Your Local Mortgage Broker in Menai, servicing the Sutherland Shire & Surrounds

Looking for a home, car or personal loan? Talk to your local Mortgage Choice broker servicing Menai, the Sutherland Shire and surrounds.

  • Office 02 9541 1477
  • Fax 02 9541 1977
  • Open Hours

  • After hours by appointment Free Appointment
Suite 14b, 62-70 Allison Crescent MENAI, NSW 2234
  • 5.00
  • 14 Google Reviews Mortgage Choice in Menai

Win 2 years' worth of interest on us!^

Take out a home loan with us and you could win 24 months' worth of interest on us! What would you do with the savings? 

Mortgage Choice Menai is a leading mortgage broking & financial advice franchise owned and operated by Phil & Suzy Wheatley. With over 25 years in banking and finance Phil brings significant experience of the financial services sector. It’s this experience that allows Mortgage Choice in Menai to deliver exceptional customer service on a consistent basis. Visit and like us on Facebook here!

What do we do? 

  • We are your personal loan shopper to help you compare over 20 lenders and over 400 products to find the right loan for you.
  • We can help you with:
  • new home purchase, 
  • refinance of an existing loan,
  • investment property loan,
  • commercial loan, 
  • personal and car loans.
  • We help our customers through the entire loan process from initial interview to final settlement and beyond.
  • We understand the pitfalls and anticipate issues before they arise.
  • We remove much of the stress by doing lots of the work for you. A "simple" loan transaction will on average generate 30 individual phone calls, 20 individual emails and 6 individual faxes.... Let us help you with this.

Why choose Mortgage Choice in Menai?

  • There is no cost to you for our home loan service.
  • Our business is based on the values of professionalism, trust, care and integrity.
  • Over 70% of our business comes from happy customers through repeat business and referrals.
  • While our office is located in Menai, We can also assist people in all suburbs as well as many who are interstate and overseas. 

So if you are looking at your home loan, investment loan, refinancing and car loan options we would be delighted to take your call on (02) 9541 1477 or 0431 415 311

Servicing suburbs Alfords Point, Bangor, Barden Ridge, Bonnet Bay, Como, Engadine, Grays Point, Heathcote, Illawong, Jannali, Kangaroo Point, Kareela, Kirrawee, Loftus, Lucas Heights, Menai, Oyster Bay, Sutherland, Sylvania, Sylvania Waters, Waterfall, Woronora, Woronora Heights, Yarrawarrah.


The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























Google Reviews


Phil & Suzy have been a tremendous help in organising my home loan. They are very professional and diligent and took care of everything for me. I would highly recommend them.

Mortgage Choice in Menai


Great service from beginning to end from Phil and Suzy. Got us a great home loan that others couldn’t. Will definitely use again in the future

Mortgage Choice in Menai


Phil and Suzy were extremely helpful in advising and securing a mortgage for our new house. They always responded quickly to questions and were able to get our finance approval...

Mortgage Choice in Menai


Thank you Phil and Suzy for being most professional and understanding with the recent refinancing of our investment property. We cannot believe how easy you made the process and...

Mortgage Choice in Menai


Thanks that was the most painless way to buy a car in history….. It was great, just chose the make, model and extras and you arranged a better price then I could ever get walki...

Mortgage Choice in Menai


Phil and Suzy are so helpful and will tailor a solution for your financial needs and situation. They both go above and beyond to find the best option for you and give comprehen...

Mortgage Choice in Menai


This post is a recommendation for Philip Wheatley of Mortgage Choice Menai who was exceptional in all aspects of dealing with me in my quest in buying a unit.

Mortgage Choice in Menai


Phil and Suzy were amazing and got me approval for my home loan so fast and at a very low interest rate. I had been having bank issues and they took all of the stress off of me...

Mortgage Choice in Menai


Fast, reliable business. Good interest rate.

Mortgage Choice in Menai


Best service and advice. Exceeded our expectations - highly recommended

Mortgage Choice in Menai


Phil has provided us with great service in purchasing our first home. We came away knowing we got the best deal possible. Highly recommended! Thanks again Phil!

Mortgage Choice in Menai


We had a long time searching for our perfect home and Phil at Mortgage Choice really made it possible and easy for us. He did all the hard work and always keep us in the loop. W...

Mortgage Choice in Menai


As a single mum and not knowing a lot about buying/selling or refinancing I found Phil incredible patient and professional when we financed my new home. The questions I asked Ph...

Mortgage Choice in Menai


We spoke with Phil when my partner and I were looking to purchase our first home. We found him very friendly and very informative and he had a wide range of options for us to co...

Mortgage Choice in Menai

See all google reviews

"We recently dealt with Phil Wheatley for an investment house and land package, and found him to be professional, prompt and thorough from beginning to end. He explained the processes, offered options and was always available to assist us. He gave us choices and lead us to select the right option for our needs. He kept things simple and in basic terms so we understood exactly what we need to. I would not hesitate in recommending Phil and Mortgage Choice. Thanks for everything... you made what we thought was going to be very complicated, very simple and easy."

C Nicholas - Property Investor
Echuca, NSW

"Phil was amazing with getting our loan, he made it all go smoothly.
Thank you Phil"

V Iles - Upgrader
Menai, NSW

"Really fast and effective communication. Expectations were managed very well. Very professional demeanor."

SC - Refinancer

"Phil was very professional and friendly. This was our first experience in buying a property and my partner and I felt very comfortable calling to discuss issues that we were unaware of how to handle."

BP - First Home Buyer
Barden Ridge, NSW

"I was extremely pleased with the service I received from Phil Wheatley of Mortgage Choice. He listened to my needs and advised me on my options in a clear and concise way. He always returned my calls and emails and I don't believe without his persistence my loan would have been approved."

AW - Business Lending
Heathcote, NSW

"The service provided by Phil was second to none. He was extremely professional and took the time to understand our needs and helped us every step of the way. He explained all options and provided professional advice. The whole process was quick and efficient. As a result, we have recommended Phil to our family and friends."

JT - Refinancer
Mount Pleasant, NSW

"After years of issues with our current bank I searched for months for a decent no frills straight up bank. I came up with nothing. Until I went to Mortgage Choice I had my reservations about one existing. After what would have been months more of wasting hard earned money Mortgage Choice found us the best bank to suit our needs. They cut through the red tape and now saves us thousands a month. If your thinking of refinancing or need to tidy up loose ends see Phil Wheatley you won't be disappointed."

RK - Refinancer
Engadine, NSW

"Your service is honest, straight forward and reliable. I am referring our son and partner to you to look at getting a loan for a property very soon."

W Donovan - Refinancer
Menai, NSW

"Excellent service and always available to answer my queries. Nothing was too much trouble for you. Really appreciate your patience and the help I received to understand the process of applying for my first home loan. Your knowledge and assistance was invaluable to me. Thank you Phil."

C Price - First Home Buyer
2261, NSW

"We contacted Phil to help us to refinance our current investment home loan and to finance a new investment property as well. From our first conversation through to finalising our loans, Phil was extremely helpful and able to answer every question we had throughout the process. After going through this process directly with a lender before, we are so happy that we chose to use a mortgage choice broker this time around."

L Maidment - Property Investor
Jannali, NSW

"We spoke with Phil when my partner and I were looking to purchase our first home.
We found him very friendly and very informative and he had a wide range of options for us to consider and explore.
Phil was able to help us find exactly what worked for us, with minimal fuss, time or effort.
We are now proud home owners."

K Hobbs - First Home Buyer
Bomaderry, NSW

"Thank you Phil and Suzy. We were extremely happy with your service. You couldn't have worked harder on our behalf and we really appreciate the work involved with getting our bank approval and house purchase acrosss the line. We would never had done it on our own. You were professional, efficient and friendly every step along a very stressful time.
We look forward to dealing with you in the future. Thank you.

L Borg - Upgrader
Ashbury, NSW

"Phil and Suzy were amazing and got me approval for my home loan so fast and at a very low interest rate.
I had been having bank issues and they took all of the stress off of me and got me a better deal. I will be using Mortgage Choice in Menai from now on."

S O'Hanlon - Upgrader
Cordeaux Heights , NSW

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now


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