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Max O'Sullivan

Buying your first home? Mortgage Choice Port Melbourne can help!

Start your home loan journey today

Home loan experts for first home buyers!

As your Mortgage Choice broker in Port Melbourne, Max will take the time to search hundreds of loan options from our panel of lenders to find the right one for your situation.

He will discuss if you're eligible for any concessions, such as the First Home Buyer Grant or a Stamp Duty concession. Max does this in addition to preparing your home loan application. If you're ready to talk about your home loan options or even discuss pre-approval, then we'd encourage you to book an appointment with Mortgage Choice broker Max O'Sullivan. Call him on 0477 886 121 or email him at

What sort of deposit do I need to buy a property?

In a perfect world, we would recommend having a 20% deposit to purchase a property. This is so you can avoid paying LMI (Lenders Mortgage Insurance). However, we know that saving for a 20% deposit can feel like climbing Mount Everest, and I don’t blame you!

The good news is you can buy a home with less than a 20% deposit. In fact, some lenders will lend you up to 95% of the purchase price of the home! You may need to pay Lender’s Mortgage Insurance, also known as LMI. LMI is insurance that covers the lender if you are no longer able to meet your home loan repayments.

If you would like to find out how much you can borrow for a home loan, take a moment to try out our home loan calculators or learn more in our video below.

Free Home Loan Resources

If you're researching the best ways to enter the property market for the first time, then you may find our guides useful. Check them out below.

Ready to purchase your first home? Contact Mortgage Choice broker Max O'Sullivan today - call 0477 886 121.

Max can also help with:

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