I am just so happy with the way things turned out

I am just so happy with the way things turned out

First home buyer Ashleigh explains how her Mortgage Choice broker helped make the goal of home ownership become a reality.  

When my fiancé and I started planning to buy our first home, my brother recommended seeing a Mortgage Choice broker. At that stage we had only just started saving for a deposit so we weren’t in a position to buy but we were very happy with the information our broker gave us. He took the time to explain how everything worked including the First Home Owner Grant, lenders mortgage insurance – and how he worked as a home loan broker.

Within 12 months we had saved a 10 percent deposit and we were ready to buy – preferably around the south east of Melbourne near the Yarra Ranges. We were living in that area with my parents, and even though it is on the other side of the CBD from our Mortgage Choice broker, he regularly made the trip out to meet with us.

The help our broker provided was amazing. I don’t know how many times we asked the same questions but he never made us feel like any questions were silly. He even took the time to explain our home loan to our parents. 

As my fiancé and I are both in our twenties, we were concerned about how we will manage a home loan when we start a family. Our Mortgage Choice broker took this into account and helped us choose a flexible loan that permits extra repayments so we can be in a good position financially by the time a baby comes along.

The loan our broker recommended is with a lender we wouldn’t have considered, but it has an extremely competitive rate. And with our broker’s help we secured home loan pre-approval, which put us in a great position when it came to making an offer.  

Initially I thought our first home would just be foot in the door of the property market but we fell in love with an established home with plenty of room to extend later. We love everything about the place and I can see us being there for the long term.   

I have already recommended Mortgage Choice to my friends - I am just so happy with the way things turned out for us.

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