First home loans | Rosanna, Ivanhoe & surrounds
Finding the right loan for your first home can be overwhelming. You might not even know where to start. The Mortgage Choice team in Rosanna & Ivanhoe have found hundreds of first home buyers the right home loan, and we're ready to help you.
It starts with getting pre-approval for a home loan
The very first step on your first home owner journey is to sit down with our team at Mortgage Choice in Rosanna and discuss how much you can borrow, what the repayments will be and get pre-approval for your home loan.
Pre-approval on a loan is one of the best things you can have as a first home owner, so when you're searching for the right property you know how much you can spend and be free to make an offer.
That's where we come in!
We sit down with you to do the sums on how much you can afford and how much a lender will likely give you as well as talk to you about the pre-approval process.
Our team of mortgage brokers at Mortgage Choice in Rosanna & Ivanhoe then search through our panel of over 20 lenders and hundreds of home loan products to find you the right one, at the right rate.
"We recently just purchased our first house, and we can't recommend Martin from Mortgage Choice in Rosanna enough. He kept us informed at every step along the way, and gone above and beyond his duties. Thank you!" [Mat & Chloe, Ivanhoe]
We help with the paperwork too!
We don't just find the right home loan and then leave you to deal with the paperwork. Our team will complete the paperwork and submit it to your chosen lender on your behalf. We then follow up to make sure your loan is progressing smoothly from pre-approval to settlement.
So instead of spending hours on the phone following up with banks, you can get out there and find the right first home, confident with your pre-approval in hand.
Are you eligible for government incentives?
The state government have a range of incentives available to help first home buyers get into their first home. Incentives like:
- discounted stamp duty,
- the first home owners grant,
- the first home loan deposit scheme, (more spots just released 1-Jul 2020)
- the first home loan super scheme
- the HomeBuilder $25,000 Cash Grant
These grants and incentives can save you tens of thousands of dollars on the costs of buying your first home. Read our blog on First Home Owners Grant & Stamp duty concessions
Our team in Rosanna & Ivanhoe will help you figure out if you're eligible for the incentives as well as applying on your behalf. Check out what the incentives for first home buyers in VIC are:
Our home loan service is free of charge
Best of all, our team of mortgage brokers don't charge you for our home loan service as the lenders pay us after your home loan settles. Usually mortgage brokers are paid different commissions depending on the lender you choose.
But as Mortgage Choice brokers, we get paid the same commission regardless of which home loan you choose from our wide panel of lenders. This ensures we're focused on the right outcome for you.
Find out more about your first home loan options
The Mortgage Choice team in Rosanna & Ivanhoe have put together a range of handy home loan resources to help you find out more about the process:
- Do some quick sums with our handy mortgage calculators
- Read: 8 steps to buying your first home
- Read: The First Home Loan Deposit Scheme details
Get started with Martin today!
Martin & the team in Rosanna are focused on finding the home loan that suits your first home. Call us on 0419 587 863 or click on the Contact us button.
Mortgage Choice Rosanna services the areas of Ivanhoe, Ivanhoe East, Ivanhoe North, Bellfield, Heidelberg Heights, Heidelberg West, Banyule, Eaglemont, Heidelberg, Rosanna, Viewbank, Macleod, Macleod West, Watsonia, Watsonia North, Lower Plenty, Montmorency, Bulleen & surrounds.
The right home loan for your first home
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~