First Home Loans | Mortgage Broker Hoppers Crossing & Tarneit
When navigating your first home loan, it's important to have an expert on your side. Mortgage Choice in Hoppers Crossing are here to help.
We can help you answer any questions you have, and support you through to loan settlement. Even if you just want to have a quick chat about your future plans to buy a property, we'll help you work out a savings target for your deposit.
- We sit down with you to go through your numbers; how much you can afford to borrow & repay based on your income, expenses and current debts.
- We figure out what you need from your home loan before searching through 35 lenders & thousands of loans to find the right one.
- We'll help you go through the process to obtain pre-approval for your home loan, which gives you an upper limit on what you can spend.
- Our home loan service is no cost to you, because the lender pays us a commission when your loan settles. It means quick & easy access to free expert advice.
Ask us about:
First home buyer incentives
As a first home buyer, you may have some additional Government grants and incentives available to you. Incentives like the First Home Owners Grant or the First Home Loan Deposit Scheme could help you get into your first home faster and save on costs. Ask us about what first home buyer incentives are available to you and if you're eligible, we can help you apply.
If you’re trying to buy a home with less than a 20% deposit, lenders may require you to pay Lender’s Mortgage Insurance otherwise known as LMI, or you will need to ask an immediate family member to go guarantor on your loan. A guarantor is usually a parent, who can provide security for your loan by putting up their own home as security for the loan.
What our customers say
"Outstanding service! Tabitha helped my husband and I every step of the way. With us being new home owners we had no idea what to expect but Tabitha made the process so easy, and explained every detail to us. We couldn’t thank her enough for all her help, and making our dream come true. Definitely recommend Mortgage Choice Hoppers Crossing to anyone!" [Hana Bajramovski, Seaholme]
We're here to help
The team at Mortgage Choice Hoppers Crossing are here to answer all your questions about your first loan and explain the ins and outs of the process.
And even better, we come to you! We can meet you at our office at at 1/58 Old Geelong Road Hoppers Crossing or we can come to you – wherever and whenever it suits.
Call the team at Mortgage Choice in Hoppers Crossing on 03 9748 7999 or book an appointment.
The Mortgage Broker Hoppers Crossing team service the Western Suburbs including Hoppers Crossing, Truganina, Tarneit, Altona, Seaholme, Williamstown, Laverton, Seabrook, Williams Landing, Wyndham Vale, Werribee, Derrimut, Point Cook and surrounds.
The right home loan for your first home
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~