First home loans | Rosanna, Ivanhoe & surrounds
Finding the right home loan for your first home can be overwhelming. You might not even know where to start. The Mortgage Choice team in Rosanna & Ivahoe have found hundreds of first home buyers the right home loan, and we're ready to help you.
It starts with getting pre-approval for a home loan
The very first step on your first home owner journey is to sit down with us and discuss how much you can borrow, what the repayments will be and get pre-approval for your home loan. Pre-approval on a loan is one of the best things you can have as a first home owner, so when you're searching for the right property you know how much you can spend and be free to make an offer.
That's where we come in!
We sit down with you to do the sums on how much you can afford and how much a lender will likely give you as well as talk to you about the pre-approval process.
Our team of mortgage brokers at Mortgage Choice in Rosanna & Ivanhoe then search through our panel of over 20 lenders and hundreds of home loan products to find you the right one, at the right rate.
We help with the paperwork too!
We don't just find the right home loan and then leave you to deal with the paperwork. Our team complete the paperwork and submit it to your chosen lender on your behalf. We then follow up to make sure your loan is progressing smoothly from pre-approval to settlement.
So instead of spending hours on the phone following up with banks, you can get out there and find the right first home, confident with your pre-approval in hand.
Are you eligible for government incentives?
The state government has made a range of incentives available to help first home buyers get into their first home. Incentives like paying no or discounted stamp duty, or the first home owners grant can save you tens of thousands of dollars on the costs of buying your first home.
Our team in Rosanna & Ivanhoe will help you figure out if you're eligible for the incentives as well as applying on your behalf. Check out what the incentives for first home buyers in VIC are:
Our home loan service is free of charge
Best of all, we don't charge you for our home loan service as the lenders pay us after your home loan settles. Usually mortgage brokers are paid different commissions depending on the lender you choose.
But as Mortgage Choice brokers, we get paid the same commission regardless of which home loan you choose from our wide panel of lenders. This ensures we're focused on the right outcome for you.
Find out more about your first home loan options
The Mortgage Choice team in Rosanna & Ivanhoe have put together a range of handy home loan resources to help you find out more about the process:
- Do some quick sums with our handy mortgage calculators
- Read our blog: 8 steps to buying your first home
- Check out our easy MoneyChat videos on your home loan FAQs or
- Download our free first home buyer guide
When you're ready to get started, contact us at Mortgage Choice Rosanna on 0419 587 863 or click on the Contact us button at the top of the page.
Mortgage Choice Rosanna services the areas of Ivanhoe, Ivanhoe East, Ivanhoe North, Bellfield, Heidelberg Heights, Heidelberg West, Banyule, Eaglemont, Heidelberg, Rosanna, Viewbank, Macleod, Macleod West, Watsonia, Watsonia North, Lower Plenty, Montmorency, Bulleen & surrounds.