Gross income: Total income before tax
GiroPost: A facility allowing you to conduct banking transactions through the post office
Home equity loan: A home equity account gives you a revolving line of credit secured by the value of your house. This allows you to use the funds for any other purpose such as the purchase of a second property, or shares or other investments. The interest rate is generally higher than a standard variable rate and these accounts are not suitable for everyone.
Honeymoon rate: Term applied to introductory loans. The rate can be fixed, capped or variable for the first 12 months of the loan. At the end of the term the loan reverts to the standard variable rate