Refinancing your current loan | Werribee & Point Cook
With interest rates at historic lows, it's a great time to see if you could save through refinancing. If your interest rate doesn't start with a '2' or you haven't reviewed it in over 2 years, Mortgage Choice Werribee & Point Cook can help.
Refinancing is a popular way to help reduce monthly repayments or take advantage of better loan features. The market changes quickly - so we recommend reviewing your home loan at least every two years, to see if there's a better deal out there.
There are lots of reasons to refinance from taking advantage of a lower rate, switching between a fixed & variable interest rate, accessing equity in your current home, consolidating your debt & more. Not sure how much you could save on a lower rate? Use our interest rate calculator to find out.
"Minas from Mortgage Choice in Werribee has been absolutely brilliant, answering all our numerous questions and providing us with great suggestions and information. With his help, our refinance process was a breeze & we got a great rate too." [Binay, Truganina]
Refinancing to consolidate debt
Consolidating your debt through refinancing means rolling all your debts up into one large debt with a low interest rate. This could see you paying off your debts faster, or reducing your monthly interest payments on smaller debts. It's a great way to take control of your finances! Speak to Minas at Mortgage Choice Werribee & Point Cook to chat about whether this move is right for you.
Our free Home Loan Health Check
The first step in the refinancing process is to figure out if it's going to be beneficial for you. Our team at Mortgage Choice Werribee & Point Cook will compare your current home loan with others on the market to see if the money you'll save outweigh the costs of refinancing. It only takes a short time and could save you money.
"Minas is exceptional. He helped us refinancing our house loan with the best interest rate. Amazing Service!" [Nymisha, Refinancer, Hoppers Crossing]
Find out more about refinancing your home loan
There's lots to know about refinancing your home loan and keeping your finances healthy. Our team of mortgage brokers have put together a range of resources to help you make better choices for a better life.
- Figure out what you could save with our interest rate calculator
- Read: Refinancing - it pays to shop around
- Read: How to save years off your home loan
Your support team is here to help
Our team in Werribee & Point Cook would love to see if we can find you a better deal. Book your FREE Home Loan Health Check on 03 9749 8800 or click on the Speak to us button at the top of the page.
Our service covers the suburbs of Altona, Altona Meadows, Altona North, Derrimut, Hoppers Crossing, Laverton, Point Cook, Seabrook, Seaholme, Tarneit, Truganina, Werribee, Werribee South, Williams Landing and Wyndham Vale, as well as other nearby areas.
Is it time to refinance?
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~