Personal loans | Camberwell & Canterbury
There's a careful balance between making your dreams come true and keeping your finances healthy. Our team will help you choose a personal loan that suits your budget, and gives you a plan to pay it off sooner.
What is a personal loan?
A personal loan is a short term loan of typically 5-7 years, often with interest rates higher than that of mortgages but lower than that of a credit card, offering a useful solution for those special projects.
At Mortgage Choice in Camberwell & Canterbury, we do all the legwork by comparing multiple products from a range of lenders so that we track down competitively priced personal loans that let you achieve your goals.
You can use a personal loan to:
- Renovate your home
- Consolidate your debts
- Pay off a large debt to save on interest
- Pay for your dream holiday or wedding
- Fund additional education for yourself or your kids
- Purchase leisure caravans and vehicles
- and more!
Personal loans are really flexible, and can be used for any opportunities that have arisen in your life. They allow us to make the most of the opportunities in front of us without having to wait for our finances to catch up!
Beware of quick cash
There are lots of instant personal loan services out there, that promise quick cash today. These can end up costing you more in the long run with higher interest rates and unreliable lenders.
Our team in Camberwell & Canterbury can help you find a good quality personal loan from a range of reliable lenders - all at no cost to you! Let us do the hard work for you.
"Geoff surpassed our expectation with high level of diligent and dedication in getting our loan approved in timely manner with a good rate. He is always available any time we need to talk." [Maung, Box Hill South]
Why a personal loan and not a credit card?
If you need a some larger funds now, a personal is usually a better option than a credit card. Secured or unsecured personal loans usually have much lower fees than credit card. They require a regular repayment, and can't rack up late fees.
Personal loans may take more effort and paperwork to access, but this can often be a good thing, as you can understand fully the debt you're incurring. A good quality personal loan if can be a lot safer financially for you in the long run.
Our team in Camberwell & Canterbury will also work with you to give you strategies to pay off your personal loan sooner!
Our other finance resources:
We have lots of other resources to help you make better financial choices for a better life. See below for some of the financial planning tools from Mortgage Choice in Camberwell & Canterbury:
- Check out our savings calculator
- Watch our MoneyChat video series on property & finance
- Download your free e-guide to buying your first home
Get started with us today
We would love to help you find a good quality personal loan for you, or talk you through debt consolidation & budgeting. Book an obligation-free appointment with our team, and let's get started.
Call the team in Camberwell & Canterbury on 03 9813 3522 or click on the Contact us button at the top of the page.
Your local Boroondara team of mortgage brokers and finance experts in Camberwell, Canterbury, Glen Iris, Deepdene, Balwyn, Surrey Hills, Mont Albert & surrounds.