Unlocking equity to invest

Equity is the difference between what your home is worth and what you owe to the bank. For example, if your home is worth $300,000 and you owe $100,000, you have $200,000 in equity.

These days, mortgages are very flexible, and it’s possible to make use of home equity, without the need to sell a much-loved home. Home equity can be used as a source of low cost funding for a new car, home improvements, or a special holiday – at home loan interest rates. These are generally much cheaper than other types of credit.

It’s also possible to use your home equity to grow your wealth. You could put purchase an investment property without having a cash deposit. The rental income from this investment property can be used to pay off the loan.

A Mortgage Choice mortgage broker can help you calculate and access your equity with some simple steps and work through the process with you. Best of all, our expert home loan advice is at no cost to you, so why not have an obligation-free chat with your local Mortgage Choice broker today.

Have more questions?

One of our expert mortgage brokers or financial advisers will call you and help you get in control of your finances.

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Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869. Mortgage Choice Financial Planning Pty Limited ACN 158 645 624. AFSL 422854.

The information provided on this website is for general education purposes only and does not constitute specialist advice. This website has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your situation, before taking any action.  It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy.  If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. 

The information in this website refers only to loans or products provided by our panel of lenders or product providers with whom Mortgage Choice Limited and Mortgage Choice Financial Planning Pty Limited have an arrangement under which they receive commissions and other payments. Not all brokers sell the products of all lenders and not all advisers will recommend the products of all providers.