Sydney CBD Mortgage Broker

Award winning business with over 25 years of experience.

Helping our clients achieve their property dreams and arrange the best mortgage to suit your needs.

Contact us at

  • Office 02 9231 0511
  • Fax 02 9231 0611
  • Open Hours
  • Free Appointment
Suite 2, Level 2, 88 Pitt St SYDNEY, NSW 2000
  • 5.00
  • 21 Google Reviews Mortgage Choice Sydney CBD - Paul Pappas

Win 2 years' worth of interest on us!^

Take out a home loan with us and you could win 24 months' worth of interest on us! What would you do with the savings? 

We are passionate about property ownership.  For this reason, we want to work with our clients to help them achieve their dreams of buying property AND achieve greater wealth and financial stability through property ownership whether they are first home buyers or investors

If you're a first home buyer, property investor or simply looking to refinance, we can help you.  We offer experienced advice for;

  • First home buyers,
  • First time investors,
  • People looking to upgrade or renovate their home,
  • Professional investors,
  • Minimising your home loan repayments,
  • Consolidaiting debt,
  • Providing you with a choice of loan options,
  • Car loans and leases,
  • Commercial loans.

What's Next?

To arrange an initial interview to discuss your property objectives and mortgage requirements, click on the "Contact Us" link at the top of this page to book an appointment today!

About Mortgage Choice Sydney CBD

How We Get Paid

Guide to refinancing

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























Google Reviews


Great service and couldn't have asked for a better team. Being first home buyers can be really daunting but Paul explained everything and really made the whole process easy. Hig...

Mortgage Choice Sydney CBD - Paul Pappas


I reached out to Mortgage Choice one week before auction to get my finances sorted. I really did not think there was going to be much success. I was wrong, my finances were all...

Mortgage Choice Sydney CBD - Paul Pappas


Really great team to work with - they did so much work behind teh scenes tp get our mortgages approved at great rates!!

Mortgage Choice Sydney CBD - Paul Pappas


Ryan has been super professional and knowledgeable in the domain and always provides prompt and detailed responses to any of our questions. Couple of examples: When I first met...

Mortgage Choice Sydney CBD - Paul Pappas


Great service from the team at Mortage Choice. Ryan walked us through every step of the way and helped us find the best deal. Huge value add especially when trying to juggle wit...

Mortgage Choice Sydney CBD - Paul Pappas


I had a great experience getting a mortgage through Ryan and Paul. They are both genuine, transparent and very knowledgeable about the industry. The level of service these guys...

Mortgage Choice Sydney CBD - Paul Pappas


I'd strongly recommend Paul and Ryan to anyone requiring a loan - particularly first home buyers. They found the perfect product for me, and always delivered prompt and detailed...

Mortgage Choice Sydney CBD - Paul Pappas


Paul and Ryan have been amazing in guiding me through my property purchase journey. I highly recommend them and will use their services again in the future. I am very grateful f...

Mortgage Choice Sydney CBD - Paul Pappas


Found Ryan to be extremely responsive and professional. He was recommended to us through a friend, for which we are both very grateful!

Mortgage Choice Sydney CBD - Paul Pappas


He will move heaven and earth for you! I can not reccomend a better broker. He carefully looks at your siutation and tailors it to suit your life, with minimal risk to yourself....

Mortgage Choice Sydney CBD - Paul Pappas


Paul and Ryan Are thorough professionals. I got my loan processed and approved through them. They are very clear and patient in explaining the process and always to the point ,...

Mortgage Choice Sydney CBD - Paul Pappas


I highly recommend these guys to anyone. I am a first home buyer and only know so much from doing research. Buying a house can be very daunting if you haven't done it before but...

Mortgage Choice Sydney CBD - Paul Pappas


Paul and Ryan are very diligent, careful and professional. Thumbs up!

Mortgage Choice Sydney CBD - Paul Pappas


Amazing service throughout the whole process! Would definitely recommended. With the lending environment being difficult and hard to understand, both Paul and Ryan made it easy!

Mortgage Choice Sydney CBD - Paul Pappas


Fantastic service from both Ryan & Paul. Couldn’t be happier! Excellent communication throughout the whole process.

Mortgage Choice Sydney CBD - Paul Pappas


Top client servicing. Responsive (calls on late Friday evenings involved too), proactive, can-do attitude. I don’t think I could have obtained better terms anywhere else.

Mortgage Choice Sydney CBD - Paul Pappas


I have known Paul and the Pappas family for many years. Paul & Ryan have just recently looked after my 2 sons' first loans allowing them each to purchase their first property....

Mortgage Choice Sydney CBD - Paul Pappas


Both Pual and Ryan were really helpful through out the process. Sometimes when I had to get some information even on the weekends or after hours, I never had any problem contact...

Mortgage Choice Sydney CBD - Paul Pappas


Paul & Ryan are very professional, ask all of the right questions & make the process of obtaining finance an easy one. They do all of the work for you & guide you along the way...

Mortgage Choice Sydney CBD - Paul Pappas


Working with both Paul & Ryan was a pleasure. This being our first property purchase we were anxious and nervous but both Paul & Ryan were quick to assure us that we were in sa...

Mortgage Choice Sydney CBD - Paul Pappas


Ryan and Paul were very supportive and informative. They were able to schedule conferences after hours and often discussed issues on the phone. They advised me through this extr...

Mortgage Choice Sydney CBD - Paul Pappas

See all google reviews

"Very happy with the speed in getting necessary documents and valuations completed. With a very high pressure job, I don't have time to call and chase up progress and was kept fully informed of the process and with how it was going. Well done to Brian for his help."

David - Property Investor
Kirribilli, NSW

"I must say I was overwhelmingly impressed by your consistent professionalism and timely advice. The process would not have gone as smoothly as it did without both of your assistance. Keep up the fantastic work and I look forward to an ongoing relationship with you."

Geoff - Property Investor
Waverton, NSW

"Paul and his team are the epitome of Customer Service. Expertise, engagement, response, timeliness, total confidence from start to finish.
This is my second time and nothing has changed in ten years.. exceptional, far exceeds expectations, not to mention all the additional support. I am a vocal advocate for Paul, Michelle and Brian."

Tom - Property Investor
Coogee, NSW

"We were really happy with the service we received at Mortgage Choice. We were referred by a close friend, and with good reason. Paul and his team were honest, communicative and clear, friendly and made us feel comfortable and safe through what is a really anxious experience. We would have no hesitation recommending the team at Mortgage Choice to others."

Lyndal Stuart and Trevor Thompson - First Home Buyer
Turramurra, NSW

"To organise our loan within a record time of settlement is greatly appreciated. In order to get the price we did on the home we had no choice but to negotiate a short settlement. Without the help of Paul Pappas and Shubha Paranjpe we would have never have gotten the sale across the line with such a short settlement time. Your professionalism and updates allowed for a very smooth and stress free transition. Thank-you once again"

Chris & Noriko - Upgrader
Woronora Heights, NSW

"We've taken out two mortgages through Paul Pappas spanning a 12 year period. Our recent loan process had some tight deadlines with difficult moments but the calm and professional approach from Paul and his Team kept all the puzzle pieces on track! Thanks Paul, Ryan & Daniella.

Dan & Hanna - Property Investor
North Bondi, NSW

"I have been dealing with Paul Pappas for more than 20 years and have never been disappointed with the service I have received. This has resulted in multiple return purchases when I was assisted by Paul and his team for who I have special praise, especially Daniella. I would not hesitate to recommend Paul and Mortgage Choice to anyone who is looking for a great deal and excellent service when shopping for a home loan or investment property financing. - See more at:"

Eugene - Property Investor
Philippines, NSW

"Bill and I are very pleased with the service we got from Paul and his team in helping us to secure our dream home. Paul was meticulous on detail, knew his products, and went above and beyond to provide assistance. Thank you!"

Jane & Bill - Upgrader
Petersham, NSW

"The whole team at Mortgage Choice were excellent. They provided great advice where needed and were extremely knowledgeable. I was updated regularly and additionally the follow up with other agencies was much appreciated, which occurred without prompting by me. I would fully recommend Paul and his team."

Diana - First Home Buyer
Alexandria, NSW

"I am very happy with the service provided by Paul and the Mortgage Choice team. We were intending to progress our new mortgage with our current (big 4 bank) provider but glad we came to Paul who gave us a breakdown on all the options available from others providers. From that we were able to select a much better financial offer that provided all the benefits we needed from the loan (payment flexibility, offset, etc.). The team helped with all the information required and paper work to ensure the process was smooth end-to-end."

Ben & Sarah - Upgrader
North Manly, NSW

"Big thank you to both Paul & Ryan for the way they looked after us re our investment property purchase inside our SMSF. Nothing was ever a problem and they were both fantastic to deal with all the way through. We'd have no hesitation in referring them to anyone in future that needs a mortgage broker. Great service and great all round guys. Pleasure to deal with. Darren & Karen."

Darren & Karen - Property Investor
Concord, NSW

"Both Paul and Ryan have been very professional and diligent in helping us to refinance our home. Their advice throughout this process has been second to none and we would have been lost without their assistance. They have excellent attention to detail and are always happy to help with anything and will do it with a big smile on their face. Will be looking to use them for any financing services we need in the future."

Ben & Cleo - Refinancer
Frenchs Forest, NSW

"Paul and team have helped me for over 10 years. It's always great working with people who know what they're doing and do what they do well."

Irene - Property Investor
Haberfield, NSW

"My husband and I are first home buyers and both Paul and Ryan were a great help and support to us throughout the whole process. It was a very daunting process at first, but with Paul's guidance we felt so much more confident, and both Paul and Ryan made themselves available 24/7 which was a real comfort to us. Thanks so much for your help, I will recommend you to anyone setting out to buy a property!"

Lauren & Scott - First Home Buyer
Blacktown, NSW

"We are living overseas and Paul and Ryan provided excellent service in making sure that our refinance was smooth and hassle free, as well as getting us a great deal!"

Angelo & Julie - Refinancer
Singapore, NSW

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now


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