Michael Wren & Geoff Pyers

Our award-winning Mortgage Broker team in Camberwell, Canterbury & Glen Iris

Call: 03 9813 3522

Our team at Mortgage Choice in Camberwell & Canterbury take the hard work out of finding the right loan at the right rate from over 35 lenders. Our free home loan service means that we'll do all the research & legwork for you, to find you a great home loan.

Call Us Mortgage Choice Canterbury
Office - 03 9813 3522
Fax - 03 9813 3544

Open Hours Mortgage Choice Canterbury
8:30am - 6pm Monday to Friday - After hours by appointment
Free Appointment

Address

59 Canterbury Road CANTERBURY, VIC 3126

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Welcome to Mortgage Choice in Camberwell & Canterbury

Mortgage Choice in Camberwell & Canterbury has been helping the local community with their home loans & finances for over 15 years. Our team of mortgage brokers & home loan experts specialise in helping people find the right home loan with the features and benefits they need.

Our free home loan service

Finding a home loan with the right features at the right rate, can be daunting. Our free home loan service means that we'll do all the work for you, and make the process as easy as possible. We do all the research and negotiate with your lender to get you the best deal.

We do the research for you from over 35 lenders;
We do all the paperwork and put together your application;
We negotiate with the banks & do the follow-up on your behalf;
We talk you through each step of the process to settlement.

We have over 35 lenders on our panel

We all know that a wide range is the key to finding the right deal - and the same is true for your home loan! At Mortgage Choice in Camberwell & Canterbury, we have over 35 lenders on our panel - including the big four banks and a selection of specialist lenders - giving you access to thousands of home loans at once.

We don't just let any lender on our panel either. They have to be the best at what they do and have a great range of home loan products and rates available for our clients. You can rest assured that our team are doing the due diligence required to save you tim & money on your home loan.

Get started with us today

Helping people with their home loans is what we love to do! Contact our team at Mortgage Choice in Camberwell & Canterbury to chat about your next move via phone, video or in person at our office located at 57 Canterbury Rd, Canterbury 3126 .

Call 03 9813 3522 Request a call

^{The Mortgage Broker Camberwell team service the areas of Camberwell, Canterbury, Glen Iris, Balwyn, Hawthorn, Richmond, Deepdene, Mont Albert, Surrey Hills & surrounding Melbourne.}

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The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

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I can't really say enough good things about Geoff and the rest of the team at Mortgage Choice Camberwell & Canterbury. We were first home buyers and had basically no idea what we were doing. Geoff guided us through the process and made it a much less daunting experience. Meeting Geoff for the first time, I knew he was a straight up guy, that could be trusted. That was important to us, and I guess it is to anyone. Getting a mortgage is a big deal and you want to know people are acting in your best interests. Geoff made us feel like he cared about our outcome and we really appreciate that. I'd 100% recommend Mortgage Choice Camberwell & Canterbury if you are in the market for a mortgage. Even if you are complete novices like we were, they'll help you through it.
Andrew Ford, Canterbury, VIC
- First Home Buyer

A highly dedicated, friendly team at Mortgage Choice in Camberwell & Canterbury, which gave valuable advice and supported us every step of the way. Thank you so much, Geoff and Kelly.
Andrew Lowe, Glen Iris, VIC
- First Home Buyer

Geoff and Kelly were quite helpful with our refinance. I'd recommend the Mortgage Choice Camberwell & Canterbury team.
Stephen Weingartner, Camberwell, VIC
- Refinancer

We dealt with Michael from Mortgage Choice Camberwell & Canterbury. He was excellent! He and the team went above and beyond to help my wife and I purchase our family home. They were all very easy to talk to and deal with. Michael especially worked tirelessly to get us the best deal available on the market. We went through a stressful process of buying then selling; Michael provided us with countless scenarios and realistic outcomes which made making decisions very easy. We highly recommend Mortgage Choice Camberwell & Canterbury to anyone whether you want to buy a new home or find a better deal for your existing mortgage.
Andrew Koutsaplis, Camberwell, VIC
- Upgrader

I would recommend Mortgage Choice Camberwell & Canterbury to all my friends and family. They are one of the most helpful businesses I have come across in recent times. Reliable with information, and updates on how everything was proceeding. Very friendly bunch of lovely people working there. Couldn't say a bad thing about them.
Richard & Danielle, Seaford, VIC
- Refinancer

What an awesome team. Michael looked after us so well even when we threw him some curve balls! We would highly recommend Michael Wren and his team absolute 5 star service.
Bec Davies, Balwyn, VIC
- First Home Buyer

Michael and the team at Mortgage Choice Camberwell & Canterbury went above and beyond to make our experience of purchasing our first home as easy as possible. The whole process was made simple and stress free with every step explained clearly. I wouldn't hesitate to recommend Michael as a fantastic choice of mortgage broker; I have already personally recommended him to a few friends and family too. Thanks again guys!
Jarrod Baimbridge, Glen Iris, VIC
- First Home Buyer

Dealing with Mortgage Choice Camberwell & Canterbury through the refinancing of our existing loans has been a pleasure. Michael provided a high level of service throughout the process and always kept us up to date with all aspects of our application and settlement. Attention to detail, perseverance and a general willingness to go the extra mile were clearly evident in Michael's approach and nothing was too much trouble. I would recommend Michael and his team to anyone looking at their current financial situation and in need of advice.
Adam & Nicole, Ringwood, VIC
- Refinancer

Big thanks to Geoff, Kelly and the whole team at Mortgage Choice Camberwell & Canterbury, for organising our finances and making it an easy and stress free process in purchasing our first home. They went over and beyond and we can’t thank them enough! Thanks again guys!
Gemma Cleary, Balwyn, VIC
- First Home Buyer

Michael was excellent to deal with, very proactive & thorough in his work. Great advocate for the customer with banks that are not always easy to deal with. This has easily been the best brokerage service I have ever dealt with!
Deepen & Janaki, Mount Waverley, VIC
- Refinancer

I found Mortgage Choice in Camberwell & Canterbury to be a very friendly and efficient team. I have already advised friends who are doing a similar thing to us to contact them for assistance.
Frank & Hillary , Bulleen, VIC
- Property Investor

Geoff from Mortgage Choice Camberwell & Canterbury made the process simple and easy to follow, was always easy to reach and guided us along our path to our first home. They were referred to us by good friends and I plan to do the same.
Ash Newman, Balwyn, VIC
- First Home Buyer

Stefanie Ouliaris, Balwyn, VIC
- First Home Buyer
We were enquiring about purchasing a property and arranged a meeting with Geoff from Mortgage Choice in Camberwell & Canterbury. From our initial meeting we had a plan of what we needed to achieve and within a short time we have purchased a property.

Geoff and Kelly organised the finance, it was a smooth process and we were well informed throughout the whole experience, we received email updates explaining the process of the application as well as phone calls where possible. They also extended their services to financial advice as well. I would highly recommend using them and will be using them for future financial matters.

The service we received from Geoff at Mortgage Choice Camberwell was outstanding. Nothing is too hard for Geoff and he knows how to get the job done. He is extremely professional but so friendly at the same time. Would highly recommend and will continue to use for our future lending needs!
Stephanie & Cameron , Hawthorn, VIC
- Refinancer

Geoff was fantastic. He helped us through the entire process with lots of great advice. Highly recommend.
Michael Denham, Glen Iris, VIC
- First Home Buyer

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

State / Territorial Revenue Web Sites

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Our award-winning Mortgage Broker team in Camberwell, Canterbury & Glen Iris

Canterbury

Welcome to Mortgage Choice in Camberwell & Canterbury

Our free home loan service

We have over 35 lenders on our panel

Get started with us today

The right home loan for your needs

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Help me calculate

Extra Information

Home Buyer Concession Scheme

Stamp duty concessions in NSW

How much is the First Home Owners Grant NSW?

How much is the First Home Owners Grant in the NT?

How much is the First Home Owners Grant QLD?

Stamp duty concessions

How much is the First Home Owners Grant SA?

Stamp duty concessions in TAS

How much is the First Home Owners Grant TAS?

Stamp duty concessions in VIC

How much is the First Home Owners Grant VIC?

Stamp duty concessions in WA

How much is the First Home Owners Grant WA?

State / Territorial Revenue Web Sites

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