Have you neglected your Mortgage?

April 17, 2014
Michael Romeo

 

Happy Easter from the team at Mortgage Choice Unley!

For many people Easter is a chance to relax and catch up with family and friends, but it is also a great time to look over your finances and find ways to save some money. One of the areas where most people can save a lot is their home loan!

 

Day to day we look for ways to save money, but are you looking in the areas that matter most?

We look for the specials at the supermarket, search online to find the best flights, drive just that little bit further down the road to save 4 cents a litre on fuel, but when it comes to a home loan or for that matter a car loan or credit card, many people in Adelaide have a “set and forget” attitude. Payments come out every month and every now and again we get a statement from the bank to telling us how much we still owe.

 

Have you neglected your Mortgage?

An easy way to find out is by answering these simple questions:

 

  • Do you know your current interest rate?
  • Do you currently make at the very least fortnightly repayments?
  • Have you spoken to your bank about your home loan in the last 6 months?

If you answered “no” to any of the above then chances are, like many other homeowners in Adelaide, you are NOT getting the best you can from your home loan.

 

“But the bank keeps sending me letters to say my rate has gone down……”

Of course they do, they want you to feel comfortable where you are and give you the impression everything is fine, that way you never bother to actually check. It is surprising how many people in Adelaide are not on the best interest rate they could be - even with their own bank. Your bank relies on you being complacent.

 

What to do?

It’s easy, give Mortgage Choice Unley a call on 8273 7970 or email michael.romeo@mortgagechoice.com.au for your no cost, no obligation Home Loan Health Check, in most cases we are able to help our customers save money, even if it is by helping to negotiate a cheaper rate with your current bank.

 

Kind regards,

Michael Romeo

Manager, Mortgage Choice Unley

Suite 6 15 King William Road Unley SA 5061

 

Michael Romeo is a Mortgage Choice franchisee and MFAA accredited mortgage broker servicing Unley, Burnside, Fullarton, Kensington Park and Adelaide’s eastern suburbs.

 

To find out more visit our website www.mortgagechoice.com.au/unleyburnside1 or follow us on Facebook www.facebook.com/mcunleyburnside

 

 

Posted in: Home loans

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