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Michael Cullinan

Home Loan E-Guides | Geelong & Bellarine

Our home loan e-guides are a great place to start your research for the next step in your property journey. Our guides will take you through the basics along with tips & hints, FAQs, a glossary of common terms & more!

If you like our free, downloadable e-guides, you should check out our simple finance videos or loan calculators. When you're ready to get started, call Michael on 0447 528 116 or click on the Contact Us button.


Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.


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First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.


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Building your home guide

Building a brand new home or completing major renovations on an existing property are some of the most exciting projects we can undertake as home owners.


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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.


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Understanding guarantors guide

Buying a property is one of the biggest financial commitments you’ll make. A guarantor might be the helping hand you need to get into property sooner. We explain in this guide what a guarantor is, who they are, and how you can benefit.


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Property investor guide

Our free, downloadable guide explains the costs and steps associated with the purchase of an investment property, positive/negative gearing as well as pros and cons of houses vs. units.


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Guide to upgrading your home

You've built up enough equity to play with and you're wondering which direction you should take. This guide explores the pros and cons of upgrading.


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Factsheet: Reverse Mortgages | Geelong & Bellarine

Reverse Mortgages can be a valuable source of funds in retirement, while allowing you to stay living in your much-loved family home. Find out more about using your equity to live well in retirement with your free factsheet from Mortgage Choice in Geelong & Bellarine. Find out more about Reverse Mortgages.


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