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Phil Wheatley

Your Local Mortgage Broker in Menai, servicing the Sutherland Shire & surrounds

It's likely you can save money on your loan by shopping around. With over 20 lenders and hundreds of loans to choose from, our team at Mortgage Choice in Menai are your personal loan shoppers, working to find you the best deal.
  • Call Us
  • Office - 02 9541 1477
  • Fax - 02 9541 1977
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

Suite 14b, 62-70 Allison Crescent MENAI, NSW 2234

Latest home loan interest rates

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Your personal home loan shoppers and support team.

Our team at Mortgage Choice in Menai are committed to getting you the right loan for you first home, investment property, new car or business needs. We'll do the shopping around for you, negotiating with lenders on your behalf to get the best deal.

Our team not only find you the right loan, but save you time by completing all the paperwork and follow up for you. That means you can spend your time on what's important and not chasing the progress of your home loan (leave that to us!).

About our team at Mortgage Choice in Menai

Mortgage Choice Menai is a leading mortgage broking & financial advice franchise owned and operated by Phil & Suzy Wheatley.

With over 25 years in banking and finance Phil brings significant experience to the financial services sector. It’s this experience that allows Mortgage Choice in Menai to deliver exceptional customer service on a consistent basis. Visit and like us on Facebook here!

What can we help you with?

Why use Mortgage Choice in Menai?

We do the work for you

A "simple" loan transaction will - on average - generate 30 individual phone calls, 20 individual emails and 6 individual faxes. It takes up a lot of time, time that you may not have. We do!

Our team help our customers through the entire loan process by doing the shopping around, completing the paperwork and making every phone call on your behalf. We can often overcome common pitfalls and anticipate issues before they arise! 

Over 70% of our business comes from happy, repeat customers

It's what makes our business a success! A lot of our business comes from customers who have dealt with us in the past, and understand how much time & money we can save them. Hear more of what our customers say about us.

"Phil & Suzy have been a tremendous help in organising my home loan. They are very professional and diligent and took care of everything for me. I would highly recommend them." [ A. Jurmann, Crows Nest ]

There is no cost to you for our home loan service

One of the things people love most about using the services of a mortgage broker  is that it comes at no cost. That's because the lender / bank will pay us a commission after your loan settles. 

But, it's our Paid the Same Philosophy that sets Mortgage Choice apart. It means that as Mortgage Choice brokers we are paid the same rate of commission regardless of the home loan you choose from our panel of lenders. 

That ensures we're focused on the right outcome for you and not for us.

We are mobile & convenient

While our office is conveniently located in Menai, we are a mobile team and happy to come and see you whenever you need, throughout the Sutherland shire & surrounds. We service many overseas and interstate customers, as well as anyone from our local area.

Visit our office at 14b / 62-70 Allison Crescent in Menai 2234

*COVID-19 update: We are currently helping our clients via phone, SMS and video chat! You don't have to leave your home to get your loan approved! It's the same great finance service available to you during lock-down or quarantine.

Ready to get started?

Find out for yourself why our customers are so happy. We'll make your next purchase an easy one. Call us today on 02 9541 1477 or call Phil directly on 0431 415 311.

Servicing suburbs Alfords Point, Bangor, Barden Ridge, Bonnet Bay, Como, Engadine, Grays Point, Heathcote, Illawong, Jannali, Kangaroo Point, Kareela, Kirrawee, Loftus, Lucas Heights, Menai, Oyster Bay, Sutherland, Sylvania, Sylvania Waters, Waterfall, Woronora, Woronora Heights, Yarrawarrah.

"Phil and Suzy have been outstanding. They were able to help us navigate through all the mess and now we have a beautiful home that is fully renovated. They handled everything for us and made the whole process so easy. Thanks to Phil and Suzy at Mortgage Choice Menai. You have change my family life for ever." [ Jason & Rochelle ]

What makes us different?

What services do we offer?

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews



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Phil and Suzy have continued to provided exceptional , quality service over the last few years I have been dealing with them . They are clearly experts in their field and I woul...

Mortgage Choice in Menai

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I would just like to thank Phil and Susy for getting me my home loan. It was the first time I have used a broker and I found the whole process worthwhile. It was simple and hass...

Mortgage Choice in Menai

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Phil and Suzy from Mortgage Choice were brilliant. We felt very well looked after in buying our first home. Phil gave excellent practical advice and patiently answered all my ma...

Mortgage Choice in Menai

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Highly recommend Phil and Suzy at Mortgage Choice Menai. Exceptional service throughout and made the whole process streamlined and without issue. Thanks again..

Mortgage Choice in Menai

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Working with Phill and Suzy had been an absolute pleasure. Since meeting with Phill I could tell he was very genuine and trustworthy, he has helped me understand everything invo...

Mortgage Choice in Menai

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I’ve used their service twice now and I have no complaints the service is professional and they deliver great results. The office location is nice and the brokers are informativ...

Mortgage Choice in Menai

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We turned to Mortgage Choice Menai when our broker of 17 years stated that banks couldn't help in funding our renovation in full. Phil and Suzy have been outstanding. Phil was...

Mortgage Choice in Menai

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Phil and Suzy were very helpful in arranging finance for our investment property . Nothing was a bother when we changed our minds on multiple occasions.

Mortgage Choice in Menai

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Phil & Suzy have been a tremendous help in organising my home loan. They are very professional and diligent and took care of everything for me. I would highly recommend them.

Mortgage Choice in Menai

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Great service from beginning to end from Phil and Suzy. Got us a great home loan that others couldn’t. Will definitely use again in the future

Mortgage Choice in Menai

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Phil and Suzy were extremely helpful in advising and securing a mortgage for our new house. They always responded quickly to questions and were able to get our finance approval...

Mortgage Choice in Menai

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Thank you Phil and Suzy for being most professional and understanding with the recent refinancing of our investment property. We cannot believe how easy you made the process and...

Mortgage Choice in Menai

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Thanks that was the most painless way to buy a car in history….. It was great, just chose the make, model and extras and you arranged a better price then I could ever get walki...

Mortgage Choice in Menai

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Phil and Suzy are so helpful and will tailor a solution for your financial needs and situation. They both go above and beyond to find the best option for you and give comprehen...

Mortgage Choice in Menai

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This post is a recommendation for Philip Wheatley of Mortgage Choice Menai who was exceptional in all aspects of dealing with me in my quest in buying a unit.

Mortgage Choice in Menai

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Phil and Suzy were amazing and got me approval for my home loan so fast and at a very low interest rate. I had been having bank issues and they took all of the stress off of me...

Mortgage Choice in Menai

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Fast, reliable business. Good interest rate.

Mortgage Choice in Menai

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Best service and advice. Exceeded our expectations - highly recommended

Mortgage Choice in Menai

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Phil has provided us with great service in purchasing our first home. We came away knowing we got the best deal possible. Highly recommended! Thanks again Phil!

Mortgage Choice in Menai

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We had a long time searching for our perfect home and Phil at Mortgage Choice really made it possible and easy for us. He did all the hard work and always keep us in the loop. W...

Mortgage Choice in Menai

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As a single mum and not knowing a lot about buying/selling or refinancing I found Phil incredible patient and professional when we financed my new home. The questions I asked Ph...

Mortgage Choice in Menai

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We spoke with Phil when my partner and I were looking to purchase our first home. We found him very friendly and very informative and he had a wide range of options for us to co...

Mortgage Choice in Menai

See all Google reviews

We recently dealt with Phil Wheatley for an investment house and land package, and found him to be professional, prompt and thorough from beginning to end. He explained the processes, offered options and was always available to assist us. He gave us choices and lead us to select the right option for our needs. He kept things simple and in basic terms so we understood exactly what we need to. I would not hesitate in recommending Phil and Mortgage Choice. Thanks for everything... you made what we thought was going to be very complicated, very simple and easy.

C Nicholas, Echuca,

Phil was amazing with getting our loan, he made it all go smoothly.
Thank you Phil

V Iles, Menai,

Phil & Suzy have been a tremendous help in organising my home loan. They are very professional and diligent and took care of everything for me. I would highly recommend them.

A Jurmann, Crows Nest ,

Your service is honest, straight forward and reliable. I am referring our son and partner to you to look at getting a loan for a property very soon.

W Donovan, Menai,

Working with Phil and Suzy in regards to a Business loan was a pleasure. We would highly recommend them to friends and family. We will definitely be back when the time comes to borrow again. Thanks guys

B Franzeskow, Illawong NSW,

Excellent service and always available to answer my queries. Nothing was too much trouble for you. Really appreciate your patience and the help I received to understand the process of applying for my first home loan. Your knowledge and assistance was invaluable to me. Thank you Phil.

C Price, 2261,

We contacted Phil to help us to refinance our current investment home loan and to finance a new investment property as well. From our first conversation through to finalising our loans, Phil was extremely helpful and able to answer every question we had throughout the process. After going through this process directly with a lender before, we are so happy that we chose to use a mortgage choice broker this time around.

L Maidment, Jannali,

We spoke with Phil when my partner and I were looking to purchase our first home.
We found him very friendly and very informative and he had a wide range of options for us to consider and explore.
Phil was able to help us find exactly what worked for us, with minimal fuss, time or effort.
HIGHLY RECOMMENDED
We are now proud home owners.

K Hobbs, Bomaderry,

Phil and Suzy were very helpful in arranging finance for our investment property . Nothing was a bother when we changed our minds on multiple occasions.

C Howell, Jannali,

Thank you Phil and Suzy. We were extremely happy with your service. You couldn't have worked harder on our behalf and we really appreciate the work involved with getting our bank approval and house purchase acrosss the line. We would never had done it on our own. You were professional, efficient and friendly every step along a very stressful time.
We look forward to dealing with you in the future. Thank you.

L Borg, Ashbury,

Phil and Suzy were amazing and got me approval for my home loan so fast and at a very low interest rate.
I had been having bank issues and they took all of the stress off of me and got me a better deal. I will be using Mortgage Choice in Menai from now on.

S O'Hanlon, Cordeaux Heights ,

We turned to Mortgage Choice Menai when our broker of 17 years stated that banks couldn't help in funding our renovation in full. Phil and Suzy have been outstanding. Phil was able to help us navigate through all the mess and we now today have a beautiful home that is fully renovated. The have handled everything for us and this has made the whole process so easy. Thanks to Phil and Suzy at Mortgage Choice Menai. You have change my family life for ever. I would recommend using Phil and Suzy for all your mortgage needs. Cheers Jason and Rochelle

J & R Johnston , Bangor,

Phil and Suzy at Mortgage Choice Menai were easy to deal with and very accommodating to our requirements. I would recommend them to anyone who needs financial advice.

J Sinikoski, Bangor,

Thank you Phil and Suzy for being most professional and understanding with the recent refinancing of our investment property. We cannot believe how easy you made the process and you certainly saved us much stress with us not having to approach all the lending bodies ourselves. Why would anyone not choose a comprehensive and knowledgable team like Mortgage Choice Menai? With dealing with banks directly, Mortgage Choice Menai were able to seek all the facts and figures at their fingertips, without us having to step foot inside a bank and go through the tedious refinancing interviews, appointments, back and forth phone conversations. Phil and Suzy with their calm and approachable manner seamlessly set up our new finance and also followed through right up to organising settlement. Great job, we would seek their services again without hesitation.

J Hone, Barden Ridge,

Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.


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