How long has it been since you looked at your home loan interest rate?
If it’s been a while, you could be paying more than you should. Your home loan may no longer suit your current needs and goals.
How often should you check on your mortgage?
Life is changing and evolving and our mortgage should reflect our needs and goals.
Any major changes to your job or family (new job, new baby or received a pay rise) and you might not be in the right home loan.
A home loan health check once every year is a good timeframe to make sure it is still the right product for you. Why not the start of a New Year? Or Anniversary of your loan to set a time to review your home loan.
Speak with your Mortgage Broker to see if there is a better deal. You could save thousands of dollars in interest and potentially cut years off the life of your loan.
You may not be aware that many lenders have recently increased their home loan interest rates (a trend that is expected to continue this year), now really is the perfect time to review your home loan and see if there is a better rate and product available to you.
There’s no shortage of options to choose from, with all of the lenders on our panel offering a range of very competitive home loans.
Variable rate or fixed rate? Take the each way option with split rate mortgage, there will be a product from our panel of lenders to suits your needs.
Nandini Varma, your local mortgage broker can help you search through the hundreds of home loans on offer to find a mortgage that is right for you. If than means changing banks or lenders we take you through the process hassle free, taking care of all the paperwork and running around. To arrange your free home loan health check, call us today.