Refinance your existing loan for better value

Reducing the interest rate on your existing home loan is one of the main reason people look to refinance which gives the flexibility of lower repayments, switching between fixed and variable rates etc. Other advantages are to free up the existing equity in home loan, consolidating all other debts in one loan.  

Recently one of my client had two home loans and was interested in purchasing the third one. During that interview we realized that she already had enough equity in those two home loans which could easily be used against the deposit for the third home (after refinancing of course). With our serviceability calculator we could find a bank which can  them money for the third loan.


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