Home Find a local expert Paul Munro

Your local Mortgage Broker in Caringbah, Miranda & surrounds

As your local Mortgage Choice broker in Caringbah & Miranda, I'm passionate about helping you achieve your property dreams. My free home loan service is focused on helping you find the right home loan by doing all the shopping around for you, from our panel of over 25 lenders.
  • Call Us Mortgage Choice Bangor
  • Office - 0400 772 326
  • Open Hours Mortgage Choice Bangor
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Mobile Broker

I service the areas of Caringbah, Miranda, Woolooware & surrounds. I can come to you!

Latest home loan interest rates

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Working for you and not the banks

As your local Mortgage Broker in Caringbah & Miranda, my job is to help you find the right loan for your dream home or investment. I search through thousands of home loans from over 25 lenders (including the big banks) on your behalf to find a loan that suits you best - with a great rate and features. It's like having your own personal advocate, expert & mentor for your property finance.

It means that I work directly for you and not the banks to get you the best outcome on your home loan. 

I do all the hard work for you

Many people start out on the home loan journey completely overwhelmed and unsure about where to start. My job as your local Caringbah Mortgage Broker is to do all the hard work for you, from spending the time finding a selection of home loans that suit your next purchase, through to completing all the paperwork. Not only that, I follow up with the bank on your behalf, answering any questions they have about your application, so you don't have to.

It means that you can spend your time searching for your next home instead of chasing your bank.

Knowing which loan is right for you (and why)

I am passionate about equipping you for a lifetime of better financial decisions. And it all starts with understanding your home loan and feeling informed about your choice of finance. In the first stages of the process, I will chat to you about:

  • Your budget, what you could likely borrow and what your repayments might be
  • Loan to Value Ratio, Lenders Mortgage Insurance and some of the other technical terms that affect your borrowing capacity
  • What you want from your home loan: like an offset account or the ability to make extra repayments
  • What interest rates and features are available to you
  • Which incentives or grants you could be eligible for
  • Where you sit in the lending landscape and answering any questions you might have

My service is no cost to you

As your Mortgage Broker Caringbah & Miranda, my home loan service is no cost as your chosen lender pay us a commission after your loan settles. Different lenders pay different commissions. What sets Mortgage Choice apart from other brokers? 

It's our Paid the Same Philosophy. As a Mortgage Choice broker, I am paid the same rate of commission regardless of the home loan you choose from our wide choice of lenders.

It means that while other brokers may receive different commissions depending on the bank, I receive the same rate no matter which bank you choose. So, you can have peace of mind that we have your best interests in mind when recommending a bank.

The first step with your home loan

Our brand at Mortgage Choice is 27+ years strong - because Australians trust us to find them the right deal. As your local Caringbah & Miranda Mortgage Broker, I can help with your home loan, car loan, investment loan and business finance (plus heaps more). Let me help you make great, informed decisions with your finances. 

As a mobile Mortgage Broker in Caringbah & Miranda, I can come to you, at a time and place that suits you best. If you prefer, I can also chat to you remotely via phone or video call. 

Take the first step on the home loan journey and call me today on 0400 772 326 or click on the Speak to us button at the top of the page. 

Our Mortgage Broker Caringbah & Miranda team service the areas of Gymea, Miranda, Caringbah, Cronulla, Kurnell, Woolooware, Dolans Bay and surrounds. 

We make it easy

"We were overwhelmed with information and industry jargon...Paul was brilliant and used his expertise to patiently navigate us & arrive at a loan that was perfect for our unique situation – and with an interest rate lower than what was publicly advertised. Thanks a million Paul!" [Tate, Miranda]

Our big difference

Our services

 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews



Barbara “Barb” Taiaroa

20 Jul 2021

Paul is Very Professional, Super fast to Reply to any questions, extremely helpful throughout the process, updating us every step of the way and being there for every question...


Tony Stone

19 Jul 2021

My experience in dealing with Mortgage Choice (and in particular Paul Munro) has been nothing short of exception. Detailed information outline the best mortgage options, togeth...


Heather Dick

07 Jun 2021

I was looking for someone who could help me purchase my first home and help me detangle the information that’s around. Paul was fantastic at helping me demystify a minefield of...


Giselle Nguyen

28 May 2021

Paul has been such a great partner in securing the right loan for us. Super responsive, clear, and ever helpful. Highly recommended!


Ian Bond

01 Apr 2021

Paul is always professional and has an acute attention to detail. Very friendly and will never pressure sell you anything. Straight talk and straight results.


Tate Cannizzaro

01 Apr 2021

A massive thanks to Paul Munro from Mortgage Choice for helping us secure our dream property. We were overwhelmed with information and industry jargon on the various types of l...


Jamala Stirton

31 Mar 2021

Paul was very professional, helpful and friendly during what can be such a confusing time. He went above and beyond to ensure my partner and I understood everything when we purc...


britt collins

31 Mar 2021

Working with Paul made getting my first home so easy. I didn’t know what to expect going with a mortgage broker but I am so glad I reached out and went for it. He knew exactly w...


See all Google reviews

Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.


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