First Home Buyers in Glebe, Leichhardt and Balmain
Buying your first home in Glebe, Leichhardt and Balmain?
Buying your first home can be a complicated process. But as your local Mortgage Choice expert in Glebe, Leichhardt, Balmain and the surrounding region, Nicole Stapleton can do all the legwork for you to help you achieve your home ownership dreams.
The first few things you will want to do are:
- Establish a budget
- Set a savings target
- Add any unexpected windfalls such as your tax refund
- Shop around for a savings account or, maybe lock part of your funds away
- Set up an automatic payment to your chosen savings account
- Reduce debts
If you would like to chat about your options, then give Nicole, your Mortgage Choice broker a call on 0404 421 695.
Book your free appointment today!
Start your home loan journey today
Frequently Asked Questions for First Home Buyers!
1. Do I need a 20% deposit?
Well having 20% is great, but let's be real. Saving a 20% deposit can be hard, especially in today's environment where property prices are high, the cost of living is high and wages in comparison are significantly low.
It's important to know there are plenty of options available to you and when you visit us, we search hundreds of loan options from a variety of lenders - not just one! This means it gives you a higher chance of securing the finance solution that is right for you!
2. If my parents go guarantor on my home loan, will they be out of pocket?
No, a guarantor is a third party to a loan and can help you get a home loan by offering additional security support. If your parent goes guarantor on your loan, they don't have to pay the bank money or give you money. How it works is, they put their property up as security, and if you default on your loan, the guarantor is responsible for paying back the debt.
3. Why should I get a Mortgage Broker to help me?
As a Mortgage Broker in Glebe, Leichhardt and Balmain, Nicole Stapleton can help you by explaining the costs and home loan process, she can help you organise pre-approval and she will support you throughout the entire home loan process. A Mortgage Broker is a person who will help you secure the most competitive home loan rate for your situation. They are paid by the bank, so there is no cost for their service.
To arrange an appointment please call Nicole Stapleton on 0404 421 695.
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