• Mike Ponsonby

Your local Mortgage Choice office in Sydney's Inner West

Mortgage broker in Five Dock, Concord, Burwood, Rhodes, Croydon. Home Loans, investment loans, business loans car loans, Talk to us today.  

  • Office 0429 024 400
  • Fax 02 9475 0501
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment

Welcome to Mortgage Choice at Five Dock

Mike Ponsonby has been helping clients with their lending needs for over 16 years and is an expert at helping clients with options and advice to buy their homes or investment properties.

Our focus is to provide a friendly and professional service that helps you make informed choices about what you'd like to do. Our help and support can save you from making costly mistakes. For us it's all about you and your home loan needs first and recognise that no two clients’ circumstances are the same.

Our office is conveniently located on Great North Road in Five Dock.

We'll guide you through the often confusing and time consuming mortgage maze. 

With access to over 20 lenders and hundreds of different home loan products with varying features to suit any situation. We’ll provide expert advice and guidance to find the most competitive and suitable loan options for you. 

We can help you every step of the way with:

  • Pre-Approvals and home loan health checks
  • First home buyers
  • Finance for your next home
  • Refinance your current loan
  • Finding a better deal on your existing home loan
  • Investing in property
  • Investing in property using funds from your Superannuation
  • Finance for renovating or upgrading
  • Financing your business
  • Commercial finance

Give us a call today to book your obligation free appointment or simply click on the Contact Us link and we’ll be in touch.  We look forward to helping you reach your property goals and secure your financial future.

Office Hours:
Monday - Friday: 9:00am - 6:00pm
Saturday: Appointments by request 

"We found the experience to be easy and very pleasant. You were always there for any questions we had and basically walked us through the entire process and being unsure how the whole process works this was a great help. It was really good how you and our conveyancer got in contact to sort out any issues that needed attention. We never felt pressured to do anything and you gave us space to make our own decisions which we appreciated. Essentially you did a lot of the hard work on looking for the right mortgage that suited our needs which we appreciated a whole heap. I would definitely recommend you to other people looking to purchase property, especially if they are unsure on how the whole process works."

Michael & Laura - First Home Buyer
Chiswick, NSW

"Anyone looking to either purchase a property, or do a refinance, should get into contact with Mike and see how he can help. Our situation was very complex, and he was patient, and provided us with all the different options available to us, along with options that would save us money.

He was continuously in contact with us from the beginning, keeping us updated about different applications and so on.

I would strongly suggest contacting Mike for his friendly, patient and expert approach to getting a new property, or finding the right deal for you regarding your specific situations. I will definitely be contacting him again the next time we wish to purchase a property."

Marcus - Property Investor
Concord, NSW

"Mike was a breath of fresh air! He listened to our needs, taking the time to really understand our situation and together with Mike's assistance we established what type of loan was going to suit us best.
From then on we left it all in Mike's hands. He did the ground work, liaising with various lenders and matching our needs perfectly to one of his lenders.
We would highly recommend Mike Ponsonby!"

Andrew & Rachel - Upgrader
Abbotsford, NSW

"We recently refinanced our home loan through Mike - Mortgage Choice Five Dock. What had previously been a painful experience (when dealing directly with the banks), became a very easy and hassle free process. Mike did all the leg work for us, brought us options that would suit our needs and kept us updated the whole way through the process. He met us in our city offices to have paperwork signed and completed which helped us immensely as we were unable to make it to Five Dock. Thank you Mike for your assistance and support. We will be coming back for our next loan :-)"

Sophie - Refinancer
Bexley, NSW

"Mike's care for our needs was genuine. His support, reassurance and positivity made everything easier. Nothing was ever a bother and we ended up with a great deal. Thanks Mike!"

Andrew - First Home Buyer
Carlingford, NSW

"We recently purchased our first home and used Mike to help guide us through the mortgage process. Mike spent the time to find out what our wants and needs were and that helped greatly in finding a loan option that suited us. Once we found our property Mike made the effort to ensure any bumps in the road were smoothed out quickly....which has ended up with a couple of very happy home owners!

Katherine & Chris - First Home Buyer
Leichhardt, NSW

"Fantastic experience, Mike from Mortgage Choice - Five dock, is incredibly knowledgeable and coordinated everything between my solicitor, the sellers agent, and most importantly got me onto the right loan. Thanks Mike! See you again for sure!"

Christopher - First Home Buyer
Five Dock, NSW

"Great service - Mike's experience in the finance sector and understanding of investment really adds value."

Anna - Property Investor
Freshwater, NSW

"Mikes service and commitment to his clients is excellent! Mike worked tirelessly to compare different loan and financing options that would be genuinely in our best interests. He was understanding of our needs and really took the time to ensure everything went as quickly and smoothly as it possibly could. His commitment to getting us over the line was evident and his knowledge and patience in clarifying questions and considering the best options was very appreciated.
Thanks Mike!"

Anna K - Property Investor
Chatswood, NSW

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