Home loan and property tips and strategies

30 tips for first home buyers part 2

#11 Consider your options - family guarantee? If you have the income to make loan repayments but are still struggling to get a deposit together, a family guarantee may be an option. For example, if ..

30 Tips for first home buyers part 1

 #1 Get your finances in order Lenders will look at your credit history and any existing debts when assessing your ability to make repayments. For credit cards, they look at the limit on the card so ..

How much do you need for a home loan deposit

In most circumstances lenders will want to see a minimum deposit of 5% of the purchase price in the form of genuine savings. To be seen as genuine savings the funds must have been held for 3-6 months ..

First home buyers to save on stamp duty

In a bid to help first home buyers struggling to get their feet onto the home buying ladder the Victorian government has announced big changes to stamp duty from 1st July 2017. Stamp duty will be abo..

The hidden costs of property buying

When you start planning to buy a property there are some costs in addition to a deposit that you should take into account. It's always a good idea to think about building and pest inspections to make..

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