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Peter Ruddock

What our customers say about us | Mortgage Choice Blackburn

My partner and I are very happy that we worked with Peter and Lynne. As we were very much new to home loans and properties, it was at first rather daunting and overwhelming. However, both Peter and Lynne were very reassuring, patient and took the time to answer all of our many questions. They made the process very clear and transparent which certainly settled both our nerves and made us feel more comfortable. We learnt very quickly how important it is to be quick when it comes to purchasing a property, and we are very appreciative at how rapid Peter and Lynne would respond to emails, prepare evaluations and answer questions, before proceeding with offers or auctions. Thank you Peter and Lynne, we will be recommending you both.


Filippe and Natalie, Vermont, First Home Buyers

Happy customers are what makes our business. Customers who come back time and time again for everything from their first home loan to their tenth investment property. Find out more about what our customers say about us, and when you're ready to get started, give us a call on 0411 220 083. 

Excellent service, very friendly and helpful. A real credit to the brand.

Leonie and Graham () Mt Evelyn,

We have used Peter twice now and he has been nothing but amazing. Everything is always done so quick and smoothly. He's covers everything you could possibly need to know and there's never any hidden surprises. I highly recommend and won't use anyone else!

Emeline and Andrew () Cranbourne East,

The team of Peter and Lynne at Mortgage Choice made something that I thought was going to be time consuming and difficult, an easy and smooth process. They were approachable, quick to respond to questions and very professional. I highly recommend them, as the service I received was absolutely exceptional.

Andrea () Belgrave,

Peter and the team were extremely helpful from the start of the home loan process. They were always more than happy to answer any questions I had promptly and professionally. Highly recommend.

Megan () Murrumbeena,

I highly recommend Peter when choosing a Mortgage Broker, he was so kind and helpful, and was always happy to answer any question I had, big or small! I have now bought my first home and will be continuing to work with Peter from now on!

Louisa () Doncaster East,

Peter and his team have looked after both me and my family for a number of years and never disappoints! His team is professional and take the time to understand what you need and help you grow.

Michael (1) () Bayswater,

As repeat Customers, both Peter and Lynne have been extremely helpful and professional in all the dealings we’ve had with them. We have been really pleased with the level of service they have provided and with their knowledge of lending/mortgages. Will definitely use them again!

Serge & Melissa () Mont Albert North,

Peter & Lynne provided us an exceptional service, guiding us through the treacherous home loan approval process with sound advice and utmost professionalism. We would recommend them for anyone looking for a holistic service in this area.

Mohan & Sneha () Thornbury,

Peter and Lynne were amazing and very professional to deal with. Peter gave honest advice and was a pleasure to deal with. He was prompt in responding and clarified all my queries. Highly recommend him!

Ankita () Croydon,

I've used Peter and Lynne a few times now and every time they have been fantastic to work with. They knew exactly what I'd need to provide for my application up front and kept checking in with me to ensure things were progressing smoothly. I'd happily recommend applying for a home loan with them.

Stuart () Bayswater,

Absolutely loved our experience with Peter and Lynne. In all our contacts with Peter, he was always really knowledgeable, patient, always made time for us, answered our questions and never mucked us about. He's great at taking the harder to understand financial stuff and speaking it in plain English, and is really clear about the most likely outcomes of your choices, and what might be best for you. Lynne was always super responsive on emails (even when my wife and I took ages to come back with documents!!) and made every effort to makes things easier. I appreciated Mortgage Choice's policy where, no matter who you go with, they advise any incentives they are provided, so everything is transparent. If you need help getting finance for a home, or refinancing, use these guys.

Owen & Lisa () Croydon,

As a first home buyer, Peter and Lynne were amazing to deal with. Very patient and were an incredible help through the entire financing process.

Lewis () Huntly,

Peter and Lynne have helped us so much through this process. We’ve used them at least 3 times over the years and I won’t be seeing anyone else as they’re fantastic. Thanks again for always helping us!

Michelle & David (1) () Yarra Junction,

Peter and Lynne have helped us so much through this process. We’ve used them at least 3 times over the years and I won’t be seeing anyone else as they’re fantastic. Thanks again for always helping us!

Michelle & David () Yarra Junction,

We found Peter and Lynne fantastic to work with. They knew exactly what we'd need to provide for our application up front and kept checking in with us to ensure things were progressing smoothly. We asked plenty of questions and Peter was always receptive, giving us the best advice that he could. We'd happily recommend applying for a home loan with them.

Chris & Isabell () Dandenong,

Peter and Lynne provide a full coverage service. Peters experience with mortgages and the first home buying process was a great help. Peter made himself available at all times of the day which really provided my partner and I peace of mind in a rather stressful time. Highly recommended.

Aaron & Kelly () Croydon South,

Peter and Lynne were efficient, patient and informative throughout our application process. They went above and beyond to help us out and I cannot recommend them strongly enough to people out there looking for a broker. They made what ended up being a very complicated process incredibly easy.

Marcus & Kristy () Ferntree Gully,

Peter and Lynne have been so great in helping us with buying our first home! They are always happy to help and are so prompt at replying!

Jess & Tom () Wantirna,

My wife and I highly recommend Peter and Lynne and the team at Mortgage Choice Blackburn. They are an amazing team. The service provided by Peter and Lynne was professional and extremely helpful in providing us with the best home loan for our needs. Peter and Lynne’s communication and guidance throughout the loan process made our lives so much easier. We are extremely happy with the outcome from the Mortgage Choice Blackburn Team

Jess and Luke () Mont Albert North,

My wife and I would like to pass on a HUGE thank you to Peter & Lynn for negotiating & working their way through a very difficult loan that was required for a purchase through our SMSF. Every other broker (specialists in the field of SMSF lending) were unable to facilitate a loan for this particular purpose. Peter & Lynn had the patience & expertise to work through the many steps and process’ required to get this loan over the line. Thank you again. We will be sure to use your services for any future finance required.

Rod & Michelle () Mansfield,

Pete, Lynne and the team are amazing. From the get go, they have provided professional, responsive and flexible service, helping us get into our current home. Peter acted swiftly to help lock in a low fixed rate, just as rates were going up, saving us $2000 a year! We are so happy we went with Peter and Lynne - they mean what they say “your best interest is our #1 priority.“

Roland & Ellen () Bulleen,

Peter and Lynne are a great team. They answered my thousand questions, even when I asked them again, and again. They stepped me through the process of re -mortgaging and purchasing a rental property. It was not an easy task, but they made it achievable. Huge thanks.

Tracey & Steve () Hunterview,

Peter and Lynne have been extremely helpful throughout the mortgage and house purchasing process. I would highly highly recommend them! We are first home buyers and they’ve made everything easy for us to understand. Thanks Lynne and Peter!!

Su Ann & Stacey () Montmorency,

As a First home owner, Peter clearly walked my wife and I through the process and supported and guided us on selecting a product to best meet our needs. We are almost there and appreciate the assistance and communications from Peter and Lynne.

Chris & Mandy () Clayton,

Peter and Lynne were very patient and professional. They answer me all my questions and help me get my home loan. I’m very very happy with their service. Definitely recommend them.

Ivy () Croydon,

I cannot recommend Peter and Lynne more highly.
Peter has been helping us with home loans for more than 10 years. He is incredibly knowledgeable, experienced and honest, and has gone way above and beyond for us. If you are looking for outstanding service, you can’t beat Peter and Lynne!!

Meghan & Richard () Mt Eliza,

Both Peter and Lynne have been fantastic throughout our home buying experience. Peter is more than happy to take the time to explain all the various terms and nuances that come with finding the right mortgage. He has been professional throughout and is a joy to chat to. But most of all, he is professional and gets things done in a timely manner. Lynne has also been fantastic with chasing up loose ends with the bank to ensure our home buying experience is as smooth as possible. I'm glad we picked Mortgage Choice to help us buy our first home. I would definitely recommend him to anyone and I hope to deal with him in the future.

Conor & Kellie () Mitcham,

I’m fully happy with my decision to work with Peter and his team. Peter’s team is highly professional, and well on top of market. They know and give the best rate possible and they would never give up on you, even if your search for property takes longer than usual. I’m 100% sure I will get in touch with Peter for my future loans and will definitely introduce him to everyone I know. Peter and Lynne, many thanks for your amazing work and full support!

Enayat () Blackburn,

Peter was recommended to me by a colleague. We were extremely impressed by his responsiveness and knowledge, as well as flexibility in dealing with some unusual circumstances. Highly recommended.

Edward & Tidja () Ringwood East,

Peter and Lynne are a great team. They're very knowledgeable, easy and pleasant to work with - and extremely efficient. Highly recommended Broker.

James () Carrara,

Great advice and support provided to us by Peter and Lynne with the loan application approved quickly.

Angie & David () Bundoora,

Peter and Lynne were extremely helpful and made sure we had a smooth process. Their knowledge of the home market and commitment in finding us the best rate helped us in our search for our dream home. Peter was there for us every step of the way. We are glad we chose mortgage choice services and would recommend Peter and Lynne to anyone buying a home.

Thiruma & Shangaree () Caroline Springs,

I highly recommend Peter and Lynne. Buying a house for the first time can be daunting. Peter made navigating the process clear and simple. We were kept informed from start to end. Peter made what could have been challenging, easy. We felt like everything was handle professionally and with care and dedication. I couldn’t fault the service. Definitely choose Peter, you won’t regret it.

Claire & Daniel () Drouin,

Peter and Lynne are extremely professional and helpful . I was looking for a mortgage broker sometime in July to understand how the whole process works and contacted Peter although I had no immediate plans of buying a property with lockdown and rest of the restrictions in place. Peter explained me the detailed process and the stakeholders involved. He specifically helped me understand what role each of them played when someone is buying a property. Next was to find a right lender and to get a pre approval in place. Peter and Lynne helped me with clear set of instructions and list of documents that were needed . The process was extremely smooth. Then came the property search . Here again Peter helped me with standard valuation reports for shortlisted properties to understand what the approximate price range might be .I might have asked him for not less than 20 property reports and everytime he was extremely kind to answer my queries and help me with the reports. Once the property was finalized, Peter and Lynne helped me get the approval from the lender and the process was again smooth. Peter and Lynne have years of experience and amazing knowledge . Thanks again Peter and Lynne. You made the whole experience of buying the property pleasant.

Adithya & Jyothi () Belmont ,

We’ve dealt with Peter and Lynne for many years. They’re extremely knowledgeable and always replying to emails promptly and always answering my many questions.

Dennis & Haruka () Kingsville,

Can not recommend Peter and Lynne highly enough. At the start of this home buying journey our knowledge about the whole financial process was minimal and it simply felt like a mine field we were trying to walk through blindfolded. Over the course of the process Peter and Lynne were happy to answer all our questions, regardless of how simple they were. They were both very quick in responding to our texts, emails and phone calls, whether we asked them in the middle of a business day or when we were stressed at 9pm on a weekend. Peter also referred to us to building insurers and a financial advisor that has helped further our knowledge of how to ensure financial security without feeling pressured to purchase beyond our needs. Having successfully bought our first home, Peter and Lynne were pleased for us and we have been left with a feeling of confidence that we have secured a great deal. You can’t go wrong with Peter and Lynne.

Pat & Amber () Rosebud,

Refinancing my home loan was done so easily with the help of Peter and Lynne. Not only did Peter help find me a loan that is going to save me thousands of dollars each year, he assisted me through the application, when I needed it (and I did) and the whole process took no more than two weeks. He then prompted a change in home and contents insurance which is also going to save me money.
I'm so pleased with the service because, although I didn't need to make any changes, it has turned out to be a very good financial decision for me.

Nadine () Ringwood East,

Peter has been helpful throughout the process of purchasing our first home. He's provided all the information that we needed to make an informed decision with the loan to go with and he's answered all our questions and really made the whole process a lot less stressful than it could have been. Would definitely recommend Peter for any property buyers out there.

Handoko () Heathmont,

Peter has been most helpful from the beginning and he gives answer to our queries in the most helpful and easiest format to understand. Peter also made sure that we are given all the available options. We would highly recommend Peter to anyone looking for a mortgage broker.

Adriani () Heathmont,

Everything went great Lynne. Thanks to you and Peter. You're the best brokers in the business. I don’t deal with Mortgage Choice, I deal with Peter and Lynne Ruddock!!! People like you make Mortgage Choice.

Rob () Tecoma,

Peter and his team made our refinance easy and stress free. Professional from beginning to end, we never felt anything was too much trouble, all our questions were answered and the whole process was without issue. Peter is very responsive and extremely easy and friendly to deal with. Highly recommended.

Trish & Ralf () Pakenham,

Peter and Lynne just helped us refinance to a much better rate than we were on. It was so easy and they both were with us every step of the way. Communication is great and they follow up straight away with us and the bank to make sure things are progressing. The whole process was made very easy. I couldn’t recommend Peter and Lynne highly enough.

Michael & Johanna () Officer,

Peter helped my wife and I purchase our first home, he made us feel like family from our first meeting and has always taken great care of us. Peter's professionalism and knowledge of the ever changing housing market and tailored loan options is impeccable. Several years after our first home purchase with Peter, he helped us again to buy our first investment property! Peter and his lovely wife and partner Lynne are the real deal and I can highly recommend him to anyone interested in buying a home or investment property. Don't waste your time anywhere else, give Peter & Lynne a call, you will be impressed!

Robert () Boronia,

Peter and Lynne help me secure the home loan for my first home 3 years ago and again recently helping me refinance for a better rate. Their knowledge and expertise made this a clear and simple process. I would happily recommend them to anyone looking for new loan or refinancing!

Cameron () Croydon,

I bought my first home with pretty much no stress at all. Awesome service and really good down to earth people. 100% would use these guys again.

Brennan () Mount Evelyn,

Thanks to Peter and Lynne Ruddock for making the loan process easy and stress free. Your team are professional, knowledgeable and caring. Thank you for going above and beyond in assisting with my financial goals.

Jacqui () Vermont,

Peter and Vicki have been so helpful making the complex part of moving easy. We highly recommend them.

Jon & Fiona () Tuerong,

Most people have a busy lifestyle and the idea of reviewing the mortgage is a daunting. Peter and his team just made things so seamless

Rebecca & Mark () Glen Waverley,

Both Peter and Vicki have been wonderful to work with. Peter has helped us many times over the past to obtain loans and organise our finances. He is professional and highly competent. Vicki has been fantastic; helping us to navigate all the complexities of the banking system. Many thanks to both of you.

Ismail & Sonia (1) () Macleod,

Peter and Lynne do a great job. I have utilized their services on at least 3 occasions now after having them recommended to me. I recently had a very difficult experience with obtaining finance and Peter went above and beyond to help me. So I was disappointed recently to hear the Royal Commission findings for brokers. I hope any changes don’t impact Peter’s business too much. I personally don’t begrudge his commission as we all need to get paid for our services and I think Peter and Lynne do a great job.

Susan Sieber () Box Hill,

Wonderful experience with Peter and his team. Peter helped me to purchase my first home in Australia by doing all my paperwork and submitting to the lender of my choice. I was informed regularly throughout the process of my application. No problems or hassles and I was happy to have my loan approved within my settlement time. Thank you Blackburn team. Keep up the good work.

Liz Nguyen () Blackburn,

The service from Mortgage Choice for the purchase of my apartment has been superb. It was my first property purchase in Australia and Peter helped me prepare all the necessary documentations, fitting into my schedule. I really appreciate the dedication this firm does to ensure the application goes through smoothly, and by giving me regular updates throughout my application. Thank you. Keep up the good work.

Elizabeth () Doncaster East,

Peter from Mortgage Choice Blackburn was exceptional to work with. He went above and beyond to make the whole process of buying a house stress-free and enjoyable. He was readily available to take all my calls and answer my many questions. Vicki promptly kept us updated during the whole process.

I would highly recommend Peter and Vicki, and will definitely use them again in the future. I cannot thank them enough for all the hard work and time they put into helping my partner and I buy our first home.

Jessica & Michael () Hampton Park,

Peter, Lynne and Vicki have just been fantastic throughout the refinancing process. We had various roadblocks along the way (including a missing Title!!) but they graciously accommodated us while everything was sorted out and could not have been more helpful. Their respective communication was prompt and thorough. This is now the third time we have used Peter's expertise for home loan finance and we highly recommend him to anyone seeking leading industry advice and guidance.

B & H () Box Hill North,

Peter and his team at Mortgage Choice Blackburn are amazing! We first met Peter 11 years ago when we purchased our first home. Since this time we have watched others weather the financial hardships that come along with having borrowed more than they could really comfortably afford. Starting a family and subsequent changes to income, made things financially difficult at times, but nowhere near as challenging as they could of been, if we had over extended ourselves.

We were so grateful to have had a broker who encouraged us to dream big, but most importantly only borrow what we could truly afford, knowing the financial challenges we would experience as our family grew. When it was time to refinance we had no hesitation in returning to Peter, knowing that he would make the process as painless as possible, and give us advice we could trust.

We weren't disappointed! His attention to detail, clear communication, and understanding of our needs made the whole process a relative breeze. We would highly recommend anyone looking to speak to an honest, expert in the industry, to speak to Peter & the team at Mortgage Choice Blackburn.

Jacki Brewer () Blackburn,

As first home buyers, we would have been completely lost without Peter's advice and guidance. We can't recommend Peter and the team highly enough.

Steve & Kristin () Officer,

The service was excellent and personalised, numerous questions were answered, everything was explained and nothing was too much trouble.

Petra () Doncaster East,

Peter and the mortgage broker team at Mortgage Choice Blackburn were fantastic to deal with. Thank you for all your help.

Liz & Dale () Cranbourne East,

Peter is an exceptional operator. it's been great working with you over the years! Thank you for your support Peter.

Roland Youakim () Blackburn,

Peter and Lynne have made our home loan journey as easy and painless as possible. From knowing absolutely nothing about loans and the housing market, to buying our first home, to changing our loan to suit our current needs as a new family of 3, Blackburn Mortgage Choice has held our hand and helped us every single step of the way. We recommend them to everyone!

Nicole & Matty () Boronia,

I have dealt with Peter for 3 purchases over the past 12 years and he is always my go to person for the right advice and the right loan.

Cathie () Wantirna,

Peter was an efficient person to work with and was always prompt in replying to my many questions as a first home buyer. I was happy with the whole process and would recommend Peter and his team in Blackburn & Box Hill.

Kay () Forest Hill,

I've never gone through the process of buying a house before and Peter was great from the beginning. He gave me advise in language I could follow, and made sure I was financially set up for all the hidden costs that you get once contracts are signed and settlement day comes. I was always able to email him or Vicki when I had questions, needed advise, or just needed something explained to me. I have had plenty of property reports sent through over the last few months which were a great guide when putting in offers. You never know how long it will take to buy a place, but Peter and Vicki were always there to help.

Laura () Lilydale,

Thanks Peter, Vicki and Lynne for all your help with my mortgage ... and the extra time, patience and tips you provided to me Peter! As a first home buyer, purchasing a property interstate (which made everything even more challenging) I was always grateful for your prompt response to every question I had. I really felt the whole time that you were committed to helping me out and I have no hesitation in recommending you. Thanks for everything!

Alex () Box Hill North,

You guys are great. Fast and smooth. I really enjoy doing business with you.

Ismail & Sonia () Eltham,

Thank you Lynne, and please thank Peter. It is always a pleasure to do business with him and I will certainly highly recommend his services to everybody I can. Please let him know when he upgrades his car to a Porsche he should avail himself of Darren’s services.

Jen & Darren () Castella,

Thank you for your service. I found working with both Peter and Lynne a pleasure. For me, the most important aspect of their service has been well placed updates and follow up touch points. I felt part of the mortgage process without having to be the driver of the mortgage process. A great relief.

Michael () Forest Hill,

I hope you both are doing well. First of all I want to thank you both for sorting our finance for home loan and make it look like a piece of cake. We both really appreciate your efforts, it means a lot to us. It would not have been easy without you both.

Saurabh & Priyanka () Doreen,

Being a first-time home buyer, I had no idea about the processes involved. Peter and Lynne were always extremely prompt and helpful in answering all of my questions. I would highly recommend them to anyone trying to navigate a process they are unfamiliar with.

Lara () Blackburn,

A very big thank-you for helping out with the purchase of our new house and assisting with the mortgage process. We certainly couldn’t have done it without you both.

Matt & Jess () Chirnside Park,

Peter and Lynne have made our home loan journey as easy and painless as possible. From knowing absolutely nothing about loans and the housing market, to buying our first home, to changing our loan to suit our current needs as a new family of 3, Blackburn Mortgage Choice has held our hand and helped us every single step of the way. We recommend them to everyone!

Nicole () Boronia,

Peter and Lynne are a good team. From choosing a home loan to settlement, they ensure the process is as simple and painless as it can be. They are very responsive to my enquiries, providing answers and taking actions on short notice. I am very impressed with Peter and Lynne's service, and will definitely go to them for any future home loan needs.
For the first time buyer, it might be helpful to know which party (bank/lawyers, conveyancer,etc.) does what, since they work with each other behind the scenes and I wasn't sure if things were progressing. But in reality, if I had any questions or worries, one email to Lynne always got it resolved, so it's not a big issue.

Dominic () Rowville,

Hi Peter Thank you so much for your service. You were proactive, professional and always very helpful. Your turn around time for any query was very impressive. We will surely recommend your service to friends and family. Good luck.

Priya & Jagat () Williams Landing,

Honestly, you both were so friendly and helpful throughout the whole process!!!! They were fantastic through the whole process, giving great advice and listening to me needs. I will recommend you both to my friends!

Ash () Mitcham,

Top notch service! Peter and Lynne were great. Prompt responses to all our queries and sound, practical advice were the things we appreciated most from Peter. I will definitely refer Peter and Lynne to my friends and family.

Ven & Frank () Vermont,

Both exceptional people work with. Peter explained things really clearly and in an easy way to understand. Lynne's communication and responses were very quick and always felt in the loop. Always willing to go the extra mile and meet at a convenient time or place that suited us. Really happy with the service and wouldn't hesitate to recommend them to others.

Joel & Nicole () East Ringwood,

We are supremely impressed with the service we received from Mortgage Choice Blackburn. We were supported all the way through and for a first time home buyer we couldn't have felt more at ease. Lynne and Peter were so attentive and thorough from application to settlement. We were never in the dark about the process, even our silly questions were answered without fuss. I wouldn't hesitate to recommend them to my family and friends.

Candice and Andrew () Berwick,

It was a pleasure working with Peter and Vicki. Organising loans is of course a stressful business but good, calm advice and constant updates made the process significantly easier. From start to finish the Mortgage Choice team presented themselves professionally. I wish them all the best in the future.

Phil () Warburton,

Both Peter and Lynne are very professional and prompt in organising and assisting me with my home loan.

Allison () Ringwood,

Thanks 4 all ur work u made everything easy 4 me. Great people great service.

Hayden () Frankston,

Peter and Lynne Thank you so much for all your help For looking after me and getting the best rate You guys truly made it a breeze I will highly recommend you to family and friends Thanks

Annette () St Kilda,

Both Peter and Lynne provided us with highly professional, prompt and efficient service and our loan went through hassle free. This is the fourth time over a 15 year period we have used Mortgage Choice Blackburn and we have no hesitation in recommending their services for anyone needing to arrange a loan.

Stuart & Simone () Malvern East,

We have used Peter and Lynne on several occasions now for a variety of property Investments. We appreciate the effortless approach and love the regular updates that tell us where the loan application is at.

John & Sharon () Montrose,

Highly recommend dealing with Peter and Lynne. Always thorough and quick to handle everything.

John & Mi Mi () The Basin,

Peter and Lynne are wonderful. From our first meeting we have felt that they only have our interests in their sights. They are warm, friendly and extremely knowledgeable. We have recommended them to our friends and family because we have been so happy with their service.

Nicole & Matthew () Boronia,

My previous experience with a broker was disheartening - sketchy information, mistakes, minimal communication - I never wanted to use a broker again. A friend recommended Peter. I was hesitant, but I gave him a call. Within minutes of talking to Peter, and emails from him immediately after getting off the phone, I had the information I needed to make a decision on what to do with my home. When we moved to next level to organise finance, Peter guided us clearly through the process, and with help from Lynne (his partner), they had us sorted within a couple of weeks, even with the slowness we know banks work at. I have use Peter and Lynne a number of times now, and process was always smooth and a lot easier than I would have expected. I would recommend them to anyone looking for a professional, straight forward broker service.

Paul & Jodie () Grovedale,

Peter, Lynne and Vicki were very helpful and patient. They ensured the process was smooth and easy to understand. We would not hesitate to use their services again.

Andy & Nikki () BLACKBURN,

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