Refinancing your current loan | Werribee & Point Cook

With the cash rate & interest rates sitting low, it's a great time to see if you could save through refinancing. But it's not for everyone! Mortgage Choice Werribee & Point Cook can help you make sure it's the right move for you.

Refinancing is a popular way to help reduce monthly repayments or take advantage of better loan features. We recommend reviewing your home loan to see if refinancing would benefit you at least every two years, as the market changes quickly. 

There are lots of reasons to refinance from taking advantage of a lower rate, switching between a fixed & variable interest rate, accessing equity in your current home, consolidating your debt & more. 

Not sure how much you could save on a lower rate? Use our interest rate calculator to find out.

"Minas from Mortgage Choice Werribee & Point Cook was very patient and helpful. In our first meeting he was able to clearly understand and provide us with refinance options by clear and quick scenario modelling. He was very prompt to follow up and provide updates along the way and helped us refinance without any issues. Made the entire process easy - great job!"  Anagh Mukherjee (Refinancer) Werribee, VIC

Refinancing to consolidate debt

Consolidating your debt through refinancing could mean rolling all your debts up into one large debt with a low interest rate. This could see you paying off your debts faster, or reducing your monthly interest payments on smaller debts. It's a great way to take control of your finances! Speak to Minas at Mortgage Choice Werribee & Point Cook to figure out if this strategy will work for you.

Our free Home Loan Health Check

The first step in the refinancing process is to figure out if it's going to be beneficial for you. Our team at Mortgage Choice Werribee & Point Cook will compare your current home loan with others on the market to see if the money you'll save outweigh the costs of refinancing. It only takes a short time and could save you money.

Don't keep paying more than you should be! Call us on 9749 8800 or click on the Contact Us button to book your free Home Loan Health Check with us.

Find out more about refinancing your home loan

To help you understand more about refinancing your current loan, and the benefits, we've put together some resources.

We can also help you with:


Contact us today.


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