Adam Tucci
06 Feb 2022
I have been using Michael and the team at Mortgage Choice Camberwell for many years and have always been highly impressed with their service levels and attention to detail, but...
Mortgage Choice in Camberwell & Canterbury has been helping the local community with their home loans & finances for over 15 years. Our team of mortgage brokers & home loan experts specialise in helping people find the right home loan with the features and benefits they need.
Finding a home loan with the right features at the right rate, can be daunting. Our free home loan service means that we'll do all the work for you, and make the process as easy as possible. We do all the research and negotiate with your lender to get you the best deal.
We all know that a wide range is the key to finding the right deal - and the same is true for your home loan! At Mortgage Choice in Camberwell & Canterbury, we have over 35 lenders on our panel - including the big four banks and a selection of specialist lenders - giving you access to thousands of home loans at once.
We don't just let any lender on our panel either. They have to be the best at what they do and have a great range of home loan products and rates available for our clients. You can rest assured that our team are doing the due diligence required to save you tim & money on your home loan.
Helping people with their home loans is what we love to do! Contact our team at Mortgage Choice in Camberwell & Canterbury to chat about your next move via phone, video or in person at our office located at 57 Canterbury Rd, Canterbury 3126 .
Call 03 9813 3522 Request a call
The Mortgage Broker Camberwell team service the areas of Camberwell, Canterbury, Glen Iris, Balwyn, Hawthorn, Richmond, Deepdene, Mont Albert, Surrey Hills & surrounding Melbourne.
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
06 Feb 2022
I have been using Michael and the team at Mortgage Choice Camberwell for many years and have always been highly impressed with their service levels and attention to detail, but...
31 Jan 2022
Geoff and Kelly Pyers where very informative and helpful during the process of purchasing my first home. They answered all my questions and supported me every step of the way, e...
13 Jan 2022
We used Geoff and the team at Mortgage Choice for our first home and they made the process as easy as possible. They are honest and take the time to explain things. We’ve contac...
08 Dec 2021
I've been very pleasantly surprised by the service, timeliness and attention to detail that the Mortgage Choice team have provided us with, from the initial refinance more than...
06 Dec 2021
The team were so amazing. Geoff, Kate, Kelly were all responsive and always available. We weren't an easy case to work with but they never stopped trying and pulling ever lever...
13 Nov 2021
My partner and I had a really positive experience with Michael Wren. Michael helped us get into our first home! He was very contactable, walked us through the process step-by-st...
20 Oct 2021
The team at Mortgage Choice Camberwell were great in helping me buy my first home. Very helpful and had good communication - they always returned my calls and emails quickly. Th...
05 Oct 2021
Michael and his team at Mortgage Choice Camberwell were fantastic in making the process of getting a loan seamless. Michael was available to answer phone calls and questions whe...
24 Sep 2021
This is our second time using Mortgage Choice Canterbury. Once again their service and responsiveness was excellent, particularly given we needed a really quick turnaround. Than...
02 Sep 2021
We love working with Michael and team and highly recommend their services. 1) Responsiveness: Michael is super responsive, always picks up calls or calls back in due time - alwa...
11 Aug 2021
My partner and I worked along side Geoff at Mortgage Choice when purchasing our first home. Geoff was extremely helpful and friendly and made the experience a lot less daunting....
10 Aug 2021
We could not thank the team enough for yet another seamless transaction in finalising our investment property. They are friendly, professional and make the end to end process ea...
08 Aug 2021
Our experience with Michael and his team from Mortgage Choice was second to none! I have known him since 2015 and this is the second time we have used Michael’s expertise and se...
30 Jun 2021
Michael and the team went above and beyond in assisting my partner and I with the purchase of our first home. We felt extremely well supported and informed throughout the whole...
29 Jun 2021
Highly recommended Mortgage Choice in Camberwell. Thank you to Michael, Carol and Kelly. Very efficient and always available to answer questions throughout the home loan process...
10 Jun 2021
Michael, Kelly and Carol have been amazing in our journey of refinancing our home loan. All three of them are very prompt in responding to our queries and patient to explain the...
15 May 2021
Geoff was amazing and helped me through the whole process of buying my first home. I had done all my research and thought I knew what I was doing but after a knock back from my...
10 May 2021
Highly recommend Camberwell & Canterbury Mortgage Choice! Geoff Pyers was extremely knowledgable, very friendly and always ready to answer any questions I had. They made buying...
06 May 2021
Thank you Geoff, Kelly and team for being so diligent and dedicated for every step of the journey. You both go beyond what is required and it has been such a pleasure having yo...
22 Mar 2021
If you are looking for a team that will do their very best to ensure you are matched with the right lender and the best possible rates then look no further. Michael, Kelly and...
05 Feb 2021
Michael Wren and his team have helped me with new and refinanced home loans a number of times now and the level of service has been impeccable every time. Highly recommend!
27 Jan 2021
Michael went above and beyond in helping me refinance my home loan - it was a difficult process, for a few reasons beyond our control, but after much effort he made it happen, a...
18 Jan 2021
Geoff and his team are amazing! We're first home-buyers and didn't know much about mortgages and buying houses at all. Geoff very patiently and expertly explained our options to...
15 Jan 2021
Michael and Kelly have been amazing! No question was too silly and they were always extremely responsive. Couldn’t recommend them enough!
13 Jan 2021
This is the second loan we have taken out using Mortgage Choice Camberwell. We can not recommend the Mortgage Choice Camberwell team and in particular Michael, Carol & Kelly hi...
07 Jan 2021
I've trusted the team for 3 properties and several mortgages over the years. Super helpful and responsive. Highly recommend!
05 Jan 2021
I had an excellent experience with Michael and his team with the purchase of my property. He made it a very easy, low stress process for me and it would have been a lot harder t...
17 Dec 2020
Thanks to Geoff and the team, they made the process of buying a house so easy for us! They have so much knowledge and answered every single question we had, they were very profe...
11 Nov 2020
Geoff and the team at Mortgage Choice Camberwell have been extremely helpful in purchasing our first house. They have made the whole process smooth and efficient as well as prov...
10 Nov 2020
Geoff and his team are highly professional, experienced mortgage brokers who I would definitely recommend. From straightforward mortgages to more complicated refinancing strateg...
11 Sep 2020
Michael, Carol and Kelly have done such a fantastic job at making our experience of building our first home as easy as possible. We truly can not fault them. The team are dedica...
25 Aug 2020
Well the fantastic team at Mortgage Choice Camberwell have done it again. From the initial conversation to the end result the team have been amazing. Can not recommend them en...
I can't really say enough good things about Geoff and the rest of the team at Mortgage Choice Camberwell & Canterbury. We were first home buyers and had basically no idea what we were doing. Geoff guided us through the process and made it a much less daunting experience. Meeting Geoff for the first time, I knew he was a straight up guy, that could be trusted. That was important to us, and I guess it is to anyone. Getting a mortgage is a big deal and you want to know people are acting in your best interests. Geoff made us feel like he cared about our outcome and we really appreciate that. I'd 100% recommend Mortgage Choice Camberwell & Canterbury if you are in the market for a mortgage. Even if you are complete novices like we were, they'll help you through it.
Andrew Ford, Canterbury, VIC
- First Home Buyer
A highly dedicated, friendly team at Mortgage Choice in Camberwell & Canterbury, which gave valuable advice and supported us every step of the way. Thank you so much, Geoff and Kelly.
Andrew Lowe, Glen Iris, VIC
- First Home Buyer
Geoff and Kelly were quite helpful with our refinance. I'd recommend the Mortgage Choice Camberwell & Canterbury team.
Stephen Weingartner, Camberwell, VIC
- Refinancer
We dealt with Michael from Mortgage Choice Camberwell & Canterbury. He was excellent! He and the team went above and beyond to help my wife and I purchase our family home. They were all very easy to talk to and deal with. Michael especially worked tirelessly to get us the best deal available on the market. We went through a stressful process of buying then selling; Michael provided us with countless scenarios and realistic outcomes which made making decisions very easy. We highly recommend Mortgage Choice Camberwell & Canterbury to anyone whether you want to buy a new home or find a better deal for your existing mortgage.
Andrew Koutsaplis, Camberwell, VIC
- Upgrader
I would recommend Mortgage Choice Camberwell & Canterbury to all my friends and family. They are one of the most helpful businesses I have come across in recent times. Reliable with information, and updates on how everything was proceeding. Very friendly bunch of lovely people working there. Couldn't say a bad thing about them.
Richard & Danielle, Seaford, VIC
- Refinancer
What an awesome team. Michael looked after us so well even when we threw him some curve balls! We would highly recommend Michael Wren and his team absolute 5 star service.
Bec Davies, Balwyn, VIC
- First Home Buyer
Michael and the team at Mortgage Choice Camberwell & Canterbury went above and beyond to make our experience of purchasing our first home as easy as possible. The whole process was made simple and stress free with every step explained clearly. I wouldn't hesitate to recommend Michael as a fantastic choice of mortgage broker; I have already personally recommended him to a few friends and family too. Thanks again guys!
Jarrod Baimbridge, Glen Iris, VIC
- First Home Buyer
Dealing with Mortgage Choice Camberwell & Canterbury through the refinancing of our existing loans has been a pleasure. Michael provided a high level of service throughout the process and always kept us up to date with all aspects of our application and settlement. Attention to detail, perseverance and a general willingness to go the extra mile were clearly evident in Michael's approach and nothing was too much trouble. I would recommend Michael and his team to anyone looking at their current financial situation and in need of advice.
Adam & Nicole, Ringwood, VIC
- Refinancer
Big thanks to Geoff, Kelly and the whole team at Mortgage Choice Camberwell & Canterbury, for organising our finances and making it an easy and stress free process in purchasing our first home. They went over and beyond and we can’t thank them enough! Thanks again guys!
Gemma Cleary, Balwyn, VIC
- First Home Buyer
Michael was excellent to deal with, very proactive & thorough in his work. Great advocate for the customer with banks that are not always easy to deal with. This has easily been the best brokerage service I have ever dealt with!
Deepen & Janaki, Mount Waverley, VIC
- Refinancer
I found Mortgage Choice in Camberwell & Canterbury to be a very friendly and efficient team. I have already advised friends who are doing a similar thing to us to contact them for assistance.
Frank & Hillary , Bulleen, VIC
- Property Investor
Geoff from Mortgage Choice Camberwell & Canterbury made the process simple and easy to follow, was always easy to reach and guided us along our path to our first home. They were referred to us by good friends and I plan to do the same.
Ash Newman, Balwyn, VIC
- First Home Buyer
Stefanie Ouliaris, Balwyn, VIC
- First Home BuyerWe were enquiring about purchasing a property and arranged a meeting with Geoff from Mortgage Choice in Camberwell & Canterbury. From our initial meeting we had a plan of what we needed to achieve and within a short time we have purchased a property.
Geoff and Kelly organised the finance, it was a smooth process and we were well informed throughout the whole experience, we received email updates explaining the process of the application as well as phone calls where possible. They also extended their services to financial advice as well. I would highly recommend using them and will be using them for future financial matters.
The service we received from Geoff at Mortgage Choice Camberwell was outstanding. Nothing is too hard for Geoff and he knows how to get the job done. He is extremely professional but so friendly at the same time. Would highly recommend and will continue to use for our future lending needs!
Stephanie & Cameron , Hawthorn, VIC
- Refinancer
Geoff was fantastic. He helped us through the entire process with lots of great advice. Highly recommend.
Michael Denham, Glen Iris, VIC
- First Home Buyer
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Need help with your next home purchase?
Talk to a brokerFrom 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.
To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.
Click here for more information on the ACT First home Owner Grant.
From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.
Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000
The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.
If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.
Click here for more information on the NSW First Home Owner Grant.
The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.
As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.
Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.
Click here for more information on the NT First home Owner Grant.
As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.
As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.
If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.
Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.
Click here for more information on the QLD First home Owner Grant.
There are currently no specific stamp duty concessions available for first home buyers in SA.
The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.
You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.
Click here for more information on the SA First home Owner Grant.
If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at
$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).
The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.
Click here for more information on the TAS First home Owner Grant.
First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.
The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.
Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.
Click here for more information on the VIC First home Owner Grant.
If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.
If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.
The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.
If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.
If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.
The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.
Click here for more information on the WA First home Owner Grant.