First Home Buyer Loans Taree, Forster-Tuncurry, Wingham, Gloucester, Old Bar, Port Macquarie & Mid Coast NSW

Start your Home Loan Journey with Expert Advice & Support with Local experienced Mortgage Broker & Home Loan specialist.

 

"I remember buying my first home. I was so excited, but I also knew so little. That is why I became a broker - to see other people achieve that level of excitement, but with expert advice on their side." - Peter Byrne

Looking to buy your first home? Now is a great time to do so. With plenty of offers and first-home buyer incentives , you could get you into your first home faster than you think.

Buying your first home is an exciting event! But it can also be daunting and confusing. Our experienced mortgage brokers at Mortgage Choice in Taree, Forster and surrounds are here to help. We can help you:

• Figure out your budget to know your the maximum amount you can borrow.
• Determine what first home owner incentives you would be eligible for.
• Research the right home loan for you from all the lenders on our panel.
• Look at possible repayment rates and lenders to fit your needs.
• Apply for pre-approval so you can make an offer when you find "the one."

At Mortgage Choice Broker in Forster & Taree - Peter Byrne, we are here to help guide you through the process and make it as streamlined and pain free as possible.  Whether your first home is a house, flat, apartment or a townhouse, we can help with all aspects of buying your first home.

Check out one of our Google reviews from a First Home Buyer

"Not only did Peter help us with our mortgage but he had so much insider knowledge about the area that we wouldn't have gotten otherwise. The team was great with all the paperwork too. As first home buyers we were anxious and Peter's calm helped us keep from freaking out too much." - Sophia

We don't charge you for our First Home Buyer services

Don't worry, all our advice, experience and expertise is available to you for free. This is possible because the lender you choose will pay us a commission after your home loan settles. And no, that doesn't influence our home loan services at all.

 

What Government help is available to you?

There is a range of incentives available that can get you into your first home sooner. You may qualify for: The First Home Owner Grant, Stamp Duty Concessions, The First Home Loan Deposit Scheme, the First Home Super Saver Scheme, and more.

If trying to work out what incentives you qualify for is a bit confusing and daunting, don't worry. At Mortgage Choice Peter Byrne, we will work all that out for you.

• Download our free e-guide for first home buyers.
• Use our borrowing power calculator to find out how much you can borrow. 

 

Using a Guarantor

A guarantor on a home loan is the person who provides additional security for your home loan. Your guarantor will not be paying any money towards the mortgage, they are just providing extra security to the lender should you fall behind on repayments.

Most lenders prefer the guarantor to be a close relative - often a parent, grandparent or sibling. A guarantor is used to reduce the size of deposit required and for avoiding Lenders Mortgage Insurance (LMI), meaning you can get into your first home faster.

Not sure if you want to use a guarantor for your home loan? Download our free e-guide for understanding gurantor loans for more information. Or give us a call on 02 6550 0344 to talk to one of our team.

 

Chat to Peter and the team today

Even if you’re just starting on your first home buying journey, contact us today for a no-obligation appointment to discuss how much you can borrow and what repayments you are able to afford. Our first home buyer loans Taree & Forster broker is committed to giving you home loan advice that puts you first.

We service the areas of Taree, Forster-Tuncurry, Old Bar, Gloucester, Wingham, Harrington, Bulahdelah, Nabiac, Port Macquarie, Wauchope, Kempsey and Mid Coast NSW.

 

To choose the RIGHT home loan you need to choose the RIGHT home loan broker.

Call your Local Mid Coast NSW Mortgage Broker on 02 6550 0344

Our mortgage broker can meet you where you are at, over the phone or online.

Our local office is at 20 Commerce Street, Taree NSW 2430.

_{Mortgage Choice Broker Taree & Forster & Mid Coast NSW serve Allworth, Back Creek, Barrington, Bonny Hills, Boomerang Beach, Booral, Bulahdelah, Bungwahl, Carrington, Cedar Party, Coffs Harbour, Coolongolook, Coopernook, Copeland, Crescent Head, Darawank, Diamond Beach, Dungog, Failford, Forster, Gloucester, Hannam Vale, Harrington, Hawks Nest, Karuah, Kempsey, Killabakh, Koorainghat, Krambach, Lake Cathie, Lansdowne, Manning Point, Mitchells Island, Monkerai, Mount George, Nabiac, Nambucca, Nooroo, North Arm Cove, Number One, Old Bar, Pacific Palms, Port Macquarie, Purfleet, Sawtell, Seal Rocks, Smiths Lake, Stratford, Stroud, Tahlee, Tea Gardens, Tinonee, Thrumster, Toormina, Tuncurry, Wallabi Point, Wauchope, Wingham and Woolgoolga}