Your Local Mortgage Broker in Menai, servicing the Sutherland Shire & Surrounds

Looking for a home, car or personal loan? Talk to your local Mortgage Choice broker servicing Menai, the Sutherland Shire and surrounds.

  • Office 02 9541 1477
  • Fax 02 9541 1977
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
Suite 14b, 62-70 Allison Crescent MENAI, NSW 2234

Mortgage Choice Menai is a leading mortgage broking & financial advice franchise owned and operated by Phil & Suzy Wheatley. With over 25 years in banking and finance Phil brings significant experience of the financial services sector. It’s this experience that allows Mortgage Choice in Menai  to deliver exceptional customer service on a consistent basis.

What do we do? 

  • I am your personal loan shopper to help you compare over 20 lenders and over 400 products to find the right loan for you.
  • I can help you with:
  • new home purchase, 
  • refinance of an existing loan,
  • investment property loan,
  • commercial loan, 
  • personal and car loans.
  • I help my customers through the entire loan process from initial interview to final settlement and beyond.
  • I understand the pitfalls and anticipate issues before they arise.
  • I remove much of the stress by doing lots of the work for you. A "simple" loan transaction will on average generate 30 individual phone calls, 20 individual emails and 6 individual faxes.... Let me help you with this.

Why choose Mortgage Choice in Menai?

  • There is no cost to you for my home loan service.
  • My business is based on the values of professionalism, trust, care and integrity.
  • Over 70% of my business comes from happy customers through repeat business and referrals.
  • While my office is located in Menai, I can also assist people in all suburbs as well as many who are interstate and overseas. 

So if you are looking at your home loan, investment loan, refinancing and car loan options we would be delighted to take your call on (02) 9541 1477 or 0431 415 311

Servicing suburbs Alfords Point, Bangor, Barden Ridge, Bonnet Bay, Como, Engadine, Grays Point, Heathcote, Illawong, Jannali, Kangaroo Point, Kareela, Kirrawee, Loftus, Lucas Heights, Menai, Oyster Bay, Sutherland, Sylvania, Sylvania Waters, Waterfall, Woronora, Woronora Heights, Yarrawarrah.


"We recently dealt with Phil Wheatley for an investment house and land package, and found him to be professional, prompt and thorough from beginning to end. He explained the processes, offered options and was always available to assist us. He gave us choices and lead us to select the right option for our needs. He kept things simple and in basic terms so we understood exactly what we need to. I would not hesitate in recommending Phil and Mortgage Choice. Thanks for everything... you made what we thought was going to be very complicated, very simple and easy."

C Nicholas - Property Investor
Echuca, NSW

"Phil was amazing with getting our loan, he made it all go smoothly.
Thank you Phil"

V Iles - Upgrader
Menai, NSW

"Really fast and effective communication. Expectations were managed very well. Very professional demeanor."

SC - Refinancer

"Phil was very professional and friendly. This was our first experience in buying a property and my partner and I felt very comfortable calling to discuss issues that we were unaware of how to handle."

BP - First Home Buyer
Barden Ridge, NSW

"I was extremely pleased with the service I received from Phil Wheatley of Mortgage Choice. He listened to my needs and advised me on my options in a clear and concise way. He always returned my calls and emails and I don't believe without his persistence my loan would have been approved."

AW - Business Lending
Heathcote, NSW

"The service provided by Phil was second to none. He was extremely professional and took the time to understand our needs and helped us every step of the way. He explained all options and provided professional advice. The whole process was quick and efficient. As a result, we have recommended Phil to our family and friends."

JT - Refinancer
Mount Pleasant, NSW

"After years of issues with our current bank I searched for months for a decent no frills straight up bank. I came up with nothing. Until I went to Mortgage Choice I had my reservations about one existing. After what would have been months more of wasting hard earned money Mortgage Choice found us the best bank to suit our needs. They cut through the red tape and now saves us thousands a month. If your thinking of refinancing or need to tidy up loose ends see Phil Wheatley you won't be disappointed."

RK - Refinancer
Engadine, NSW

"Your service is honest, straight forward and reliable. I am referring our son and partner to you to look at getting a loan for a property very soon."

W Donovan - Refinancer
Menai, NSW

"Excellent service and always available to answer my queries. Nothing was too much trouble for you. Really appreciate your patience and the help I received to understand the process of applying for my first home loan. Your knowledge and assistance was invaluable to me. Thank you Phil."

C Price - First Home Buyer
2261, NSW

"We contacted Phil to help us to refinance our current investment home loan and to finance a new investment property as well. From our first conversation through to finalising our loans, Phil was extremely helpful and able to answer every question we had throughout the process. After going through this process directly with a lender before, we are so happy that we chose to use a mortgage choice broker this time around."

L Maidment - Property Investor
Jannali, NSW

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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