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Phillip Jeffery

Mortgage Choice Bowral and Moss Vale - Servicing the Southern Highlands and Tablelands including Bowral, Mittagong & Moss Vale

Looking for a home, car or asset loan, or Financial Planning? Talk to Phil Jeffery and his team, your local Mortgage Choice brokers in Southern Highlands & Goulburn, NSW. Let us research and compare over 20 lenders for you.
  • Call Us
  • Office - 02 4861 3633
  • Fax - 02 4862 3644
  • Open Hours
  • 9:00AM - 5:30PM, Late appointments are available by booking only.
  • Free Appointment

The Mews, Suite 1, 11-13 Bundaroo Street BOWRAL, NSW 2576

Servicing Southern Highlands and Goulburn area, since our opening in 1999, we have grown from a single loan writer to a strong team of 8 made up of 3 Finance Brokers, a Loans Administrator, a Financial Planner, Business Manager and an Admin Assistant/Receptionist.  

Now with 2 conveniently located offices in Bundaroo Street, Bowral and Argyle Street, Moss Vale.

We also offer the services of a Mortgage Choice Financial Planner who will meet you at either of our offices or in your home.

Together we have over 130 years of banking and home finance industry experience.

We are local people who are willing to help you with your home, car, personal or assett finance from start to finish, as well as insurance needs and financial planning.

Our team prides itself on exceptional customer service in all aspects of the lending process.

We specialise in:

  • Home Loans
  • First home owner finance
  • Refinance
  • Investment
  • Personal Lending
  • Commercial Lending 
  • Leasing & Finance
  • Financial Planning
  • Insurances - house, contents, landlord, motor vehicle and personal

So contact us today for an obligation-free appointment on 02 48613 633.

We service Bowral, Mittagong, Moss Vale, Goulburn and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

We couldn't be any happier with the service that has been provided to us by Mortgage Choice. We have felt supported and so much of the stress and worry has been taken out with their help and dedication to get the best results for their clients. We would not hesitate to recommend them to any of our family and friends. Thank you so much.

Robert and Amy, Colo Vale, NSW
- Upgrader

Helpful from the moment we organised an appointment over the phone. We went in to see if we could get a better deal than we currently had and left with several options to choose. Both Kevin and Wendy have been quick to respond to phone calls and emails. A pleasure to deal with and look forward to dealing with them again when we buy an investment property.

Darren & Amanda, Moss Vale, NSW
- Refinancer

My wife and myself were extremely happy with the service that we received, the team are very friendly, professional, always happy to meet you, the communication and presentation of the many services was outstanding, will recommend Phil and his team at Mortgage Choice to anyone looking for financial solutions.

Andrew and Amanda, Mittagong, NSW
- Upgrader

We are existing Mortgage Choice clients and cannot fault the service which Phil provides. Not only did they make the whole process easy and stress free, but they were able to process our finance in under 48 hours... how could you ask for more. We will continue to use them in the future and have no hesitation in recommending their services to anyone.

Craig and Anita, Bowral, NSW
- Property Investor

We were treated like real people not just another number like at the banks. Our experience was a very pleasant one. Nothing was a problem and our appointments where fitted in around our busy life. A very big thank you to all at Mortgage choice.

John & Tracey, Moss Vale, NSW
- Refinancer

Mortgage Choice is the only choice , Problem solvers , Fast , Honest , No Fuss , You Choose what's the best deal for you and your family , Our Home is our family and without Mortgage Choice we probably would not have the future we have today.

Robert and Michelle, Moss Vale, NSW
- Upgrader

I wanted to thank you for introducing us to Callie Scheffer. He came last Friday to present us with our Financial Report. He is very professional. We have learnt a lot from our discussions with him and the report he prepared has provided us both with a clear plan for our future.

It has been a valuable exercise and has brought me great relief.

Anonymous, Orangeville, NSW
- Financial Planning

We had a fantastic experience using Phil and Wendy from Mortgage Choice in Bowral. Due to being a small business, we had some stressful hoops to jump through but Phil gave us all the advice and help we needed to navigate this, whilst Wendy held our hand and managed all aspects of the application. We can't recommend this team enough - excellent at what they do, and super nice people to boot. We'll definitely be back when we're in need of a mortgage!

Jim & Georgi, Burradoo, NSW
- Refinancer

Phil and the staff at Mortgage Choice Bowral were just fantastic.
They made the whole process so simple and gave us the support and reassurance we needed throughout what would have otherwise been a daunting process.
By refinancing our home loan and consolidating our debt, we are now saving over $200 every week!
We could not have got such a good package without the help of Mortgage Choice. Thank you!

Robert & Ali, Mittagong, NSW
- Refinancer

We wouldn't go anywhere else but Mortgage Choice to manage our loan accounts. Phillip has been nothing but amazing since we started up with him back in 2012.

Jared & Melissa, Braemar, NSW
- Upgrader

Kevin and Wendy made the refinancing process so easy and pain free, we would highly recommend the team at mortgage choice Moss Vale to anyone looking for mortgage advice.

Dan & Karen, Wingello, NSW
- Upgrader

This was not an easy thing to get together but Phil's knowledge and patience were fantastic. The teams constant communication also made everything easy to deal with. Would recommend to anyone.

Kate, High Range, NSW
- Refinancer

From start to finish the process to choose a mortgage was simple and painless. After determining our requirements the Mortgage Choice team came up with a product that met all of our needs at a very competitive rate. We were kept informed of the progress of the loan at every stage via email and the staff could not have been any more friendly or helpful. I would certainly recommend Mortgage Choice at Bowral to anyone looking for a loan.

Sandra and Maurice, Exeter, NSW
- Upgrader

We recently applied for a home loan with Mortgage Choice, Kevin Campbell looked after us initially and we couldn't be happier with his efficiency, we needed to work quickly together as we were ready to build, the whole team were great. Very professional and friendly too, we will be recommending them to all our friends and family. We live and will be building over four hours from their office and it all went smoothly, nothing was ever a problem. Thank you to Kevin, Wendy and the whole team, we really appreciate all your efforts, let the build begin!!!

Brendan & Justine, Narooma, NSW
- Upgrader

Working with the mortgage choice team was great. Communication was excellent and I felt like they were actually working for me to achieve the best outcome. I highly recommend using Mortgage Choice over the banks as it is more personalised to suit individual needs.

Debby & Craig, Moss Vale, NSW
- Refinancer

Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.

Download now


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