Home loan and property tips and strategies

How much do you need for a home loan deposit

In most circumstances lenders will want to see a minimum deposit of 5% of the purchase price in the form of genuine savings. To be seen as genuine savings the funds must have been held for 3-6 months ..

First home buyers to save on stamp duty

In a bid to help first home buyers struggling to get their feet onto the home buying ladder the Victorian government has announced big changes to stamp duty from 1st July 2017. Stamp duty will be abo..

The hidden costs of property buying

When you start planning to buy a property there are some costs in addition to a deposit that you should take into account. It's always a good idea to think about building and pest inspections to make..

Thinking about property investment?

Investing in property is a big step and it is worth considering a few things before you jump in. Think about a long term strategy The property market has lows as well as highs and periods of stabili..

Never been a better time for a home loan health check

It's tempting to think about a home loan as a 'set and forget' type of product. Lets face it, we all have better things to do in our rare spare time than compare different home loan options. But with..

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