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Michael Karp

Michael Karp Mortgage Broker in Adelaide

Led by principal Michael Karp, this dynamic team has a strong work ethic and are driven to do their best for every client. Michael is a dedicated, trustworthy and passionate broker who won’t give up until he gets the right loan for you. He and the team can help clients with all areas of finance, focusing on residential loans for either investors or owner-occupiers.

Based in central Adelaide, they offer a fully mobile service.
  • Call Us Mortgage Choice Adelaide
  • Office - 0421 718 222
  • Open Hours Mortgage Choice Adelaide
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Level 3, 153 Flinders Street ADELAIDE, SA 5000


As a mortgage broker who strives to exceed expectations, you can rely on Michael and the team at Mortgage Choice Adelaide for knowledgeable advice and attentive, results-focused service, from your preliminary discussions right through to settlement and beyond. 

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Other areas I service

An award-winning team who are dedicated to helping every client attain their financial goals. Based in central Adelaide, Michael offers a mobile service and is available for day and evening appointments in all areas.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Our experience with Michael has been very positive over multiple transactions. Highly professional and a pleasure to deal with.

Simon Landrigan
12 April 2022  

Michael has assisted us over the last ~15 years from arranging pre-approval and finance for our first home to the purchase of our second home and again, most recently, through the re-financing process. Michael is knowledgeable, highly experienced in his industry and most importantly to us, he and his team have helped us step-by-step to navigate through the complicated loan processes with efficiency an... read more

Bec Crouch
27 March 2022  

Michael and Lynsey have provided a great experience in helping me to buy my first home. Despite 6 months of me hassling them for every property I have shown interest in, they have remained attentive and when the day arrived they were on the ball sorting out options. A big thank you to them both.

Tom Vickery
02 March 2022  

Great service. Michael set up my original loan 5 years ago. He recently found a better deal and made everything easy to refinance. Highly recommend his services.

Kate Drummond
28 February 2022  

Michael and the team have been wonderful to deal with, every obstacle in their way they managed to overcome with minimal fuss to ensure a smooth settlement. Thanks again.

Dale Martens
28 February 2022  

Michael & team are fantastic. They are flexible and able to provide advice on the best mortgage solutions.

Brett Hales
23 February 2022  

Michael has helped us with a range of advice for a range of mortgage items during recent years. He's fantastic to deal with, understanding of personal needs, and professionally excellent. We've recommended him to others who've found him to be the same.

Simon Frost
22 February 2022  

Excellent, speedy and thorough service from Michael in refinancing our mortgage

Brendan Bascomb
18 February 2022  

Michael and Lynsey from Smartline made refinancing our existing property and purchasing a new property a breeze. There were a lot of last minute changes we had to make and communication was absolutely fantastic from them.

As someone refinancing for the first time and only purchasing a house for the second time, Michael made everything feel very accessible, super simple, and the results were great!

Jamie Murada
15 February 2022  

Michael helped us get our home loan about 5 years ago, and has stayed in touch with us and the bank to ensure we continue to get the best possible rate. Most of all, we have valued that Michael is always happy to demystify banking terminology and help us understand all the implications of different actions, so we can make the right choices for us. And without making us feel silly for not knowing all the financial language!

Cheryl Lierton
14 February 2022  

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