darren McKee, Rowville, VIC
- Upgrader

Mark is an excellent, knowledgeable, hard working broker who handles anything and everything that you need for your home loan. Mark was recommended to myself from a family friend and I have since recommended him to my friends and family. He takes so much time to help you with whatever it is you are planning or wanting to do and really makes sure you understand your options. Its great to have someone like Mark to take care of what can be a very stressful task.
Hannah Clarke, Footscray, VIC
- Property Investor

Mark is a thoughtful person who listens to his clients. This is combined with a deep knowledge of mortgage products available, and results in a really good fit of product to person.

I have recommended Mark to several people, and can unconditionally recommend his services to anyone looking for finance or refinancing opportunities.
Paul Edwards, Fitzroy, VIC
- Construction

I am truly thankful to have had Mark Moccero guide me through obtaining my home loan and settling my property. He was extremely knowledgeable about the options available to me, and was very efficient in finding answers to any other questions I had. My home loan process was quite lengthy and drawn out, and a bit outside the standard application, but Mark had absolutely no issues with researching and sourcing a great deal for me! His communication throughout the entire process was exceptional. He responded very quickly to my questions and concerns, and I was completely confident that my house settlement would go through without a hitch.
I would have no hesitation in recommending Mark to anyone who requires his financial services.
Thanks, Mark, for all of your invaluable advice and support through my settlement process!
A Ivanecky, Croydon, VIC
- Refinancer

Mark is very compentent and easy to work with, he keeps you wel informed and follows up immediately on any questions. He gave several options with the pros and cons with each provider. Very happy to recommend Mark as a great mortgage broker
Jeff Beddome, Hawthorn, VIC
- Upgrader

When we had to get our finance approved whilst simultaneously refinancing a 2nd property, all within a 5 week deadline from absolute scratch, it seemed totally impossible! However Mark helped us through it each step of the way.
Mark was keen to ensure we understood all the stages involved so explained everything clearly and concisely from the beginning. He responded quickly to any questions we had and was always proactive in chasing up 3rd parties for responses or updates.

We honestly couldn't have asked for more or done it without Mark!
R Selwyn, Chelsea, VIC
- Upgrader

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,000 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is$10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

The Territory’s First Home Owner Discount has been in place since 8 February 2019. It lets you save up to a maximum of $18,601 on the cost of stamp duty. The savings is available whether you buy a new or established home as long as the home is valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $8,750, which is the maximum stamp duty rebate available to first home buyers in Qld.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $505,000, you pay stamp duty of $1,050, a saving of $7,875. These savings cut out altogether if your first home costs $550,000 or more. On a property valued at $550,000, for example, the stamp duty would work out to be $10,600.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $20,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

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Mark Moccero - Your expert mortgage broker at Mortgage Choice Kew

Kew East

Latest home loan interest rates

We are your local Mortgage Brokers & Home Loan experts in Kew, Melbourne!

Why use a mortgage broker in Melbourne?

Why work with Mortgage Choice Kew?

What makes Mortgage Choice Kew different?

Our home loan service is free of charge

We can help you with:

If you're ready to speak with a home loan expert, contact Mark from Mortgage Choice Kew on 0423 296 793.

The right home loan for your needs

Google Reviews

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Rebecca Clarke

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Stuart Robbins

Igor Shparberg

Bec Purdie

Patrick Watts

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Jeff Beddome

Paul Edwards

Hannah Clarke

Shaun Morrell

Darren McKee

Rafi Selwyn